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Motilal Oswal Home Finance Credit Manager Interview Questions and Answers
Motilal Oswal Home Finance Credit Manager Interview Experiences
2 interviews found
Selected
I applied via Referral and was interviewed in Aug 2023. There was 1 interview round.
(4 Questions)
- Q1. In general, about past Job-related thing as shifting in same field. About what was work culture and how many cases I handle in a month.
- Q2. Average ticket size given to me about what amount of authority is given for visit.
- Ans.
The average ticket size determines the level of authority for visits.
The average ticket size indicates the typical amount of credit extended to customers.
A higher average ticket size may indicate a higher level of authority for visits.
Authority for visits may be determined based on the risk associated with the credit extended.
Examples of authority levels could be: low authority for visits if average ticket size is belo...
- Q3. What about timings of the job? Whether I will be comfortable or not during extended working hours?
- Q4. PD visits distance to be covered in that area, and how many visits done in a month on average basis?
- Ans.
The credit manager should be aware of the distance to be covered in their area and the average number of visits made in a month.
The credit manager should have knowledge of the geographical area they are responsible for.
They should be aware of the distance between different locations within their area.
Knowing the average number of visits made in a month helps in planning and managing workload.
This information can be use...
Interview Preparation Tips
Always negotiate to get the best offer from recruiter as you will have to give your best as well.
Selected
I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.
(2 Questions)
- Q1. What is your job responsibilities
- Q2. What is your experience
- Ans.
I have 5 years of experience in marketing, including developing marketing strategies, managing campaigns, and analyzing market trends.
Developed and implemented marketing strategies to increase brand awareness and drive sales
Managed marketing campaigns across various channels such as social media, email, and print
Analyzed market trends and consumer behavior to identify opportunities for growth
Collaborated with cross-fun...
Interview Preparation Tips
Top trending discussions
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(2 Questions)
- Q1. Q.1 What Is CTC Before Company Now How Much your Are Expecting.? Q.2 What Are Different Types of Credit That Bank Offers.? Q.3 What Is Ideal Debt Equity Ratio? What Is Credit Appraisal.? Q.4 What Is Un...
- Ans. Ans.1 Before I got 2.64 Chang Now I Am Expecting 3.36 to 3.50 Lacs Per Annum. Ans.2 Bank Offer Various Types of Credit Including Personal Loan, Credit Card , Mortgages , And Business Loas. Ans.3 Ideal Debt Equity Ratio Varies By Industry And Company But Generally Ranges 0.5 to 2 Debt. And 4.Underwriting is The process Through Individual or Now Individual Financial Risk And Risk Typically Involves Loans. Ans.5 Key Ski...
- Q2. What is Cibil Fullform?
- Ans.
CIBIL stands for Credit Information Bureau (India) Limited.
CIBIL is a credit information company in India that collects and maintains records of individuals' and companies' credit information.
It provides credit scores and reports to lenders to help them evaluate the creditworthiness of potential borrowers.
CIBIL plays a crucial role in the loan approval process by providing insights into an individual's credit history a
Selected
I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.
(1 Question)
- Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
- Ans.
Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.
Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.
Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.
Bank statements show a person's i...
(1 Question)
- Q1. How long do you see with our company
Cluster Credit Manager Interview Questions & Answers
Kotak Securities
Anonymous
posted on 15 Apr 2024
Online test was conducted by placement
Moneyless economy in India; advantages ve disadvantages
(1 Question)
- Q1. Why do you want to work in sales
Branch Credit Manager Interview Questions & Answers
Aadhar Housing Finance
Anonymous
posted on 30 Oct 2023
Selected
I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.
(1 Question)
- Q1. Good hr policy and good to talk
Tcm rcm and zbh taken interview
Interview Preparation Tips
Selected
I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.
(2 Questions)
- Q1. What is DSCR? How is it important?
- Ans.
DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to evaluate a company's ability to pay its debt obligations.
DSCR is calculated by dividing a company's operating income by its total debt service obligations.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders often use DSCR to assess the creditworthiness of a borrower before extending a ...
- Q2. What ratios are important and why?
- Ans.
Important ratios for credit analysis include debt-to-equity, current ratio, and interest coverage ratio.
Debt-to-equity ratio: Indicates the proportion of debt used to finance a company's assets. A lower ratio is generally preferred.
Current ratio: Measures a company's ability to cover its short-term liabilities with its short-term assets. A ratio above 1 is ideal.
Interest coverage ratio: Shows a company's ability to pay...
(2 Questions)
- Q1. Tell me something about yourself?
- Q2. What did you do in your last organisation?
Interview Preparation Tips
Credit Underwriter Interview Questions & Answers
SBI Cards & Payment Services
Krishna “Krishna Kr” Kr
posted on 28 May 2022
There will be some question related to aptitude you to clear it for 2nd round
(1 Question)
- Q1. Hr will connect you for introduction and basic info and payout
(1 Question)
- Q1. Final round will be conduct by process manager
Interview Preparation Tips
Selected
I applied via Referral and was interviewed in Aug 2023. There were 2 interview rounds.
About the finance design case
Numeric ability on financial filed
Selected
I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.
(1 Question)
- Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
- Ans.
Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.
Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.
Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.
Bank statements show a person's i...
(1 Question)
- Q1. How long do you see with our company
Motilal Oswal Home Finance Interview FAQs
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Motilal Oswal Home Finance Credit Manager Interview Process
based on 2 interviews
Interview experience
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Motilal Oswal Home Finance Credit Manager Reviews and Ratings
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Rating in categories
|
Relationship Manager
142
salaries
|  ₹2.1 L/yr - ₹4.6 L/yr |
|
Branch Sales Manager
80
salaries
| ₹3 L/yr - ₹9 L/yr |
|
Branch Credit Manager
49
salaries
| ₹2.8 L/yr - ₹7.6 L/yr |
|
Senior Relationship Manager
48
salaries
| ₹2.8 L/yr - ₹4.2 L/yr |
|
Senior Executive
40
salaries
| ₹2.2 L/yr - ₹5 L/yr |
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