ICICI Bank Relationship Manager Interview Questions, Process, and Tips

We were given a typical banking case study to discuss and give solutions to, and how to act in that situation

Q1. Basic Introduction about yourself?
Add your answer
Q2. Why banking in particular?
Ans. 
I have always been fascinated by the financial industry and enjoy helping clients achieve their financial goals.
• I have a strong interest in finance and economics

• I enjoy working with clients to help them achieve their financial goals

• I appreciate the stability and growth opportunities in the banking industry
Answered by AI
Add your answer

Q1. Direct interview with banking knowledge
Add your answer
Q2. Normal question..on find in YouTube
Add your answer

10 to 20 question Banking related questions

Q1. How to process Personal Loan
Ans. 
To process a Personal Loan, gather necessary documents, assess eligibility, submit application, wait for approval, and disburse funds.
• Gather necessary documents such as proof of income, identification, and address

• Assess eligibility based on credit score, income, and existing debts

• Submit loan application with all required documents

• Wait for approval from the financial institution

• Once approved, the funds will be disbursed
Answered by AI
Add your answer
Q2. How to process Business Loan
Ans. 
To process a Business Loan, gather necessary documents, assess creditworthiness, determine loan amount and terms, and finalize the loan agreement.
• Gather necessary documents such as financial statements, tax returns, business plan, and personal identification.

• Assess the creditworthiness of the borrower by reviewing credit history, income, and debt-to-income ratio.

• Determine the loan amount based on the borrower's needs a...read more
Answered by AI
Add your answer

Social media Boon or Bane in today's lifestyle.

Q1. Reason to choose Marketing. How to attend sales call.
Ans. 
I chose Marketing for its creativity and strategic thinking. To attend sales calls, I prepare by researching the client, practicing my pitch, and listening actively.
• Choose Marketing for creativity and strategic thinking

• Research the client before the sales call

• Practice your pitch to be confident and persuasive

• Listen actively to the client's needs and concerns

• Ask relevant questions to understand the client's requirements
Answered by AI
Add your answer

Q1. Drawing Power computation
Ans. 
Drawing Power computation is the calculation of the maximum amount of funds that can be withdrawn from a credit line.
• Drawing Power is calculated by subtracting the outstanding balance from the credit limit.

• It is important to regularly monitor the Drawing Power to ensure that the credit line is not overdrawn.

• For example, if the credit limit is $10,000 and the outstanding balance is $5,000, the Drawing Power would be $5,...read more
Answered by AI
Add your answer
Q2. Mortgage procedures and documentation
Ans. 
Mortgage procedures and documentation
• Mortgage procedures involve application, underwriting, approval, and closing

• Documentation includes income verification, credit report, property appraisal, and title search

• Borrowers need to provide proof of income, employment, and assets

• Lenders require a down payment and may charge fees for origination, appraisal, and closing

• Mortgage terms and interest rates vary based on credit scor
Answered by AI
Add your answer