HDB Financial Services
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I applied via Referral and was interviewed in Feb 2024. There was 1 interview round.
I am a dedicated and detail-oriented professional with experience in collections and a strong commitment to achieving targets.
I have X years of experience working in collections for XYZ company
I am skilled in negotiating payment arrangements with customers
I have a proven track record of meeting and exceeding collection targets
I am highly organized and detail-oriented, ensuring accurate record-keeping and documentation
Collection is the process of recovering unpaid debts. To convince a customer who has not paid their EMI, a collection officer must use effective communication and negotiation skills.
Contact the customer and try to understand their situation
Explain the consequences of not paying the EMI, such as late fees and damage to their credit score
Offer solutions such as a payment plan or a temporary reduction in the EMI amount
Mai...
I applied via Approached by Company and was interviewed before Aug 2022. There were 2 interview rounds.
BKT 1 and BKT 3 are different stages in the debt collection process.
BKT 1 is the initial stage where the collection process begins.
BKT 3 is a more advanced stage where legal action may be taken if the debt is not resolved.
BKT 1 focuses on communication and negotiation with the debtor.
BKT 3 involves escalated measures such as court proceedings or asset seizure.
The difference lies in the severity of actions taken and the
The behavior present to customers should be professional, courteous, and helpful.
Maintain a positive attitude and be attentive to customer needs
Communicate clearly and effectively
Handle customer inquiries and complaints with patience and empathy
Follow company policies and procedures when interacting with customers
Provide accurate information and assistance to customers
Build rapport and trust with customers to enhance t
HDB Financial Services interview questions for designations
I applied via Walk-in and was interviewed in May 2022. There were 2 interview rounds.
Easily math and g.k
I applied via Walk-in and was interviewed in Feb 2022. There were 3 interview rounds.
I applied via Job Portal
Petrol expense may not be provided as a separate category due to various reasons.
Petrol expense may be included under a broader category like transportation expenses.
The company may have a policy of not reimbursing petrol expenses.
The company may provide a separate allowance for petrol expenses instead of categorizing them.
The decision to not provide a separate category for petrol expenses could be based on cost-saving...
I worked as a Collection Officer at XYZ Bank for 2 years.
Managed a portfolio of delinquent accounts and implemented strategies to recover outstanding payments.
Negotiated payment plans with customers and provided financial counseling to help them meet their obligations.
Maintained accurate records of all collection activities and prepared reports for management.
Collaborated with legal and compliance teams to ensure all c...
I am open to discussing salary based on the responsibilities and expectations of the role.
I am looking for fair compensation based on my experience and skills
I am open to negotiation and discussing the salary range for this position
I am interested in learning more about the benefits package offered
I am willing to consider other forms of compensation such as bonuses or stock options
My strengths include attention to detail, persistence, and strong communication skills. My weakness is that I can be too hard on myself at times.
Strengths: attention to detail, persistence, strong communication skills
Example of attention to detail: I always double-check my work to ensure accuracy
Example of persistence: I never give up on a task until it is completed
Example of strong communication skills: I am able to e...
I am a detail-oriented and driven individual with experience in collections and customer service.
I have worked as a Collection Officer for 2 years, where I was responsible for contacting customers to collect overdue payments.
I am skilled in negotiating payment plans and resolving disputes with customers.
I have excellent communication skills and am able to handle difficult conversations with customers in a professional ...
I applied via Walk-in and was interviewed before Apr 2022. There were 2 interview rounds.
Target achievement is crucial for a Collection Officer to meet the set goals and objectives.
Setting realistic targets based on the company's objectives and market trends
Developing a strategic plan to achieve the targets
Monitoring progress regularly and making necessary adjustments
Motivating and training team members to achieve their targets
Using data analysis to identify areas of improvement
Rewarding and recognizing te...
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2 Interview rounds
based on 354 reviews
Rating in categories
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| ₹1.4 L/yr - ₹4.8 L/yr |
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