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based on 19.9k Reviews

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HDB Financial Services Collection Officer Interview Questions, Process, and Tips

Updated 20 Aug 2024

Top HDB Financial Services Collection Officer Interview Questions and Answers

HDB Financial Services Collection Officer Interview Experiences

15 interviews found

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about your self
  • Ans. 

    I am a dedicated and detail-oriented professional with experience in collections and a strong commitment to achieving targets.

    • I have X years of experience working in collections for XYZ company

    • I am skilled in negotiating payment arrangements with customers

    • I have a proven track record of meeting and exceeding collection targets

    • I am highly organized and detail-oriented, ensuring accurate record-keeping and documentation

  • Answered by AI
  • Q2. About my project
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(1 Question)

  • Q1. Collection product kya hai

Collection Officer Interview Questions Asked at Other Companies

Q1. Petrol expense not provide the co category.why
Q2. What is collection how to handle cm in that time the cm not paid ... read more
Q3. what will you do at the situation customer denied the payment ?
Q4. What is Collection ??.. How to Collect the Money From Customer??. ... read more
Q5. What is the best way to recover the amount
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Collection knowledge regarding
  • Q2. What is collection how to handle cm in that time the cm not paid emi how to you convince and get payment to cm side
  • Ans. 

    Collection is the process of recovering unpaid debts. To convince a customer who has not paid their EMI, a collection officer must use effective communication and negotiation skills.

    • Contact the customer and try to understand their situation

    • Explain the consequences of not paying the EMI, such as late fees and damage to their credit score

    • Offer solutions such as a payment plan or a temporary reduction in the EMI amount

    • Mai...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice company is good and salary in time to time and no any hard is here
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. My interview questions - how to manage your npa , writeoff case and portfolio
  • Q2. What difference between bkt 1 bkt 3
  • Ans. 

    BKT 1 and BKT 3 are different stages in the debt collection process.

    • BKT 1 is the initial stage where the collection process begins.

    • BKT 3 is a more advanced stage where legal action may be taken if the debt is not resolved.

    • BKT 1 focuses on communication and negotiation with the debtor.

    • BKT 3 involves escalated measures such as court proceedings or asset seizure.

    • The difference lies in the severity of actions taken and the

  • Answered by AI
  • Q3. What is behaviour present to customer
  • Ans. 

    The behavior present to customers should be professional, courteous, and helpful.

    • Maintain a positive attitude and be attentive to customer needs

    • Communicate clearly and effectively

    • Handle customer inquiries and complaints with patience and empathy

    • Follow company policies and procedures when interacting with customers

    • Provide accurate information and assistance to customers

    • Build rapport and trust with customers to enhance t

  • Answered by AI
  • Q4. What you think about your self and your achievements in this company

Interview Preparation Tips

Interview preparation tips for other job seekers - I will ans the question properly and achieve the job

HDB Financial Services interview questions for designations

 Collection and Recovery Officer

 (1)

 Collection Associate

 (17)

 Collection Supervisor

 (1)

 Area Collection Manager

 (1)

 Junior Collection Officer

 (1)

 Credit Card Collection Officer

 (1)

 Risk Officer

 (1)

 Credit Officer

 (1)

Collection Officer Interview Questions & Answers

user image Ramkrishan Mishra

posted on 21 Jun 2022

I applied via Walk-in and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - GK test 

(1 Question)

  • Q1. Math test and qualifications discription
Round 2 - Aptitude Test 

Easily math and g.k

Interview Preparation Tips

Topics to prepare for HDB Financial Services Collection Officer interview:
  • About your self and working expe
Interview preparation tips for other job seekers - All documents prepare like marksheet with graduation degree/migration also. And all documents prepare otherwise HR can return again next day prepare. And if you are experienced then submit to experience letter. Otherwise you can say first time interview then you can say experience but For HR documents will submit them you can say fresher if you are not experience letter.

I applied via Walk-in and was interviewed in Feb 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Tell me about my work and target ? What's about salary?
Round 3 - HR 

(3 Questions)

  • Q1. What's growth in this company.
  • Q2. How growth in this company
  • Q3. Tell me about Salary type and insurance, medical facilities, job location

Interview Preparation Tips

Interview preparation tips for other job seekers - I'm a honest and punctual employee and i will done my target in time at of any cost.

Collection Officer Jobs at HDB Financial Services

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I applied via Job Portal

Interview Questionnaire 

7 Questions

  • Q1. Petrol expense not provide the co category.why
  • Ans. 

    Petrol expense may not be provided as a separate category due to various reasons.

    • Petrol expense may be included under a broader category like transportation expenses.

