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Wonder Home Finance Credit Manager Interview Questions and Answers

Updated 17 Feb 2024

Wonder Home Finance Credit Manager Interview Experiences

2 interviews found

Credit Manager Interview Questions & Answers

user image Anonymous

posted on 17 Feb 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Q.1 What Is CTC Before Company Now How Much your Are Expecting.? Q.2 What Are Different Types of Credit That Bank Offers.? Q.3 What Is Ideal Debt Equity Ratio? What Is Credit Appraisal.? Q.4 What Is Un...
  • Ans. Ans.1 Before I got 2.64 Chang Now I Am Expecting 3.36 to 3.50 Lacs Per Annum. Ans.2 Bank Offer Various Types of Credit Including Personal Loan, Credit Card , Mortgages , And Business Loas. Ans.3 Ideal Debt Equity Ratio Varies By Industry And Company But Generally Ranges 0.5 to 2 Debt. And 4.Underwriting is The process Through Individual or Now Individual Financial Risk And Risk Typically Involves Loans. Ans.5 Key Ski...
    • Answered Anonymously
    Add your answer
  • Q2. What is Cibil Fullform?
  • Ans. 

    CIBIL stands for Credit Information Bureau (India) Limited.

    • CIBIL is a credit information company in India that collects and maintains records of individuals' and companies' credit information.

    • It provides credit scores and reports to lenders to help them evaluate the creditworthiness of potential borrowers.

    • CIBIL plays a crucial role in the loan approval process by providing insights into an individual's credit history a

    • Answered by AI
    View 1 more answer

Credit Manager Interview Questions & Answers

user image Anonymous

posted on 15 Feb 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Case Study 

About the finance design case

Round 2 - Aptitude Test 

Numeric ability on financial filed

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Top trending discussions

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Interview Tips & Stories
2w
honestword
·
ex -
Oxane Partners
Disappointing Interview Experience with D.E. Shaw
I recently interviewed with D.E. Shaw, and it turned out to be one of the most draining experiences I’ve had. The interviewer’s approach felt unnecessarily harsh and dismissive, which made the entire process uncomfortable. At multiple points, the interviewer asked me to drop off the call, even when I tried asking basic questions about the designation, job description, and other details. After the interview, I found myself sitting there for a few minutes, trying to process what just happened. It left me questioning the overall tone and professionalism of the interview. Definitely not the experience I was expecting from such a well-known firm.
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Interview questions from similar companies

Credit Manager Interview Questions & Answers

Edelweiss user image Anonymous

posted on 18 Apr 2024

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-

I applied via Company Website

Round 1 - One-on-one 

(5 Questions)

  • Q1. How to location
    • Add your answer
  • Q2. Sir this work from home
    • Add your answer
  • Q3. Payment is hand sir
    • Add your answer
  • Q4. Sir how to my work
    • Add your answer
  • Q5. Sir good company this very nice
    • Add your answer

Credit Manager Interview Questions & Answers

ICICI Home Finance user image Anonymous

posted on 27 Jun 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
  • Ans. 

    Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.

    • Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

    • Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

    • Bank statements show a person's i...

    • Answered by AI
    Add your answer
Round 3 - HR 

(1 Question)

  • Q1. How long do you see with our company
    • Add your answer

Cluster Credit Manager Interview Questions & Answers

Kotak Securities user image Anonymous

posted on 15 Apr 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Online test was conducted by placement

Round 2 - Group Discussion 

Moneyless economy in India; advantages ve disadvantages

Round 3 - HR 

(1 Question)

  • Q1. Why do you want to work in sales
    • Add your answer

Branch Credit Manager Interview Questions & Answers

Aadhar Housing Finance user image Anonymous

posted on 30 Oct 2023

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Good hr policy and good to talk
    • Add your answer
Round 3 - Group Discussion 

Tcm rcm and zbh taken interview

Interview Preparation Tips

Interview preparation tips for other job seekers - Always speak truth

Credit Analyst Interview Questions & Answers

Morningstar user image Anonymous

posted on 24 Mar 2024

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What is DSCR? How is it important?
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to evaluate a company's ability to pay its debt obligations.

    • DSCR is calculated by dividing a company's operating income by its total debt service obligations.

    • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.

    • Lenders often use DSCR to assess the creditworthiness of a borrower before extending a ...

    • Answered by AI
    Add your answer
  • Q2. What ratios are important and why?
  • Ans. 

    Important ratios for credit analysis include debt-to-equity, current ratio, and interest coverage ratio.

    • Debt-to-equity ratio: Indicates the proportion of debt used to finance a company's assets. A lower ratio is generally preferred.

    • Current ratio: Measures a company's ability to cover its short-term liabilities with its short-term assets. A ratio above 1 is ideal.

    • Interest coverage ratio: Shows a company's ability to pay...

    • Answered by AI
    Add your answer
Round 2 - HR 

(2 Questions)

  • Q1. Tell me something about yourself?
    • Add your answer
  • Q2. What did you do in your last organisation?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself. Keep calm and answer what you know

Credit Underwriter Interview Questions & Answers

SBI Cards & Payment Services user image Krishna “Krishna Kr” Kr

posted on 28 May 2022

Round 1 - Aptitude Test 

There will be some question related to aptitude you to clear it for 2nd round

Round 2 - HR 

(1 Question)

  • Q1. Hr will connect you for introduction and basic info and payout
    • Add your answer
Round 3 - One-on-one 

(1 Question)

  • Q1. Final round will be conduct by process manager
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for product knowledge, comm skill

Credit Manager Interview Questions & Answers

Edelweiss user image Anonymous

posted on 18 May 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Regarding the process of the role
    • Add your answer
Round 2 - One-on-one 

(1 Question)

  • Q1. Questions regarding Credit
    • Add your answer

Credit Manager Interview Questions & Answers

ICICI Home Finance user image Anonymous

posted on 27 Jun 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
  • Ans. 

    Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.

    • Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

    • Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

    • Bank statements show a person's i...

    • Answered by AI
    Add your answer
Round 3 - HR 

(1 Question)

  • Q1. How long do you see with our company
    • Add your answer
More about working at Wonder Home Finance

Wonder Home Finance Interview FAQs

How many rounds are there in Wonder Home Finance Credit Manager interview?
Wonder Home Finance interview process usually has 1-2 rounds. The most common rounds in the Wonder Home Finance interview process are Case Study, Aptitude Test and One-on-one Round.
How to prepare for Wonder Home Finance Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Wonder Home Finance. The most common topics and skills that interviewers at Wonder Home Finance expect are Communication Skills, Credit Underwriting, Home Loans, Housing Finance and Housing Loan.

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Wonder Home Finance Credit Manager Salary
based on 13 salaries
₹4 L/yr - ₹7 L/yr
28% less than the average Credit Manager Salary in India
View more details

Wonder Home Finance Credit Manager Reviews and Ratings

based on 28 reviews

4.7/5

Rating in categories

4.8

Skill development

4.6

Work-Life balance

4.4

Salary & Benefits

4.7

Job Security

4.7

Company culture

4.6

Promotions/Appraisal

4.8

Work Satisfaction

Explore 28 Reviews and Ratings
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