i
Aavas Financiers
Filter interviews by
I applied via Walk-in and was interviewed in May 2024. There was 1 interview round.
I applied via Recruitment Consulltant
FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.
Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...
The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case
Aavas Financiers interview questions for popular designations
I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.
Income assessment is a crucial part of my role as a Branch Credit Manager.
I assess income through pay stubs, tax returns, bank statements, and employment verification.
I analyze the consistency and stability of income to determine creditworthiness.
I consider sources of income, such as salary, bonuses, commissions, and rental income.
I calculate debt-to-income ratios to assess the borrower's ability to repay loans.
I may a...
Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.
Calculate average daily sales by observing customer traffic and pricing.
Consider expenses such as ingredients, rent, utilities, and labor costs.
Evaluate the location's foot traffic and potential for growth.
Assess the vendor's customer base and loyalty.
Analyze competition in the area and pricing stra...
Get interview-ready with Top Aavas Financiers Interview Questions
I applied via LinkedIn and was interviewed in Apr 2024. There was 1 interview round.
I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.
Documentation of bank loan involves gathering and organizing all necessary paperwork for a loan application.
Gather personal identification documents such as driver's license, passport, or social security card.
Collect proof of income such as pay stubs, tax returns, or bank statements.
Provide documentation of assets and liabilities, including property deeds, car titles, and credit card statements.
Include any additional d...
I applied via LinkedIn and was interviewed in Mar 2024. There was 1 interview round.
I applied via Walk-in and was interviewed in Dec 2023. There were 2 interview rounds.
I am currently earning a CTC of X and I am expecting a CTC of Y.
My current CTC is X.
I am expecting a CTC of Y.
I believe my skills and experience justify the increase in CTC.
I am open to negotiation based on the job responsibilities and market standards.
Sorry, but I cannot provide personal contact information of individuals.
It is not appropriate to share personal contact information of supervisors without their consent.
Sharing personal contact information without permission can be a breach of privacy.
It is best to respect the privacy of individuals and not disclose their personal contact details.
Top trending discussions
Interview experience
based on 1.7k reviews
Rating in categories
Relationship Officer
359
salaries
| ₹1.1 L/yr - ₹3.6 L/yr |
Credit Manager
265
salaries
| ₹3 L/yr - ₹8.5 L/yr |
Disbursement Officer
230
salaries
| ₹1.3 L/yr - ₹3.2 L/yr |
Assistant Manager
224
salaries
| ₹2.1 L/yr - ₹8.5 L/yr |
Business Manager
222
salaries
| ₹2.5 L/yr - ₹7.8 L/yr |
HDFC Bank
Sammaan Capital Limited
LIC Housing Finance
Piramal Capital Housing Finance