Senior Relationship Officer
Senior Relationship Officer Interview Questions and Answers
Q1. Do you know about home loan morgage loan construction loan builder purchase case
Yes, I am familiar with home loan, mortgage loan, construction loan, builder purchase case.
I have knowledge and experience in handling home loan applications.
I am familiar with the process of mortgage loan approvals.
I have worked on construction loan cases and understand the requirements.
I have dealt with builder purchase cases and understand the intricacies involved.
Q2. There is no support From bankers because this Canara Bank is PSU then how could you achieve your target and goal also
I would focus on building strong relationships with customers and utilizing my expertise to meet targets independently.
Focus on building strong relationships with customers to generate business independently
Leverage my expertise and knowledge to identify opportunities and close deals
Utilize networking and referrals to expand customer base and reach targets
Implement strategic marketing initiatives to attract new clients and retain existing ones
Senior Relationship Officer Interview Questions and Answers for Freshers
Q3. This area is like a fish market. .are u ready for sale here? Tell me about yourself? What is storage strong power?
I am ready for any challenging environment and can adapt quickly to new situations.
I am a quick learner and can adjust to new surroundings easily
I have experience working in fast-paced environments
I am confident in my ability to handle any situation that comes my way
I am a team player and can work well with others to achieve common goals
Q4. Best selling a marketing v continuity to market
Continuity marketing is more effective than one-time selling as it builds long-term relationships with customers.
Continuity marketing focuses on building long-term relationships with customers
It involves creating a consistent experience for customers through regular communication and engagement
This approach leads to increased customer loyalty and repeat business
Examples of continuity marketing include loyalty programs, subscription services, and personalized marketing campaig...read more
Q5. Difference between IIR and FOIR
IIR stands for Internal Interest Rate while FOIR stands for Fixed Obligation to Income Ratio.
IIR is the interest rate set by the bank for a particular loan or credit product.
FOIR is the ratio of fixed obligations to the borrower's income, used to determine their loan eligibility.
IIR is specific to the financial institution's policies and can vary between different lenders.
FOIR is a standardized calculation used by lenders to assess the borrower's ability to repay the loan.
For...read more
Q6. How to convince people
To convince people, build trust, understand their needs, provide evidence, and communicate effectively.
Build trust by being honest, reliable, and delivering on promises.
Understand the needs and concerns of the person you are trying to convince.
Provide evidence and facts to support your arguments or proposals.
Communicate effectively by listening actively, using clear and persuasive language, and addressing objections.
Use storytelling and examples to make your points more relat...read more
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Q7. 8 years experience in banking
I have 8 years of experience in the banking industry.
Started as a teller and worked my way up to Senior Relationship Officer.
Extensive knowledge of banking products, services, and regulations.
Proven track record of building and maintaining strong client relationships.
Experience in managing portfolios and providing financial advice.
Participated in training programs and workshops to enhance skills.
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