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Hinduja Housing Finance Cluster Credit Manager Interview Questions and Answers
Hinduja Housing Finance Cluster Credit Manager Interview Experiences
2 interviews found
(2 Questions)
- Q1. Some basic questions about credit underwriting
- Q2. What all things to see in a file
- Ans.
In a file, one should see the applicant's personal information, credit history, employment details, and references.
Personal information: Name, address, contact details, social security number, etc.
Credit history: Credit score, payment history, outstanding debts, bankruptcies, etc.
Employment details: Current and previous employers, job positions, income details, etc.
References: Contact information of individuals who can...
(1 Question)
- Q1. Salary discussion basis experience
(1 Question)
- Q1. What is salary expectations
Interview Preparation Tips
Selected
I applied via Approached by Company and was interviewed before Sep 2022. There were 3 interview rounds.
(1 Question)
- Q1. Regarding credit underwriting process and prior company policy.
Regarding SENP cases visits and observation.
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MANMOHAN K
Selected
I applied via Walk-in and was interviewed in Oct 2023. There was 1 interview round.
(1 Question)
- Q1. About all my Past work experience
(2 Questions)
- Q1. Market knowledge about loan products.
- Q2. Types of credit assessment and methods to evaluate applicant cash flow and intention on repayment.
- Ans.
Credit assessment involves analyzing applicant's cash flow and repayment intentions through various methods.
Types of credit assessment include credit reports, financial statements, and credit scoring models.
Methods to evaluate applicant cash flow include analyzing income sources, expenses, and debt obligations.
To assess repayment intentions, lenders may consider credit history, employment stability, and willingness to ...
(2 Questions)
- Q1. Stability review in previous company
- Q2. Attitude and intention and work ethics
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Shubham Housing Development Finance
Anonymous
posted on 3 Jul 2024
Selected
I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.
(2 Questions)
- Q1. Salary expected
- Q2. Work experience
Interview Preparation Tips
Devanshu Rajput
(1 Question)
- Q1. About loan , basic genral knowledge questions regarding finance
(1 Question)
- Q1. If u r fresher then normal basic questions about accounting, finance and loan knowledge
Selected
I applied via Walk-in and was interviewed before Dec 2023. There was 1 interview round.
(2 Questions)
- Q1. WHAT IS YOUR NAME AND WHAT ARE YOU STUDIED
- Q2. SINCE HOW MANY YEARS OF YOUR WORK EXPERIENCE AND TELL ME ABOUT YOUR WORK AND ROLE
Selected
I applied via Referral and was interviewed in Nov 2023. There were 2 interview rounds.
About buket cases and field visits
(1 Question)
- Q1. About collection and team handling
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed in Oct 2023. There were 2 interview rounds.
(5 Questions)
- Q1. He is asking about credit policy
- Q2. Ask about ca
- Q3. What about pd customer background verification
- Ans.
Background verification of pd customers is an essential step in assessing creditworthiness.
Background verification helps in evaluating the financial history and creditworthiness of potential customers.
It involves checking the customer's credit score, payment history, and any outstanding debts.
Verification may also include contacting references, employers, and conducting criminal record checks.
The process helps in minim...
- Q4. What about cible
- Q5. Underwriter and followp policy
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Bajaj Housing Finance
Anand Kumar
posted on 22 Feb 2024
Selected
I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.
(5 Questions)
- Q1. About your self
- Q2. Why you want to change job
- Q3. What's your hobbies
- Q4. Weakness and strength
- Q5. Your notice period
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Hinduja Housing Finance Interview FAQs
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Hinduja Housing Finance Interviews By Designations
- Hinduja Housing Finance Sales Officer Interview Questions
- Hinduja Housing Finance Cluster Manager Interview Questions
- Hinduja Housing Finance Cluster Credit Manager Interview Questions
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- Hinduja Housing Finance Cluster Business Head Interview Questions
- Hinduja Housing Finance Cluster Business Manager Interview Questions
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Interview Questions for Popular Designations
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Interview Questions from Similar Companies
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Hinduja Housing Finance Cluster Credit Manager Reviews and Ratings
based on 46 reviews
Rating in categories
|
Cluster Credit Manager
270
salaries
|  ₹3.4 L/yr - ₹9.9 L/yr |
|
Cluster Business Head
158
salaries
| ₹4.2 L/yr - ₹11.5 L/yr |
|
Cluster Legal Manager
129
salaries
| ₹2.5 L/yr - ₹7.8 L/yr |
|
Sales Officer
128
salaries
| ₹1.6 L/yr - ₹3.8 L/yr |
|
Cluster Technical Manager
113
salaries
| ₹3.2 L/yr - ₹7 L/yr |
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