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Motilal Oswal Home Finance Credit Manager Interview Questions and Answers
Motilal Oswal Home Finance Credit Manager Interview Experiences
2 interviews found
Anonymous
Selected
I applied via Referral and was interviewed in Aug 2023. There was 1 interview round.
(4 Questions)
- Q1. In general, about past Job-related thing as shifting in same field. About what was work culture and how many cases I handle in a month.
- Q2. Average ticket size given to me about what amount of authority is given for visit.
- Ans.
The average ticket size determines the level of authority for visits.
The average ticket size indicates the typical amount of credit extended to customers.
A higher average ticket size may indicate a higher level of authority for visits.
Authority for visits may be determined based on the risk associated with the credit extended.
Examples of authority levels could be: low authority for visits if average ticket size is belo...
- Q3. What about timings of the job? Whether I will be comfortable or not during extended working hours?
- Q4. PD visits distance to be covered in that area, and how many visits done in a month on average basis?
- Ans.
The credit manager should be aware of the distance to be covered in their area and the average number of visits made in a month.
The credit manager should have knowledge of the geographical area they are responsible for.
They should be aware of the distance between different locations within their area.
Knowing the average number of visits made in a month helps in planning and managing workload.
This information can be use...
Interview Preparation Tips
Always negotiate to get the best offer from recruiter as you will have to give your best as well.
Selected
I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.
(2 Questions)
- Q1. What is your job responsibilities
- Q2. What is your experience
- Ans.
I have 5 years of experience in marketing, including developing marketing strategies, managing campaigns, and analyzing market trends.
Developed and implemented marketing strategies to increase brand awareness and drive sales
Managed marketing campaigns across various channels such as social media, email, and print
Analyzed market trends and consumer behavior to identify opportunities for growth
Collaborated with cross-fun...
Interview Preparation Tips
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Interview questions from similar companies
Selected
I applied via Referral and was interviewed in Aug 2023. There were 2 interview rounds.
About the finance design case
Numeric ability on financial filed
(2 Questions)
- Q1. Q.1 What Is CTC Before Company Now How Much your Are Expecting.? Q.2 What Are Different Types of Credit That Bank Offers.? Q.3 What Is Ideal Debt Equity Ratio? What Is Credit Appraisal.? Q.4 What Is Un...
- Ans. Ans.1 Before I got 2.64 Chang Now I Am Expecting 3.36 to 3.50 Lacs Per Annum. Ans.2 Bank Offer Various Types of Credit Including Personal Loan, Credit Card , Mortgages , And Business Loas. Ans.3 Ideal Debt Equity Ratio Varies By Industry And Company But Generally Ranges 0.5 to 2 Debt. And 4.Underwriting is The process Through Individual or Now Individual Financial Risk And Risk Typically Involves Loans. Ans.5 Key Ski...
- Q2. What is Cibil Fullform?
- Ans.
CIBIL stands for Credit Information Bureau (India) Limited.
CIBIL is a credit information company in India that collects and maintains records of individuals' and companies' credit information.
It provides credit scores and reports to lenders to help them evaluate the creditworthiness of potential borrowers.
CIBIL plays a crucial role in the loan approval process by providing insights into an individual's credit history a
Interview Questionnaire
1 Question
- Q1. Stability
Interview Preparation Tips
I applied via Approached by Company and was interviewed before Aug 2021. There were 2 interview rounds.
(1 Question)
- Q1. Background, customer handling quality, working experiences and current market scenario and knowledge
Interview Preparation Tips
(8 Questions)
- Q1. What are your salary expectations?
- Q2. What is your family background?
- Q3. Share details of your previous job.
- Q4. Why should we hire you?
- Q5. Why are you looking for a change?
- Q6. Where do you see yourself in 5 years?
- Q7. What are your strengths and weaknesses?
- Q8. Tell me about yourself.
Interview Preparation Tips
Selected
I applied via Recruitment Consulltant and was interviewed before Apr 2022. There was 1 interview round.
(2 Questions)
- Q1. Past experience, hni clients handling.
- Q2. Life insurance sales
Interview Preparation Tips
You should have life insurance sales experience
Selected
I applied via Referral and was interviewed in Dec 2023. There were 3 interview rounds.
Behaviour to handle the management
What are all the responsibility to come out with best results towards business.
(1 Question)
- Q1. Experience and expectations
Experience and work companies
Motilal Oswal Home Finance Interview FAQs
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Motilal Oswal Home Finance Interviews By Designations
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Motilal Oswal Home Finance Credit Manager Interview Process
based on 2 interviews
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Motilal Oswal Home Finance Credit Manager Reviews and Ratings
based on 8 reviews
Rating in categories
|
Relationship Manager
139
salaries
|  ₹2 L/yr - ₹4.5 L/yr |
|
Branch Sales Manager
85
salaries
| ₹3.5 L/yr - ₹9 L/yr |
|
Senior Relationship Manager
53
salaries
| ₹2.6 L/yr - ₹4.2 L/yr |
|
Assistant Manager
52
salaries
| ₹3.2 L/yr - ₹7.1 L/yr |
|
Branch Credit Manager
52
salaries
| ₹2.8 L/yr - ₹7.6 L/yr |
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