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Veritas Finance Cluster Credit Manager Interview Questions and Answers

Updated 15 Dec 2023

Veritas Finance Cluster Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. They asked all relevant questions about previous experience. Nature of Work at previous organization.
  • Q2. Nature Job to determine the quality
Round 3 - HR 

(1 Question)

  • Q1. They asked all experience and documents to process next level
Round 4 - Final Offer Letter 

(1 Question)

  • Q1. After all documents submission offer letter released.

Interview Preparation Tips

Interview preparation tips for other job seekers - Overall Veritas is good organization place to work. Interview process also simple and HR response is good. They released offer Letter after shortlisted in few days. Excellent HR team.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. About experience , job role , Description of previous job role , critical situation handling skill , team management skill
  • Q2. Description of previous job role
  • Q3. Team handling skill
  • Q4. Job change reason
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Opportunity to work with a larger team

    • Seeking new challenges and learning opportunities

  • Answered by AI
  • Q5. Future contribution to the job role
  • Ans. 

    I will bring extensive experience in credit management, strong analytical skills, and a proactive approach to risk assessment.

    • Extensive experience in credit management

    • Strong analytical skills

    • Proactive approach to risk assessment

  • Answered by AI

Cluster Credit Manager Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. What did You understand about legal chain documents, search repor ... read more
Q2. What all things to see in a file
Q3. Legal and technical aspects for a secured loan
Q4. What is currently KRA
Q5. What is expected ctc

Interview questions from similar companies

I applied via Walk-in and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

After Joining confirmation

Round 2 - Common interview 

(1 Question)

  • Q1. Normal credit norms and policy
  • Ans. 

    Normal credit norms and policy refer to the standard guidelines followed by a company while extending credit to its customers.

    • Credit limit is set based on the customer's creditworthiness

    • Payment terms are agreed upon between the company and the customer

    • Late payment fees and interest rates are charged for delayed payments

    • Credit checks are conducted before extending credit to new customers

    • Credit policies are reviewed peri...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company and attractive salary and incentive.

I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Basic policy test of underwriting and brief introduction of self at starting
  • Q2. Market Knowledge, altitude test, case study based discussion, financial formulae check.
Round 3 - HR 

(3 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing as such.
No problem if reporting Manager finaalizes you.

Interview Questionnaire 

4 Questions

  • Q1. Interviewer were asked me about how to do credit analysis and take final decision to provide respective loan applicant?
  • Q2. What is underwriting and what you have to do for getting good customer to our finance?
  • Ans. 

    Underwriting is the process of assessing the creditworthiness of a customer and determining the terms and conditions for providing finance.

    • Underwriting involves evaluating the financial and personal information of a customer to determine their ability to repay a loan.

    • The credit manager analyzes factors such as income, credit history, employment stability, and collateral to assess the risk associated with lending to a c...

  • Answered by AI
  • Q3. What's your ambitions and why you are choosing our company for work?
  • Ans. 

    My ambition is to excel in the field of credit management and contribute to the growth of your company.

    • I have a strong passion for credit management and have set ambitious goals for myself in this field.

    • I believe that your company has a strong reputation in the industry and offers great opportunities for career growth.

    • I am impressed by the company's commitment to innovation and its focus on providing excellent customer...

  • Answered by AI
  • Q4. And more related questions about my previous role and responsibilities and work. That was good. Thanks Nakuri Team.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be passionate and positive before you go to interview. Best of luck.

I applied via Referral and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Case Study 

Interview Preparation Tips

Interview preparation tips for other job seekers - Happy to join as a member of Fullerton family

Interview Questionnaire 

1 Question

  • Q1. Asking about Product Mortgage credit analysis etc..

Interview Questionnaire 

1 Question

  • Q1. Job profile previous company and knowledge about cibil and also I honest about my work.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Previous job roles
  • Ans. 

    I have held various roles in credit management, including Credit Analyst, Collections Specialist, and Credit Supervisor.

    • Credit Analyst role involved assessing creditworthiness of customers and making recommendations for credit limits.

    • Collections Specialist role focused on contacting customers with overdue accounts and negotiating payment plans.

    • Credit Supervisor role involved overseeing a team of credit analysts and col...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - Technical 

(4 Questions)

  • Q1. Credit related questions
  • Q2. Loan sanction process
  • Q3. Basic requirements
  • Q4. Client visit plan and discussion with regard to business and risk involved

Interview Preparation Tips

Interview preparation tips for other job seekers - Normal credit interview questions

Veritas Finance Interview FAQs

How many rounds are there in Veritas Finance Cluster Credit Manager interview?
Veritas Finance interview process usually has 3 rounds. The most common rounds in the Veritas Finance interview process are Resume Shortlist, One-on-one Round and HR.
What are the top questions asked in Veritas Finance Cluster Credit Manager interview?

Some of the top questions asked at the Veritas Finance Cluster Credit Manager interview -

  1. They asked all experience and documents to process next le...read more
  2. After all documents submission offer letter releas...read more
  3. Nature Job to determine the qual...read more

Tell us how to improve this page.

Veritas Finance Cluster Credit Manager Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
View more

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Veritas Finance Cluster Credit Manager Salary
based on 6 salaries
₹4.3 L/yr - ₹9.8 L/yr
5% less than the average Cluster Credit Manager Salary in India
View more details

Veritas Finance Cluster Credit Manager Reviews and Ratings

based on 5 reviews

5.0/5

Rating in categories

4.7

Skill development

5.0

Work-life balance

5.0

Salary

5.0

Job security

5.0

Company culture

5.0

Promotions

4.7

Work satisfaction

Explore 5 Reviews and Ratings
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