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Electronica Finance
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Electronica Finance Credit Manager Interview Questions and Answers
Electronica Finance Credit Manager Interview Experiences
2 interviews found
Anonymous
(2 Questions)
- Q1. Customer care and service
- Q2. Knowledge required about balance sheet
Interview Preparation Tips
Ankur Sri
Selected
I applied via LinkedIn and was interviewed before Oct 2022. There were 4 interview rounds.
(1 Question)
- Q1. Easy task..but be strong and confident as mentioned in your CV.
(1 Question)
- Q1. Basic standard Q asked
(1 Question)
- Q1. Basic standard Q asked .
Credit Manager Jobs at Electronica Finance
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I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.
(1 Question)
- Q1. About personal discussion with clients
(1 Question)
- Q1. Questions regarding Legal report
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. They asked about prior experience, few question of Financial Analysis. About how to check credit worthiness of Customer.
Interview Preparation Tips
Interview Questionnaire
3 Questions
- Q1. How you justify credit of customer
- Ans.
Credit of a customer can be justified by evaluating their credit history, financial stability, and repayment capacity.
Evaluate the customer's credit history, including their payment patterns, outstanding debts, and any previous defaults.
Assess the customer's financial stability by analyzing their income, assets, and liabilities.
Consider the customer's repayment capacity by reviewing their cash flow, debt-to-income rati...
- Q2. What you do when you know you given wrong loan
- Q3. Customer can't provide proper justification of his income source
Selected
I applied via Referral and was interviewed in Jun 2022. There was 1 interview round.
(2 Questions)
- Q1. Say something about HL and Lap loan
- Ans.
HL stands for Home Loan and LAP stands for Loan Against Property.
HL is a type of loan specifically for purchasing a home or property.
LAP is a loan where a property is mortgaged to secure a loan for various purposes.
HL typically has lower interest rates compared to LAP.
LAP allows borrowers to leverage the value of their property for additional funds.
Both HL and LAP require thorough evaluation of the borrower's creditwor
- Q2. You know about Technical and legal process say something
Selected
I applied via Walk-in and was interviewed before Aug 2023. There was 1 interview round.
(2 Questions)
- Q1. About role of credit mqnager
- Q2. Legal knowledge
Interview Preparation Tips
Selected
I appeared for an interview before Feb 2024.
Case study on finance and marketing
(2 Questions)
- Q1. Interview about finance knowledge
- Q2. Self introduction
(2 Questions)
- Q1. Salary expectation and flexibility
- Q2. Location
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Kogta Financial India Limited
Panjari Chandrakant
posted on 4 Dec 2023
Selected
I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.
(2 Questions)
- Q1. Work experience
- Q2. Product knowledge
(2 Questions)
- Q1. Product knowledge
- Q2. Type of commercial vehicles
- Ans.
Commercial vehicles include trucks, vans, buses, and trailers.
Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.
Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.
Buses: Used for transporting large groups of people, such as school buses or city buses.
Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Working culture in ISFC
- Ans.
ISFC has a positive and collaborative working culture that values teamwork and employee growth.
ISFC promotes a culture of transparency and open communication.
The company encourages employees to take ownership of their work and provides opportunities for professional development.
Teamwork is highly valued at ISFC, and employees are encouraged to collaborate and support each other.
The company also recognizes and rewards e...
Interview Preparation Tips
Electronica Finance Interview FAQs
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Electronica Finance Interviews By Designations
- Electronica Finance Sales Manager Interview Questions
- Electronica Finance Management Trainee Interview Questions
- Electronica Finance Credit Manager Interview Questions
- Electronica Finance Branch Credit Manager Interview Questions
- Electronica Finance Assistant Manager Interview Questions
- Electronica Finance Collections Manager Interview Questions
- Electronica Finance Electrical Engineer Interview Questions
- Electronica Finance Relationship Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Officer Interview Questions
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- Show more
Electronica Finance Credit Manager Interview Process
based on 7 interviews
Interview experience
Credit Manager Interview Questions from Similar Companies
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Electronica Finance Credit Manager Reviews and Ratings
based on 27 reviews
Rating in categories
|
Sales Manager
441
salaries
|  ₹2.5 L/yr - ₹7.7 L/yr |
|
Assistant Manager
183
salaries
| ₹3 L/yr - ₹7.5 L/yr |
|
Relationship Manager
109
salaries
| ₹2 L/yr - ₹4.1 L/yr |
|
Area Sales Manager
105
salaries
| ₹4.8 L/yr - ₹15 L/yr |
|
Branch Credit Manager
72
salaries
| ₹3 L/yr - ₹5.4 L/yr |
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