Motilal Oswal Home Finance Cluster Credit Manager Interview Questions and Answers

Q1. What is tital experience
Ans. 
Total experience refers to the cumulative years of work experience a candidate has in a particular field or industry.
• Total experience includes all relevant work experience, including internships, part-time jobs, and full-time positions.

• It is important for employers to consider total experience when evaluating a candidate's qualifications for a role.

• For example, a candidate with 5 years of total experience in credit man...read more
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Q1. What is present ctc
Ans. 
Current CTC refers to the total salary package of an employee including all benefits and allowances.
• Present CTC includes salary, bonuses, benefits, and allowances.

• It is the total cost to the company for employing the individual.

• CTC may vary based on the employee's experience, skills, and negotiation.

• Example: Present CTC of $60,000 includes a base salary of $50,000, annual bonus of $5,000, and benefits worth $5,000.
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Q2. What is expected ctc
Ans. 
The expected CTC for the Cluster Credit Manager position will depend on factors such as experience, qualifications, and company policies.
• Expected CTC can range from X to Y based on industry standards.

• Candidates with relevant experience and skills may negotiate for a higher CTC.

• Company policies and budget constraints also play a role in determining the expected CTC.

• CTC may include components such as base salary, bonuses
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