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I applied via Recruitment Consulltant and was interviewed in Feb 2024. There were 2 interview rounds.
In my previous organization, the product I managed was a range of personal loans tailored to meet the financial needs of individual customers.
Managed a portfolio of personal loans
Analyzed creditworthiness of applicants
Developed strategies to increase loan disbursement
Collaborated with sales team to drive product awareness
Knowledge of secured loan vertical involves understanding the process of lending money with collateral as security.
Understanding the concept of collateral and its importance in securing loans
Knowledge of different types of collateral that can be used in secured loans, such as real estate, vehicles, or investments
Familiarity with the legal aspects of secured loans, including the rights and responsibilities of both the l...
HR just will discuss just on salary negotiable
Top trending discussions
posted on 20 Nov 2024
I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.
Income assessment is a crucial part of my role as a Branch Credit Manager.
I assess income through pay stubs, tax returns, bank statements, and employment verification.
I analyze the consistency and stability of income to determine creditworthiness.
I consider sources of income, such as salary, bonuses, commissions, and rental income.
I calculate debt-to-income ratios to assess the borrower's ability to repay loans.
I may a...
Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.
Calculate average daily sales by observing customer traffic and pricing.
Consider expenses such as ingredients, rent, utilities, and labor costs.
Evaluate the location's foot traffic and potential for growth.
Assess the vendor's customer base and loyalty.
Analyze competition in the area and pricing stra...
posted on 1 Jun 2024
I applied via Referral and was interviewed in May 2024. There was 1 interview round.
Simple case study of maths apptitude percentage etc
I applied via Referral
posted on 29 Dec 2023
I applied via Company Website and was interviewed in Jun 2023. There were 4 interview rounds.
I applied via Newspaper Ad and was interviewed in Nov 2023. There was 1 interview round.
Business vintage & stability spoof refers to the falsification of business history and financial stability to deceive lenders. Reasons to reject files include inconsistencies in business profile, banking statements, and technical reports.
Business vintage refers to the length of time a business has been operating. Lenders look for established businesses with a proven track record.
Stability spoof involves presenting fals...
posted on 18 Jan 2025
I applied via Referral and was interviewed before Jan 2024. There were 3 interview rounds.
The company administers an aptitude and psychometric test.
posted on 31 Jan 2023
I applied via Campus Placement
A Online Round based on Appitude.
A Current News Related to CBDC ,Duration :- 30 mins
I applied via Naukri.com and was interviewed before Jan 2021. There were 2 interview rounds.
I am open to discussing salary based on the responsibilities and requirements of the position.
I believe that compensation should be fair and competitive within the industry.
I am more interested in the overall package, including benefits and growth opportunities.
I am open to negotiation and would like to learn more about the company's compensation structure.
I am confident that my skills and experience justify a competit...
I come from a diverse family background with a mix of cultures and professions.
My father is a doctor and my mother is a lawyer, so I have been exposed to both the medical and legal fields.
My grandparents were immigrants from different countries, which has given me a multicultural perspective.
Growing up, I had siblings who pursued careers in engineering and arts, providing a wide range of interests within my family.
I worked as a Credit Manager at XYZ Bank for 3 years.
Managed a team of 10 credit analysts and oversaw the credit approval process.
Analyzed financial statements and credit reports to assess the creditworthiness of borrowers.
Developed and implemented credit policies and procedures to mitigate risk.
Collaborated with sales teams to evaluate potential clients and negotiate credit terms.
Reduced delinquency rates by 15% throu...
I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.
based on 4 interviews
Interview experience
based on 24 reviews
Rating in categories
Branch Credit Officer
161
salaries
| ₹2.2 L/yr - ₹3.7 L/yr |
Branch Manager
160
salaries
| ₹3.5 L/yr - ₹7.4 L/yr |
Credit Officer
151
salaries
| ₹2.2 L/yr - ₹4 L/yr |
Loan Advisor
131
salaries
| ₹1.8 L/yr - ₹3.5 L/yr |
Collection Officer
130
salaries
| ₹1.9 L/yr - ₹3.7 L/yr |
Axio
LendingKart
NeoGrowth Credit
ZipLoan