SBI Cards & Payment Services Senior Executive Interview Questions and Answers

Test was for 30 minutes and mathematics and Logical reasoning was the topic

Q1. HR asked me about my self and other details with communication skills
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Q2. Why you think you are capable for this job
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Normal MBA entrance exam type of questions

Q1. Tell me about yourself
Ans. 
I am a dedicated and detail-oriented analyst with a strong background in data analysis and problem-solving.
• I have a Bachelor's degree in Statistics and experience in analyzing large datasets

• I am proficient in using statistical software such as R and Python

• I have a proven track record of identifying trends and providing actionable insights to drive business decisions
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Q2. Explain the 3 financial statements and how they are linked to each other
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The three financial statements are the income statement, balance sheet, and cash flow statement, each providing different insights into a company's financial performance.
• Income statement shows a company's revenues and expenses over a period of time, resulting in net income or loss.

• Balance sheet provides a snapshot of a company's assets, liabilities, and shareholders' equity at a specific point in time.

• Cash flow stateme...read more
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Basic quantitative aptitude questions

Q1. Python Two sum questions
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Q2. Questions based on Cv
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Q1. FCFF and use in Valuation
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FCFF is a measure of a company's financial performance and is used in valuation to determine the value of a firm's equity.
• FCFF stands for Free Cash Flow to Firm, which represents the cash flow available to all providers of capital, both debt and equity.

• It is calculated as Operating Cash Flow minus Capital Expenditures minus Taxes plus Depreciation & Amortization.

• FCFF is used in valuation models such as Discounted Cash ...read more
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Q2. Difference between equity value and enterprise value
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Equity value is the value of a company's shareholders' equity, while enterprise value is the total value of a company including debt and equity.
• Equity value only considers the value of a company's equity, which is calculated as the market capitalization minus net debt.

• Enterprise value takes into account both the equity and debt of a company, and is calculated as market capitalization plus debt minus cash.

• Equity value i...read more
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Q1. About You and how you are a great fit
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Q2. Why you are a great fit?
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I am a great fit because of my strong analytical skills, attention to detail, and ability to think critically.
• I have a background in data analysis and have successfully completed numerous projects requiring in-depth analysis.

• I am detail-oriented and always ensure accuracy in my work, which is crucial for an Analyst role.

• I excel at critical thinking and problem-solving, allowing me to identify trends and make informed r
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It was very basic and easy to di

Q1. Basic salary employees determine how many hours a year the company pays
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Q2. Salary and benefits for employees who have been unemployed since the start of this month
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Asked about analytical and communication related domain questions.

Q1. Asked about business financial related topics questions.
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Q2. X company is selling product. what market should it targer?
Ans. 
x company should target the market segment that has a high demand for their product and where they can differentiate themselves from competitors.
• Identify the target demographic based on age, gender, income level, etc.

• Analyze market trends and consumer behavior to determine potential demand.

• Consider geographical locations where the product is likely to be popular.

• Evaluate competitors' target markets to find gaps or oppo...read more
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