Shubham Housing Development Finance Credit Manager Interview Questions and Answers

Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.

• Determine the borrower's income and employment stability

• Check the borrower's credit score and credit history

• Calculate the borrower's debt-to-income ratio

• Consider the loan amount and term

• Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a

The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.

• The required years of experience may vary depending on the company's size and industry.

• The complexity of the job may also affect the required years of experience.

• Some companies may require a minimum of 3-5 years of experience, while others may require more.

• Experience in credit analy...read more