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Wonder Home Finance Credit Manager Interview Questions and Answers

Updated 17 Feb 2024

Wonder Home Finance Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Q.1 What Is CTC Before Company Now How Much your Are Expecting.? Q.2 What Are Different Types of Credit That Bank Offers.? Q.3 What Is Ideal Debt Equity Ratio? What Is Credit Appraisal.? Q.4 What Is Un...
  • Ans. Ans.1 Before I got 2.64 Chang Now I Am Expecting 3.36 to 3.50 Lacs Per Annum. Ans.2 Bank Offer Various Types of Credit Including Personal Loan, Credit Card , Mortgages , And Business Loas. Ans.3 Ideal Debt Equity Ratio Varies By Industry And Company But Generally Ranges 0.5 to 2 Debt. And 4.Underwriting is The process Through Individual or Now Individual Financial Risk And Risk Typically Involves Loans. Ans.5 Key Ski...
  • Answered Anonymously
  • Q2. What is Cibil Fullform?
  • Ans. 

    CIBIL stands for Credit Information Bureau (India) Limited.

    • CIBIL is a credit information company in India that collects and maintains records of individuals' and companies' credit information.

    • It provides credit scores and reports to lenders to help them evaluate the creditworthiness of potential borrowers.

    • CIBIL plays a crucial role in the loan approval process by providing insights into an individual's credit history a

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Case Study 

About the finance design case

Round 2 - Aptitude Test 

Numeric ability on financial filed

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Q5. What are the key skills of credit manager?

Interview questions from similar companies

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Regarding previous experience with organisation. Things related to same.

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.

I applied via LinkedIn and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. If someone approaches you with a loan application then how would you decide whether to lend or not?
  • Ans. 

    I would assess the applicant's creditworthiness based on their credit history, income, and debt-to-income ratio.

    • Check the applicant's credit score and credit report

    • Verify their income and employment status

    • Calculate their debt-to-income ratio

    • Consider any past delinquencies or bankruptcies

    • Assess the purpose of the loan and the likelihood of repayment

    • Review any collateral offered as security

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - averagely easy because generally, they are more willing for the candidate to join the company than the candidate.
If anybody knows the cons of working in the Indian private sector banks then he will never join or will not fall into the trap of a lucrative salary. Because the exit options from such roles are not good.

I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. All financial ratios

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and have good financial knowledge

I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous work experience
Round 3 - Aptitude Test 

Online test

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident everything is nice and if they need you you are going to hired no matter what

Interview Questionnaire 

1 Question

  • Q1. Type ratio DSCr and debt to equity ratio

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls read and understand about all ratio before going for interview

I applied via Recruitment Consulltant and was interviewed in Sep 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Knowledge about Home 🏠

Interview Preparation Tips

Interview preparation tips for other job seekers - General questions regarding the profile of HL and LAP. will asked about documents and underwriting process of these product. How to conduct PD,what to look at PD

I applied via Recruitment Consultant and was interviewed in Jun 2021. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Previous experience detailed explanation and nature of current work

Interview Preparation Tips

Interview preparation tips for other job seekers - It’s been wonderful experience to exhibit myself
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Wonder Home Finance Interview FAQs

How many rounds are there in Wonder Home Finance Credit Manager interview?
Wonder Home Finance interview process usually has 1-2 rounds. The most common rounds in the Wonder Home Finance interview process are Case Study, Aptitude Test and One-on-one Round.
How to prepare for Wonder Home Finance Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Wonder Home Finance. The most common topics and skills that interviewers at Wonder Home Finance expect are Communication Skills, Credit Underwriting, Home Loans, Housing Finance and Housing Loan.

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Wonder Home Finance Credit Manager Interview Process

based on 11 interviews

Interview experience

5
  
Excellent
View more

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Wonder Home Finance Credit Manager Salary
based on 13 salaries
₹4 L/yr - ₹7 L/yr
28% less than the average Credit Manager Salary in India
View more details

Wonder Home Finance Credit Manager Reviews and Ratings

based on 27 reviews

4.7/5

Rating in categories

4.7

Skill development

4.6

Work-life balance

4.5

Salary

4.7

Job security

4.6

Company culture

4.5

Promotions

4.7

Work satisfaction

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