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Electronica Finance Credit Manager Interview Questions and Answers

Updated 1 Feb 2025

Electronica Finance Credit Manager Interview Experiences

2 interviews found

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Job related 

(2 Questions)

  • Q1. Customer care and service
  • Q2. Knowledge required about balance sheet

Interview Preparation Tips

Interview preparation tips for other job seekers - Please don't join this kind of toxic culture. No proper work station. No one care for you.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Oct 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Easy task..but be strong and confident as mentioned in your CV.
Round 3 - One-on-one 

(1 Question)

  • Q1. Basic standard Q asked
Round 4 - One-on-one 

(1 Question)

  • Q1. Basic standard Q asked .

Credit Manager Interview Questions Asked at Other Companies

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Q4. Which clauses are important in 3CD while sanctioning loan
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Q5. What are the key skills of credit manager?

Credit Manager Jobs at Electronica Finance

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Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Run me through your CV

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Interview questions
  • Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

I was interviewed before Dec 2020.

Interview Questionnaire 

2 Questions

  • Q1. About the company
  • Q2. About latest general knowledge questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Being confident and free

I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Cibil question are expected
  • Q2. Read job description properly some question are related

Interview Preparation Tips

Interview preparation tips for other job seekers - Dress formal and be confident

Interview Questionnaire 

2 Questions

  • Q1. What is DSCR
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio. It is a financial ratio used to measure a company's ability to pay its debts.

    • DSCR is calculated by dividing a company's net operating income by its total debt service.

    • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt obligations.

    • Lenders often use DSCR to assess the creditworthiness of a borrower before approving a loan.

    • For example, ...

  • Answered by AI
  • Q2. What is Current Ratio
  • Ans. 

    Current Ratio is a financial ratio that measures a company's ability to pay its short-term liabilities with its current assets.

    • Current Ratio = Current Assets / Current Liabilities

    • A higher current ratio indicates a better ability to pay off short-term debts

    • A lower current ratio may indicate liquidity issues

    • Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be

  • Answered by AI

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself then about articleship experience, a bit of Ratios, why you want to join ICICI? And then asked for flexibility.

I applied via LinkedIn and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self
  • Q2. Take me through your cv
Round 3 - Aptitude Test 

You can just prepare well and be confident and you will get selected

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy process keep up the attitude and do well in the one to one round you will get selected
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Electronica Finance Interview FAQs

How many rounds are there in Electronica Finance Credit Manager interview?
Electronica Finance interview process usually has 2-3 rounds. The most common rounds in the Electronica Finance interview process are One-on-one Round and Resume Shortlist.
How to prepare for Electronica Finance Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Electronica Finance. The most common topics and skills that interviewers at Electronica Finance expect are Credit Analysis, Credit Management, Credit Underwriting, Underwriting and Credit Appraisal.
What are the top questions asked in Electronica Finance Credit Manager interview?

Some of the top questions asked at the Electronica Finance Credit Manager interview -

  1. Easy task..but be strong and confident as mentioned in your ...read more
  2. Knowledge required about balance sh...read more
  3. Basic standard Q as...read more

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Electronica Finance Credit Manager Interview Process

based on 7 interviews

Interview experience

3.7
  
Good
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Join Electronica Finance Electronica Finance Limited - Your Partner for Prosperity
Electronica Finance Credit Manager Salary
based on 49 salaries
₹2.5 L/yr - ₹10.1 L/yr
31% less than the average Credit Manager Salary in India
View more details

Electronica Finance Credit Manager Reviews and Ratings

based on 28 reviews

3.8/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

3.7

Salary

3.5

Job security

3.3

Company culture

3.6

Promotions

3.8

Work satisfaction

Explore 28 Reviews and Ratings
Credit Manager- Lap

Indore

2-7 Yrs

₹ 3-8 LPA

Credit Manager-Chennai

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5-10 Yrs

₹ 5-8 LPA

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