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I applied via Referral and was interviewed in Aug 2023. There was 1 interview round.
The average ticket size determines the level of authority for visits.
The average ticket size indicates the typical amount of credit extended to customers.
A higher average ticket size may indicate a higher level of authority for visits.
Authority for visits may be determined based on the risk associated with the credit extended.
Examples of authority levels could be: low authority for visits if average ticket size is belo...
The credit manager should be aware of the distance to be covered in their area and the average number of visits made in a month.
The credit manager should have knowledge of the geographical area they are responsible for.
They should be aware of the distance between different locations within their area.
Knowing the average number of visits made in a month helps in planning and managing workload.
This information can be use...
I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.
I have 5 years of experience in marketing, including developing marketing strategies, managing campaigns, and analyzing market trends.
Developed and implemented marketing strategies to increase brand awareness and drive sales
Managed marketing campaigns across various channels such as social media, email, and print
Analyzed market trends and consumer behavior to identify opportunities for growth
Collaborated with cross-fun...
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CIBIL stands for Credit Information Bureau (India) Limited.
CIBIL is a credit information company in India that collects and maintains records of individuals' and companies' credit information.
It provides credit scores and reports to lenders to help them evaluate the creditworthiness of potential borrowers.
CIBIL plays a crucial role in the loan approval process by providing insights into an individual's credit history a
I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.
Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.
Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.
Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.
Bank statements show a person's i...
posted on 15 Apr 2024
Online test was conducted by placement
Moneyless economy in India; advantages ve disadvantages
posted on 30 Oct 2023
I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.
Tcm rcm and zbh taken interview
I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.
DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to evaluate a company's ability to pay its debt obligations.
DSCR is calculated by dividing a company's operating income by its total debt service obligations.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders often use DSCR to assess the creditworthiness of a borrower before extending a ...
Important ratios for credit analysis include debt-to-equity, current ratio, and interest coverage ratio.
Debt-to-equity ratio: Indicates the proportion of debt used to finance a company's assets. A lower ratio is generally preferred.
Current ratio: Measures a company's ability to cover its short-term liabilities with its short-term assets. A ratio above 1 is ideal.
Interest coverage ratio: Shows a company's ability to pay...
posted on 28 May 2022
There will be some question related to aptitude you to clear it for 2nd round
I applied via Referral and was interviewed in Aug 2023. There were 2 interview rounds.
About the finance design case
Numeric ability on financial filed
I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.
Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.
Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.
Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.
Bank statements show a person's i...
Some of the top questions asked at the Motilal Oswal Home Finance Credit Manager interview -
based on 2 interviews
Interview experience
based on 11 reviews
Rating in categories
Relationship Manager
132
salaries
| ₹2 L/yr - ₹4.5 L/yr |
Branch Sales Manager
83
salaries
| ₹3.5 L/yr - ₹9 L/yr |
Branch Credit Manager
53
salaries
| ₹2.8 L/yr - ₹7.6 L/yr |
Assistant Manager
52
salaries
| ₹3.2 L/yr - ₹7.1 L/yr |
Senior Relationship Manager
51
salaries
| ₹2.6 L/yr - ₹4.2 L/yr |
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