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Aye Finance Field Credit Officer Interview Questions and Answers
Aye Finance Field Credit Officer Interview Experiences
2 interviews found
I applied via Naukri.com and was interviewed before Dec 2018. There were 2 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Field observation about customers business related questions ex(how income arrive for tea shop) like that?
- Q2. How to Risk finding at field?
- Ans.
To assess risk in the field, credit officers can use various methods such as conducting on-site visits, analyzing financial statements, and evaluating market conditions.
Conduct on-site visits to assess the borrower's business operations and evaluate the quality of assets.
Analyze financial statements to understand the borrower's financial health, debt levels, and repayment capacity.
Evaluate market conditions and industr...
Interview Preparation Tips
If your branch sales not performed means your promotion, bonus & increment will be questionable????
So choose branch which is do good numbers, you can grow together with your branch.
I applied via Recruitment Consultant and was interviewed in Jun 2019. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. How to analyze customer income without banking &it papers?
- Ans.
Analyzing customer income without banking & IT papers
Look for alternative sources of income verification such as tax returns, pay stubs, or employment contracts
Consider conducting interviews with the customer's employer or references to verify income
Analyze the customer's spending habits and lifestyle to assess their income level
Review the customer's credit history and financial statements for any indications of income
...
- Q2. What u do in field PD visit?
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
(2 Questions)
- Q1. Work experience
- Q2. Qualification
(2 Questions)
- Q1. What is your education
- Q2. Qualification
Interview Preparation Tips
Credit Processing Associate Interview Questions & Answers
Poonawalla Fincorp
Anonymous
posted on 31 Jul 2024
(2 Questions)
- Q1. Question about Previous company experience
- Q2. Salary expectation
(2 Questions)
- Q1. Introduction previous job experiences
- Ans.
I have experience working in various roles in the financial industry, including as a credit analyst and loan processor.
Worked as a credit analyst at XYZ Bank, analyzing credit reports and financial statements
Processed loan applications and conducted risk assessments at ABC Credit Union
Collaborated with underwriters and loan officers to ensure timely and accurate processing of loan applications
- Q2. Question about banking sector and finance
Interview Preparation Tips
Group discussion with senior
(2 Questions)
- Q1. Question related to salary package
- Q2. Question related to notice period
Interview Preparation Tips
Selected
I applied via Company Website and was interviewed in May 2024. There was 1 interview round.
(2 Questions)
- Q1. Technical knowledge and job profile related
- Q2. As per process and work experience based
Interview Preparation Tips
Selected
I applied via Recruitment Consulltant
(5 Questions)
- Q1. Salary expectation
- Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
- Q3. Work experience
- Q4. Income analysis
- Q5. How to settle income FOIR
- Ans.
FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.
Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...
The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case
Interview Preparation Tips
(2 Questions)
- Q1. Your introduction .
- Q2. Education
Interview Preparation Tips
Cluster Credit Manager Interview Questions & Answers
Veritas Finance
Anonymous
posted on 15 Dec 2023
Selected
I applied via Referral and was interviewed in Nov 2023. There were 4 interview rounds.
(2 Questions)
- Q1. They asked all relevant questions about previous experience. Nature of Work at previous organization.
- Q2. Nature Job to determine the quality
(1 Question)
- Q1. They asked all experience and documents to process next level
(1 Question)
- Q1. After all documents submission offer letter released.
Interview Preparation Tips
Area Credit Manager Interview Questions & Answers
Mahindra Rural Housing Finance
Anonymous
posted on 7 Jun 2024
Selected
(2 Questions)
- Q1. About work history
- Q2. About domain knowledge
(1 Question)
- Q1. About Salary and others
Aye Finance Interview FAQs
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Aye Finance Interviews By Designations
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Aye Finance Field Credit Officer Reviews and Ratings
based on 22 reviews
Rating in categories
|
Branch Credit Officer
162
salaries
|  ₹2.2 L/yr - ₹3.7 L/yr |
|
Branch Manager
159
salaries
| ₹3.5 L/yr - ₹7.4 L/yr |
|
Credit Officer
151
salaries
| ₹2.2 L/yr - ₹4 L/yr |
|
Loan Advisor
133
salaries
| ₹1.8 L/yr - ₹3.5 L/yr |
|
Collection Officer
128
salaries
| ₹1.9 L/yr - ₹3.7 L/yr |
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