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Motilal Oswal Home Finance Credit Manager Interview Questions and Answers

Updated 7 Dec 2024

Motilal Oswal Home Finance Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. In general, about past Job-related thing as shifting in same field. About what was work culture and how many cases I handle in a month.
  • Q2. Average ticket size given to me about what amount of authority is given for visit.
  • Ans. 

    The average ticket size determines the level of authority for visits.

    • The average ticket size indicates the typical amount of credit extended to customers.

    • A higher average ticket size may indicate a higher level of authority for visits.

    • Authority for visits may be determined based on the risk associated with the credit extended.

    • Examples of authority levels could be: low authority for visits if average ticket size is belo...

  • Answered by AI
  • Q3. What about timings of the job? Whether I will be comfortable or not during extended working hours?
  • Q4. PD visits distance to be covered in that area, and how many visits done in a month on average basis?
  • Ans. 

    The credit manager should be aware of the distance to be covered in their area and the average number of visits made in a month.

    • The credit manager should have knowledge of the geographical area they are responsible for.

    • They should be aware of the distance between different locations within their area.

    • Knowing the average number of visits made in a month helps in planning and managing workload.

    • This information can be use...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident in yourselves, try to say what you have been doing work related.
Always negotiate to get the best offer from recruiter as you will have to give your best as well.

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Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. What is your job responsibilities
  • Q2. What is your experience
  • Ans. 

    I have 5 years of experience in marketing, including developing marketing strategies, managing campaigns, and analyzing market trends.

    • Developed and implemented marketing strategies to increase brand awareness and drive sales

    • Managed marketing campaigns across various channels such as social media, email, and print

    • Analyzed market trends and consumer behavior to identify opportunities for growth

    • Collaborated with cross-fun...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Very simple and friendly

Credit Manager Interview Questions Asked at Other Companies

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Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Run me through your CV

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Interview questions
  • Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

I was interviewed before Dec 2020.

Interview Questionnaire 

2 Questions

  • Q1. About the company
  • Q2. About latest general knowledge questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Being confident and free

I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Cibil question are expected
  • Q2. Read job description properly some question are related

Interview Preparation Tips

Interview preparation tips for other job seekers - Dress formal and be confident

Interview Questionnaire 

2 Questions

  • Q1. What is DSCR
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio. It is a financial ratio used to measure a company's ability to pay its debts.

    • DSCR is calculated by dividing a company's net operating income by its total debt service.

    • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt obligations.

    • Lenders often use DSCR to assess the creditworthiness of a borrower before approving a loan.

    • For example, ...

  • Answered by AI
  • Q2. What is Current Ratio
  • Ans. 

    Current Ratio is a financial ratio that measures a company's ability to pay its short-term liabilities with its current assets.

    • Current Ratio = Current Assets / Current Liabilities

    • A higher current ratio indicates a better ability to pay off short-term debts

    • A lower current ratio may indicate liquidity issues

    • Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be

  • Answered by AI

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself then about articleship experience, a bit of Ratios, why you want to join ICICI? And then asked for flexibility.

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About Accounting standard and basic

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude
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Motilal Oswal Home Finance Interview FAQs

How many rounds are there in Motilal Oswal Home Finance Credit Manager interview?
Motilal Oswal Home Finance interview process usually has 1 rounds. The most common rounds in the Motilal Oswal Home Finance interview process are One-on-one Round and HR.
What are the top questions asked in Motilal Oswal Home Finance Credit Manager interview?

Some of the top questions asked at the Motilal Oswal Home Finance Credit Manager interview -

  1. PD visits distance to be covered in that area, and how many visits done in a mo...read more
  2. Average ticket size given to me about what amount of authority is given for vis...read more
  3. What is your job responsibilit...read more

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Motilal Oswal Home Finance Credit Manager Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
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Motilal Oswal Home Finance Credit Manager Salary
based on 19 salaries
₹3.6 L/yr - ₹6.5 L/yr
33% less than the average Credit Manager Salary in India
View more details

Motilal Oswal Home Finance Credit Manager Reviews and Ratings

based on 8 reviews

4.3/5

Rating in categories

4.3

Skill development

3.3

Work-life balance

4.0

Salary

4.0

Job security

3.1

Company culture

3.7

Promotions

3.3

Work satisfaction

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