HDB Financial Services Interview Questions, Process, and Tips

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It is learning for so many things

Group discussion process done

Q1. What is your role in previous company?
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Q2. Cibil realated question ❓
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Q1. Service management
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Q2. No issues in fiance service
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Q3. Excellent service
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Q1. What is AMC ?
Ans. 
AMC stands for Asset Management Company, which is a company that manages mutual funds by investing the pooled funds of investors.
• AMCs manage mutual funds by investing in various securities such as stocks, bonds, and money market instruments.

• They charge a fee for managing the funds, known as the expense ratio.

• Examples of AMCs include Vanguard, Fidelity, and BlackRock.
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Q2. What is large cap mid cap small cap
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Large cap, mid cap, and small cap refer to the market capitalization of companies, with large cap being the largest and small cap being the smallest.
• Large cap companies have a market capitalization typically over $10 billion, such as Apple or Microsoft.

• Mid cap companies have a market capitalization between $2 billion and $10 billion, such as Chipotle or Etsy.

• Small cap companies have a market capitalization typically un...read more
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Q3. What is Mutual fund
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A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.
• Mutual funds are managed by professional fund managers

• Investors pool their money to invest in a diversified portfolio of securities

• Mutual funds offer diversification, liquidity, and professional management

• Types of mutual funds include equity funds, bond funds, and money market funds
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Q1. What is work previous company
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Q2. Collections types
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Q3. India infoline finance Ltd
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Q4. Current to write off
Ans. 
Current to write off refers to the amount of debt that is deemed uncollectible and removed from the books.
• Current to write off is typically determined based on the age of the debt and the likelihood of collection.

• It is important for collection associates to regularly review and update the current to write off amount.

• Examples of factors that may contribute to a debt being written off include bankruptcy of the debtor or
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Q1. How do you do the collection?
Ans. 
I conduct collections by contacting customers, negotiating payment plans, and documenting all interactions.
• Contact customers via phone, email, or mail to discuss outstanding balances

• Negotiate payment plans based on customer's financial situation

• Document all interactions and agreements made with customers

• Follow up with customers on payment deadlines and provide assistance as needed
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Q2. Based on months you were consistent with your collection daily drr in your previous company?
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What qualities do you have that we should offer you this?

Q1. How much knowledge do you have about the system?
Ans. 
I have extensive knowledge about the system used for collections, including software, processes, and regulations.
• I am proficient in using collection software to track accounts and communicate with debtors.

• I understand the legal regulations surrounding debt collection practices.

• I am familiar with the process of skip tracing to locate debtors who have moved or changed contact information.
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