Motilal Oswal Home Finance Senior Executive Interview Questions and Answers

Q1. Working experience
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Q2. Job refarance and strategy
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Q1. Qualification and experience
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Q2. Previous company portfolio chek
Ans. 
I have successfully managed and grown the portfolio of my previous company by implementing strategic initiatives and identifying new business opportunities.
• Implemented strategic initiatives to expand product offerings

• Identified and pursued new business opportunities to increase revenue

• Managed existing client relationships to ensure satisfaction and retention
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Q1. Walk me through your resume.
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Q2. What are the recent updates/circulars with regards to reportings by the exchanges.
Ans. 
Exchanges have recently issued circulars on new reporting requirements.
• SEBI has mandated exchanges to provide daily reports on client funding and margin obligations.

• Exchanges have introduced new reporting formats for trade data and risk management.

• Recent circulars require exchanges to report on compliance with margin requirements and client position limits.
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Q3. What is the process of settlement of funds of a client.
Ans. 
The process of settlement of funds involves transferring funds from the client's account to the designated recipient.
• Client initiates a request for fund settlement

• Verification of the request and available funds

• Transfer of funds to the designated recipient

• Confirmation of successful settlement

• Record keeping of the transaction
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Q4. What is the process that occurs at stockbrokers' end when an order is placed in the stock market.
Ans. 
Stockbrokers process orders by routing them through various systems and exchanges to execute trades on behalf of clients.
• When an order is placed, it is first entered into the broker's order management system.

• The order is then routed to the appropriate exchange or trading venue based on factors like price, liquidity, and speed of execution.

• The exchange matches the buy and sell orders, and the trade is executed.

• Confirmat...read more
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Q1. What was the biggest achievement in your previous job?
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Q2. Have you ever managed any client independently?
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Q1. How many years experience you have
Ans. 
I have over 15 years of experience in senior executive roles.
• I have held senior executive positions for over 15 years

• Experience includes leading teams, developing strategies, and driving business growth

• Successfully implemented cost-saving initiatives and improved operational efficiency
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Q2. Whats your expection from company
Ans. 
I expect the company to provide opportunities for growth, a positive work culture, and fair compensation.
• Opportunities for career advancement

• Positive work culture

• Fair compensation and benefits
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Q1. Are you able to work here
Ans. 
Yes, I am able to work here and have the necessary skills and experience for the role.
• I have the required skills and experience for the position

• I am familiar with the company's industry and culture

• I am willing to relocate if necessary
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Q1. How may year's experience in home loans
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Q2. Why did you leave that DCB Bank
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Q1. Materiality Definition
Ans. 
Materiality definition refers to the significance or importance of information in relation to a company's financial statements.
• Materiality is a concept used in accounting to determine the relevance of information to users of financial statements.

• It involves assessing whether a particular item or error is significant enough to impact decision-making.

• Materiality is subjective and can vary depending on the size and nature...read more
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Q1. AP Prepost Definition
Ans. 
AP Prepost Definition is a term used in accounting to refer to adjusting entries made at the beginning and end of an accounting period.
• AP Prepost Definition refers to adjusting entries made at the start and end of an accounting period

• These entries ensure that expenses and revenues are recorded in the correct period

• Examples include accruals, deferrals, and estimates adjustments
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A Personality test was administered

Q1. 1.Tell us about your family Background
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Q2. Tell us your career goals
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Do not remember it's been 5 years

Q1. Do not remember it's been years
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