Motilal Oswal Home Finance Interview Questions, Process, and Tips

Q1. In general, about past Job-related thing as shifting in same field. About what was work culture and how many cases I handle in a month.
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Q2. Average ticket size given to me about what amount of authority is given for visit.
Ans. 
The average ticket size determines the level of authority for visits.
• The average ticket size indicates the typical amount of credit extended to customers.

• A higher average ticket size may indicate a higher level of authority for visits.

• Authority for visits may be determined based on the risk associated with the credit extended.

• Examples of authority levels could be: low authority for visits if average ticket size is belo...read more
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Q3. What about timings of the job? Whether I will be comfortable or not during extended working hours?
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Q4. PD visits distance to be covered in that area, and how many visits done in a month on average basis?
Ans. 
The credit manager should be aware of the distance to be covered in their area and the average number of visits made in a month.
• The credit manager should have knowledge of the geographical area they are responsible for.

• They should be aware of the distance between different locations within their area.

• Knowing the average number of visits made in a month helps in planning and managing workload.

• This information can be use...read more
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Q1. Detailed information About my job role
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Q2. Future growth prospects and long term plan
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Q1. Compensation to be paid
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Q2. Long Term Growth Plan and ESOPS
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Q1. Tell me about yourself, qualification, hobbies l,ocation
Ans. 
I am a qualified professional with a passion for collections, residing in a convenient location for work.
• I have a Bachelor's degree in Finance and have completed courses in debt collection strategies.

• I enjoy hobbies such as reading, hiking, and playing the guitar in my free time.

• I currently reside in a central location that allows for easy access to work and other amenities.
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Q2. Tell me about your experience
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Q1. Tell me about your self, qualification, hobbies
Ans. 
I am a qualified professional with a background in finance, passionate about collections. I enjoy reading, hiking, and playing the guitar.
• Qualified professional in finance

• Passionate about collections

• Enjoy reading, hiking, and playing the guitar
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Q2. Tell me about your experience
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Q3. Tell me about your hobbies
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Q1. What is tital experience
Ans. 
Total experience refers to the cumulative years of work experience a candidate has in a particular field or industry.
• Total experience includes all relevant work experience, including internships, part-time jobs, and full-time positions.

• It is important for employers to consider total experience when evaluating a candidate's qualifications for a role.

• For example, a candidate with 5 years of total experience in credit man...read more
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Q2. Job related question
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Q3. Profile and pd Kirana and fancy shop
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Q1. What is present ctc
Ans. 
Current CTC refers to the total salary package of an employee including all benefits and allowances.
• Present CTC includes salary, bonuses, benefits, and allowances.

• It is the total cost to the company for employing the individual.

• CTC may vary based on the employee's experience, skills, and negotiation.

• Example: Present CTC of $60,000 includes a base salary of $50,000, annual bonus of $5,000, and benefits worth $5,000.
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Q2. What is expected ctc
Ans. 
The expected CTC for the Cluster Credit Manager position will depend on factors such as experience, qualifications, and company policies.
• Expected CTC can range from X to Y based on industry standards.

• Candidates with relevant experience and skills may negotiate for a higher CTC.

• Company policies and budget constraints also play a role in determining the expected CTC.

• CTC may include components such as base salary, bonuses
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