Aye Finance Interview Questions, Process, and Tips

Q1. Self introduction
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Q2. Discuss experience
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Q1. Qualification discuss
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Q2. Current ctc and variable ctc
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Q1. Role and responsibilities
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Q2. Salary negotiations
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Q1. Tell us about yourself like name, work, studies
Ans. 
My name is John Smith. I have a Bachelor's degree in Finance and have been working as a Collection Officer for 5 years.
• Name: John Smith

• Work: Collection Officer for 5 years

• Studies: Bachelor's degree in Finance
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Q2. What work have you done in your work experience?
Ans. 
I have worked as a Collection Officer for 3 years, managing accounts, negotiating payment plans, and recovering outstanding debts.
• Managed a portfolio of accounts to ensure timely payments

• Negotiated payment plans with customers to settle outstanding debts

• Utilized collection software to track and monitor payment statuses

• Communicated with customers via phone, email, and in-person to resolve payment issues
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Q1. Previous experience and work profile
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Q2. Previous package and expectations
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Q1. Everything from the CV every little detail was asked to be briefed and how my previous experience being not relevant in terms of work still be relevant with skills
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Q2. Why I left the previous organisation and how I could contribute being a part of the team
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Q1. What's your product in previous organisation
Ans. 
In my previous organization, the product I managed was a range of personal loans tailored to meet the financial needs of individual customers.
• Managed a portfolio of personal loans

• Analyzed creditworthiness of applicants

• Developed strategies to increase loan disbursement

• Collaborated with sales team to drive product awareness
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Q2. What's knowledge of about secured loan vertical
Ans. 
Knowledge of secured loan vertical involves understanding the process of lending money with collateral as security.
• Understanding the concept of collateral and its importance in securing loans

• Knowledge of different types of collateral that can be used in secured loans, such as real estate, vehicles, or investments

• Familiarity with the legal aspects of secured loans, including the rights and responsibilities of both the l...read more
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HR just will discuss just on salary negotiable

GD started with an introduction and then I was asked to speak on positive impacts of covid-19.

Q1. The round was about last experience, challenges file handling large teams, Strengths and weakness and email writing for
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Q2. If the cost price of an item is Rs. 150 and the selling price is Rs. 200, what is the profit percentage
Ans. 
The profit percentage is 33.33%
• Calculate profit = Selling Price - Cost Price = Rs. 200 - Rs. 150 = Rs. 50

• Calculate profit percentage = (Profit / Cost Price) * 100 = (50 / 150) * 100 = 33.33%
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Q3. What is the difference between a stack and a queue? Give an example where you would use each
Ans. 
A stack is a data structure that follows the Last In First Out (LIFO) principle, while a queue follows the First In First Out (FIFO) principle.
• Stack: Used for function call management, undo operations, and backtracking in algorithms.

• Queue: Used in scheduling tasks, printing documents, and handling requests in a network server.

• Example: Stack - managing function calls in a recursive algorithm. Queue - processing customer
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Q4. A compiler is a progAsk questions: During the interview, ask thoughtful questions about the company, the job, and the team you would be working with. This shows that you are interested and engaged in the o...read more
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