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Motilal Oswal Home Finance Cluster Credit Manager Interview Questions and Answers
Motilal Oswal Home Finance Cluster Credit Manager Interview Experiences
1 interview found
HariBabu Redapangi
(3 Questions)
- Q1. What is tital experience
- Ans.
Total experience refers to the cumulative years of work experience a candidate has in a particular field or industry.
Total experience includes all relevant work experience, including internships, part-time jobs, and full-time positions.
It is important for employers to consider total experience when evaluating a candidate's qualifications for a role.
For example, a candidate with 5 years of total experience in credit man...
- Q2. Job related question
- Q3. Profile and pd Kirana and fancy shop
(2 Questions)
- Q1. What is present ctc
- Ans.
Current CTC refers to the total salary package of an employee including all benefits and allowances.
Present CTC includes salary, bonuses, benefits, and allowances.
It is the total cost to the company for employing the individual.
CTC may vary based on the employee's experience, skills, and negotiation.
Example: Present CTC of $60,000 includes a base salary of $50,000, annual bonus of $5,000, and benefits worth $5,000.
- Q2. What is expected ctc
- Ans.
The expected CTC for the Cluster Credit Manager position will depend on factors such as experience, qualifications, and company policies.
Expected CTC can range from X to Y based on industry standards.
Candidates with relevant experience and skills may negotiate for a higher CTC.
Company policies and budget constraints also play a role in determining the expected CTC.
CTC may include components such as base salary, bonuses
Pd for single profile
Cibil verification and profle pds
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Cluster Credit Manager Interview Questions & Answers
Kotak Securities
Anonymous
posted on 15 Apr 2024
Online test was conducted by placement
Moneyless economy in India; advantages ve disadvantages
(1 Question)
- Q1. Why do you want to work in sales
(2 Questions)
- Q1. Q.1 What Is CTC Before Company Now How Much your Are Expecting.? Q.2 What Are Different Types of Credit That Bank Offers.? Q.3 What Is Ideal Debt Equity Ratio? What Is Credit Appraisal.? Q.4 What Is Un...
- Ans. Ans.1 Before I got 2.64 Chang Now I Am Expecting 3.36 to 3.50 Lacs Per Annum. Ans.2 Bank Offer Various Types of Credit Including Personal Loan, Credit Card , Mortgages , And Business Loas. Ans.3 Ideal Debt Equity Ratio Varies By Industry And Company But Generally Ranges 0.5 to 2 Debt. And 4.Underwriting is The process Through Individual or Now Individual Financial Risk And Risk Typically Involves Loans. Ans.5 Key Ski...
- Q2. What is Cibil Fullform?
- Ans.
CIBIL stands for Credit Information Bureau (India) Limited.
CIBIL is a credit information company in India that collects and maintains records of individuals' and companies' credit information.
It provides credit scores and reports to lenders to help them evaluate the creditworthiness of potential borrowers.
CIBIL plays a crucial role in the loan approval process by providing insights into an individual's credit history a
Selected
(2 Questions)
- Q1. Basic about stock market
- Q2. Selling experience
- Ans.
I have over 5 years of experience in sales, consistently exceeding targets and building strong client relationships.
Exceeded sales targets by 20% in my previous role
Built a strong client base through effective communication and follow-up
Utilized CRM software to track leads and conversions
Cluster Credit Manager Interview Questions & Answers
Kotak Securities
Anonymous
posted on 15 Apr 2024
Online test was conducted by placement
Moneyless economy in India; advantages ve disadvantages
(1 Question)
- Q1. Why do you want to work in sales
Selected
I applied via Referral and was interviewed in Aug 2023. There were 2 interview rounds.
About the finance design case
Numeric ability on financial filed
Selected
I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.
(1 Question)
- Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
- Ans.
Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.
Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.
Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.
Bank statements show a person's i...
(1 Question)
- Q1. How long do you see with our company
Selected
I applied via Recruitment Consulltant and was interviewed before May 2023. There were 2 interview rounds.
(3 Questions)
- Q1. Tell me something about urself
- Q2. Why u left previous organisation
- Q3. Special skills u have
(2 Questions)
- Q1. How u travel around
- Q2. How u handle pressure
Interview Preparation Tips
I applied via Walk-in and was interviewed before Jul 2021. There was 1 interview round.
(1 Question)
- Q1. How you will achieve your target if you not get leads from branch
Interview Preparation Tips
- Knowledge of equity markets
Motilal Oswal Home Finance Interview FAQs
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Motilal Oswal Home Finance Interviews By Designations
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Motilal Oswal Home Finance Cluster Credit Manager Interview Process
based on 1 interview
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Motilal Oswal Home Finance Cluster Credit Manager Reviews and Ratings
based on 4 reviews
Rating in categories
|
Relationship Manager
142
salaries
|  ₹2.1 L/yr - ₹4.6 L/yr |
|
Branch Sales Manager
80
salaries
| ₹3 L/yr - ₹9 L/yr |
|
Senior Relationship Manager
51
salaries
| ₹2.6 L/yr - ₹4.2 L/yr |
|
Branch Credit Manager
49
salaries
| ₹2.8 L/yr - ₹7.6 L/yr |
|
Senior Executive
40
salaries
| ₹2.2 L/yr - ₹5 L/yr |
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