HDB Financial Services
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I was interviewed in Jan 2025.
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I applied via Referral and was interviewed before Nov 2022. There were 2 interview rounds.
HDB Financial Services interview questions for popular designations
posted on 19 Oct 2024
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Get interview-ready with Top HDB Financial Services Interview Questions
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I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.
I applied via Indeed and was interviewed in Oct 2024. There was 1 interview round.
AMC stands for Asset Management Company, which is a company that manages mutual funds by investing the pooled funds of investors.
AMCs manage mutual funds by investing in various securities such as stocks, bonds, and money market instruments.
They charge a fee for managing the funds, known as the expense ratio.
Examples of AMCs include Vanguard, Fidelity, and BlackRock.
Large cap, mid cap, and small cap refer to the market capitalization of companies, with large cap being the largest and small cap being the smallest.
Large cap companies have a market capitalization typically over $10 billion, such as Apple or Microsoft.
Mid cap companies have a market capitalization between $2 billion and $10 billion, such as Chipotle or Etsy.
Small cap companies have a market capitalization typically un...
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.
Mutual funds are managed by professional fund managers
Investors pool their money to invest in a diversified portfolio of securities
Mutual funds offer diversification, liquidity, and professional management
Types of mutual funds include equity funds, bond funds, and money market funds
Current to write off refers to the amount of debt that is deemed uncollectible and removed from the books.
Current to write off is typically determined based on the age of the debt and the likelihood of collection.
It is important for collection associates to regularly review and update the current to write off amount.
Examples of factors that may contribute to a debt being written off include bankruptcy of the debtor or
I applied via Walk-in and was interviewed in Sep 2024. There were 3 interview rounds.
I conduct collections by contacting customers, negotiating payment plans, and documenting all interactions.
Contact customers via phone, email, or mail to discuss outstanding balances
Negotiate payment plans based on customer's financial situation
Document all interactions and agreements made with customers
Follow up with customers on payment deadlines and provide assistance as needed
What qualities do you have that we should offer you this?
I have extensive knowledge about the system used for collections, including software, processes, and regulations.
I am proficient in using collection software to track accounts and communicate with debtors.
I understand the legal regulations surrounding debt collection practices.
I am familiar with the process of skip tracing to locate debtors who have moved or changed contact information.
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The duration of HDB Financial Services interview process can vary, but typically it takes about less than 2 weeks to complete.
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