    • The company may have a policy of not reimbursing petrol expenses.

    • The company may provide a separate allowance for petrol expenses instead of categorizing them.

    • The decision to not provide a separate category for petrol expenses could be based on cost-saving...

  • Answered by AI
  • Q2. Why not provide Mediclaim facility
  • Q3. Esi facilities not available at any place
  • Q4. Incremental minimum 12partange
  • Q5. Minimum salary 150000k eligible
  • Q6. Esi amount is not diduct in 150000k salary emp
  • Q7. Bons facilities is not available at company .

Interview Preparation Tips

Interview preparation tips for other job seekers - Salary Increase ment minimum 12 % par years
Round 1 - One-on-one 

(1 Question)

  • Q1. Besic question only and last compayne Expirnc
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - HR 

(4 Questions)

  • Q1. Share details of your previous job.
  • Ans. 

    I worked as a Collection Officer at XYZ Bank for 2 years.

    • Managed a portfolio of delinquent accounts and implemented strategies to recover outstanding payments.

    • Negotiated payment plans with customers and provided financial counseling to help them meet their obligations.

    • Maintained accurate records of all collection activities and prepared reports for management.

    • Collaborated with legal and compliance teams to ensure all c...

  • Answered by AI
  • Q2. What are your salary expectations?
  • Ans. 

    I am open to discussing salary based on the responsibilities and expectations of the role.

    • I am looking for fair compensation based on my experience and skills

    • I am open to negotiation and discussing the salary range for this position

    • I am interested in learning more about the benefits package offered

    • I am willing to consider other forms of compensation such as bonuses or stock options

  • Answered by AI
  • Q3. What are your strengths and weaknesses?
  • Ans. 

    My strengths include attention to detail, persistence, and strong communication skills. My weakness is that I can be too hard on myself at times.

    • Strengths: attention to detail, persistence, strong communication skills

    • Example of attention to detail: I always double-check my work to ensure accuracy

    • Example of persistence: I never give up on a task until it is completed

    • Example of strong communication skills: I am able to e...

  • Answered by AI
  • Q4. Tell me about yourself.
  • Ans. 

    I am a detail-oriented and driven individual with experience in collections and customer service.

    • I have worked as a Collection Officer for 2 years, where I was responsible for contacting customers to collect overdue payments.

    • I am skilled in negotiating payment plans and resolving disputes with customers.

    • I have excellent communication skills and am able to handle difficult conversations with customers in a professional ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I want job near by my home like seelampur to laxmi nagar or preet vihar!!
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed before Apr 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Resolution pending cases
  • Q2. Target Achievement now
  • Ans. 

    Target achievement is crucial for a Collection Officer to meet the set goals and objectives.

    • Setting realistic targets based on the company's objectives and market trends

    • Developing a strategic plan to achieve the targets

    • Monitoring progress regularly and making necessary adjustments

    • Motivating and training team members to achieve their targets

    • Using data analysis to identify areas of improvement

    • Rewarding and recognizing te...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Sorry, no Advice i give you i am little confused so

HDB Financial Services Interview FAQs

How many rounds are there in HDB Financial Services Collection Officer interview?
HDB Financial Services interview process usually has 1-2 rounds. The most common rounds in the HDB Financial Services interview process are Resume Shortlist, HR and One-on-one Round.
How to prepare for HDB Financial Services Collection Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDB Financial Services. The most common topics and skills that interviewers at HDB Financial Services expect are Collections, Finance, Financial Services, Recovery and Debt Recovery.
What are the top questions asked in HDB Financial Services Collection Officer interview?

Some of the top questions asked at the HDB Financial Services Collection Officer interview -

  1. Petrol expense not provide the co category....read more
  2. What is collection how to handle cm in that time the cm not paid emi how to you...read more
  3. What difference between bkt 1 bk...read more

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HDB Financial Services Collection Officer Interview Process

based on 18 interviews

2 Interview rounds

  • Resume Shortlist Round
  • One-on-one Round
View more
HDB Financial Services Collection Officer Salary
based on 678 salaries
₹1 L/yr - ₹4.5 L/yr
11% less than the average Collection Officer Salary in India
View more details

HDB Financial Services Collection Officer Reviews and Ratings

based on 354 reviews

4.2/5

Rating in categories

3.9

Skill development

4.0

Work-life balance

3.6

Salary

4.0

Job security

3.9

Company culture

3.2

Promotions

3.9

Work satisfaction

Explore 354 Reviews and Ratings
Field Collection Officer

Kolkata,

Krishnagar

+1

0-2 Yrs

₹ 1.25-2 LPA

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