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Electronica Finance Credit Manager Interview Questions and Answers

Updated 1 Feb 2025

Electronica Finance Credit Manager Interview Experiences

2 interviews found

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Job related 

(2 Questions)

  • Q1. Customer care and service
  • Q2. Knowledge required about balance sheet

Interview Preparation Tips

Interview preparation tips for other job seekers - Please don't join this kind of toxic culture. No proper work station. No one care for you.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Oct 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Easy task..but be strong and confident as mentioned in your CV.
Round 3 - One-on-one 

(1 Question)

  • Q1. Basic standard Q asked
Round 4 - One-on-one 

(1 Question)

  • Q1. Basic standard Q asked .

Credit Manager Interview Questions Asked at Other Companies

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Q4. Which clauses are important in 3CD while sanctioning loan
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Q5. What are the key skills of credit manager?

Credit Manager Jobs at Electronica Finance

View all

Interview questions from similar companies

I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. They asked about prior experience, few question of Financial Analysis. About how to check credit worthiness of Customer.

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Interaction with Interviewer as all they asked I simple answer which I know and what I don’t know I just asked they kindly give answer to me for future prospects.

I applied via Walk-in and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Visit related to different cases, HL & LAP cases details, Information related to property paper chain

Interview Preparation Tips

Interview preparation tips for other job seekers - You are aware of the field you are going to,
Know about that company, what work is being done there
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(6 Questions)

  • Q1. Comfortable discuss his education, family and his genral knowledge, and after privious experience
  • Ans. Comfortable given answer self, family and his education and current job
  • Answered Anonymously
  • Q2. If interviewer are not eligible then say go otherwise if he is comfortable then we are trying his body language and his capacity for workload
  • Ans. Dress code was good formal dress with formal shoes and no any stress about work
  • Answered Anonymously
  • Q3. We want an educated underwriting and expert person for as a credit manager
  • Ans. He/she answered to us is experts in underwriting with PD and income calculation
  • Answered Anonymously
  • Q4. Asking about team handling and branch handling
  • Ans. Yes I am very comfortable with my team and my team also very comfort with me and we are solve any issues branch end and we are discussing in our joint group
  • Answered Anonymously
  • Q5. Any privious case discussion wherever face problems he is solve it
  • Ans. Any last case disburse who can your biggest case
  • Answered Anonymously
  • Q6. Asking about our company

Interview Preparation Tips

Interview preparation tips for other job seekers - Thank you

Interview Questionnaire 

3 Questions

  • Q1. How you justify credit of customer
  • Ans. 

    Credit of a customer can be justified by evaluating their credit history, financial stability, and repayment capacity.

    • Evaluate the customer's credit history, including their payment patterns, outstanding debts, and any previous defaults.

    • Assess the customer's financial stability by analyzing their income, assets, and liabilities.

    • Consider the customer's repayment capacity by reviewing their cash flow, debt-to-income rati...

  • Answered by AI
  • Q2. What you do when you know you given wrong loan
  • Q3. Customer can't provide proper justification of his income source
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Tell me about yourself
  • Q2. Your role at current work place
  • Q3. What are the challenges faced in your work place

Interview Preparation Tips

Topics to prepare for Capri Global Capital Credit Manager interview:
  • Credit Appraisal
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. About role of credit mqnager
  • Q2. Legal knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Feb 2024.

Round 1 - Group Discussion 

Case study on finance and marketing

Round 2 - One-on-one 

(2 Questions)

  • Q1. Interview about finance knowledge
  • Q2. Self introduction
Round 3 - HR 

(2 Questions)

  • Q1. Salary expectation and flexibility
  • Q2. Location

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence and keep motivating
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Work experience
  • Q2. Product knowledge
Round 2 - One-on-one 

(2 Questions)

  • Q1. Product knowledge
  • Q2. Type of commercial vehicles
  • Ans. 

    Commercial vehicles include trucks, vans, buses, and trailers.

    • Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.

    • Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.

    • Buses: Used for transporting large groups of people, such as school buses or city buses.

    • Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Before interview search by company details and product with work environment.

Electronica Finance Interview FAQs

How many rounds are there in Electronica Finance Credit Manager interview?
Electronica Finance interview process usually has 2-3 rounds. The most common rounds in the Electronica Finance interview process are One-on-one Round and Resume Shortlist.
How to prepare for Electronica Finance Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Electronica Finance. The most common topics and skills that interviewers at Electronica Finance expect are Credit Analysis, Credit Management, Credit Underwriting, Credit Appraisal and Business Loan.
What are the top questions asked in Electronica Finance Credit Manager interview?

Some of the top questions asked at the Electronica Finance Credit Manager interview -

  1. Easy task..but be strong and confident as mentioned in your ...read more
  2. Knowledge required about balance sh...read more
  3. Basic standard Q as...read more

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Electronica Finance Credit Manager Interview Process

based on 7 interviews

Interview experience

3.7
  
Good
View more
Join Electronica Finance Electronica Finance Limited - Your Partner for Prosperity
Electronica Finance Credit Manager Salary
based on 49 salaries
₹2.5 L/yr - ₹10.1 L/yr
31% less than the average Credit Manager Salary in India
View more details

Electronica Finance Credit Manager Reviews and Ratings

based on 27 reviews

3.9/5

Rating in categories

4.0

Skill development

3.9

Work-life balance

3.9

Salary

3.6

Job security

3.5

Company culture

3.8

Promotions

4.0

Work satisfaction

Explore 27 Reviews and Ratings
Credit Manager-Chennai

Chennai

3-7 Yrs

₹ 5-8 LPA

Credit Manager- Lap

Indore

2-7 Yrs

₹ 3-8 LPA

Credit Manager-Chennai

Chennai

5-10 Yrs

₹ 5-8 LPA

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