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I applied via Recruitment Consulltant and was interviewed in Feb 2024. There were 2 interview rounds.
In my previous organization, the product I managed was a range of personal loans tailored to meet the financial needs of individual customers.
Managed a portfolio of personal loans
Analyzed creditworthiness of applicants
Developed strategies to increase loan disbursement
Collaborated with sales team to drive product awareness
Knowledge of secured loan vertical involves understanding the process of lending money with collateral as security.
Understanding the concept of collateral and its importance in securing loans
Knowledge of different types of collateral that can be used in secured loans, such as real estate, vehicles, or investments
Familiarity with the legal aspects of secured loans, including the rights and responsibilities of both the l...
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I applied via Recruitment Consultant and was interviewed in Jun 2021. There were 6 interview rounds.
To manage a loss-making branch, focus on identifying the root cause of the losses and implementing strategies to reduce expenses and increase revenue.
Conduct a thorough analysis of the branch's financial statements to identify areas of inefficiency
Implement cost-cutting measures such as reducing unnecessary expenses and optimizing staffing levels
Develop a sales and marketing strategy to increase revenue and attract new...
I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.
Identify potential customers through market research and customer profiling
Offer personalized solutions based on their needs and preferences
Leverage existing customer base for referrals and word-of-mouth marketing
Use digital marketing channels to reach a wider audience
Train and motivate sales team to e...
I applied via Naukri.com and was interviewed before Oct 2019. There were 6 interview rounds.
Yes, I have experience in gold valuation.
I have completed a course in gold valuation and have experience in assessing the purity and value of gold.
I am familiar with the different methods of gold valuation such as acid test, XRF analysis, and fire assay.
In my previous role, I have conducted gold valuation for customers and provided them with accurate assessments.
I keep myself updated with the current market trends and ...
We can accept gold loans of any carat.
We accept gold loans of all carats, including 24 carat, 22 carat, 18 carat, etc.
The carat of gold determines its purity, with 24 carat being the purest form.
Different carats of gold have different levels of purity and value.
We assess the value of the gold based on its carat and weight.
Customers can avail gold loans regardless of the carat of their gold.
Yes, hallmarks are distinctive characteristics or features that are used to identify or recognize something.
Hallmarks are often used in the context of identifying or recognizing the quality, authenticity, or origin of a product or item.
In the jewelry industry, hallmarks are small marks or stamps on precious metal items that indicate the metal's purity or quality.
In the legal field, hallmarks can refer to significant or...
I will ensure effective communication, set clear goals, provide training and support, and recognize and reward achievements.
Regular team meetings to discuss progress and challenges
Setting individual and team targets and monitoring progress
Providing training and support to team members to improve their skills
Recognizing and rewarding achievements to motivate the team
Encouraging teamwork and collaboration among team memb...
I applied via Referral and was interviewed before Feb 2020. There was 1 interview round.
I applied via Referral and was interviewed before Apr 2020. There was 1 interview round.
My work nature is highly organized, detail-oriented, and focused on achieving goals.
I am highly organized and prioritize tasks effectively to ensure smooth operations.
I pay attention to detail and ensure accuracy in all aspects of my work.
I am goal-oriented and strive to achieve targets and exceed expectations.
I am proactive and take initiative to identify and resolve issues before they escalate.
I am adaptable and able...
Work experience refers to the practical knowledge and skills gained through employment or professional activities.
Work experience is the accumulation of skills, knowledge, and expertise acquired through employment or professional engagements.
It includes both paid and unpaid work, internships, volunteer work, and any other relevant activities.
Work experience helps individuals develop industry-specific skills, adaptabili...
The target is achievable with proper planning and execution.
The target is challenging but realistic.
We have a clear plan in place to achieve the target.
Regular monitoring and course correction will ensure we stay on track.
We have a motivated team that is committed to achieving the target.
Examples: Last quarter, we exceeded our target by 10%. This quarter, we are on track to meet our target by the end of the month.
Awards and rewarding are forms of recognition and incentives given to individuals or organizations for their achievements or contributions.
Awards can be in the form of trophies, certificates, or monetary prizes.
Rewarding can include bonuses, promotions, or other perks.
They motivate and encourage individuals to perform better and achieve goals.
Awards and rewarding can be given in various fields such as sports, academics...
I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.
based on 4 interviews
Interview experience
based on 25 reviews
Rating in categories
Branch Manager
158
salaries
| ₹3.5 L/yr - ₹7.4 L/yr |
Branch Credit Officer
155
salaries
| ₹2.2 L/yr - ₹3.7 L/yr |
Credit Officer
153
salaries
| ₹2.2 L/yr - ₹4 L/yr |
Collection Officer
136
salaries
| ₹1.9 L/yr - ₹3.7 L/yr |
Loan Advisor
132
salaries
| ₹1.8 L/yr - ₹3.5 L/yr |
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