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based on 1.7k Reviews

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Aavas Financiers Interview Questions, Process, and Tips

Updated 1 Jan 2025

Top Aavas Financiers Interview Questions and Answers

View all 34 questions

Aavas Financiers Interview Experiences

Popular Designations

85 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. General Discussion
  • Q2. General aptitude and attitude
Round 2 - One-on-one 

(1 Question)

  • Q1. General Discussion about life

Associate Vice President Interview Questions asked at other Companies

Q1. Discuss a case study on a preferred topic or use sample problems to explain a difficult concept. First name the topic and then the concept/case study to be illustrated within 5 mins. CBSE Hot questions are preferred.
View answer (1)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What about your education?
  • Q2. What about your experience in previous company

Collection Officer Interview Questions asked at other Companies

Q1. Petrol expense not provide the co category.why
View answer (9)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant

Round 1 - HR 

(5 Questions)

  • Q1. Salary expectation
  • Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
  • Q3. Work experience
  • Q4. Income analysis
  • Q5. How to settle income FOIR
  • Ans. 

    FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

    • Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.

    • Calculate the borrower's income, including salary, rental income, and any other sources of income.

    • Divide the total fixed obligations by the borrower's income to get the FOIR.

    • Ensure the FOIR...

  • Answered by AI
Round 2 - Case Study 

The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Area Credit Manager Interview Questions asked at other Companies

Q1. What are the financial parameters check while file approval for sme.
View answer (1)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. How are you from
  • Q2. What is your last ctc

Operations Manager Interview Questions asked at other Companies

Q1. That, if a student, who passed 12th and doesn't want to study further so how would you convince him to study more
View answer (5)

Aavas Financiers interview questions for popular designations

 Credit Manager

 (6)

 Relationship Officer

 (6)

 Branch Head

 (4)

 Area Credit Manager

 (3)

 Branch Manager

 (3)

 Portfolio Manager

 (3)

 Senior Relationship Officer

 (3)

 Assistant Business Manager

 (2)

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Income assessment done by me ?
  • Ans. 

    Income assessment is a crucial part of my role as a Branch Credit Manager.

    • I assess income through pay stubs, tax returns, bank statements, and employment verification.

    • I analyze the consistency and stability of income to determine creditworthiness.

    • I consider sources of income, such as salary, bonuses, commissions, and rental income.

    • I calculate debt-to-income ratios to assess the borrower's ability to repay loans.

    • I may a...

  • Answered by AI
  • Q2. How to do income assessment of Vada Pav Vendor ?
  • Ans. 

    Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.

    • Calculate average daily sales by observing customer traffic and pricing.

    • Consider expenses such as ingredients, rent, utilities, and labor costs.

    • Evaluate the location's foot traffic and potential for growth.

    • Assess the vendor's customer base and loyalty.

    • Analyze competition in the area and pricing stra...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice Interview got selected.

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (5)

Get interview-ready with Top Aavas Financiers Interview Questions

Manager Interview Questions & Answers

user image Anonymous

posted on 20 Jun 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. ITIL change incident
  • Q2. Carrier plan GRC pas job experience and learnings

Manager Interview Questions asked at other Companies

Q1. There is a chairman of a conglomerate. He has been on the post for 10 years, and is extremely dominating. He treats the various business heads like children, not letting them take any major decision. While the chairman has negatives, he bel... read more
View answer (2)

Jobs at Aavas Financiers

View all
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Credit understanding and team handling experience related questions asked by HR

Area Credit Manager Interview Questions asked at other Companies

Q1. What are the financial parameters check while file approval for sme.
View answer (1)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Related to Land Laws
  • Q2. Documentation of bank loan
  • Ans. 

    Documentation of bank loan involves gathering and organizing all necessary paperwork for a loan application.

    • Gather personal identification documents such as driver's license, passport, or social security card.

    • Collect proof of income such as pay stubs, tax returns, or bank statements.

    • Provide documentation of assets and liabilities, including property deeds, car titles, and credit card statements.

    • Include any additional d...

  • Answered by AI

Senior Legal Executive Interview Questions asked at other Companies

Q1. What is the assigned land, how to acquire this land : the government assigned to land less poor is called assigned lands
View answer (1)
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Location Candidates prefer
  • Q2. Knowledge about sales

Interview Preparation Tips

Interview preparation tips for other job seekers - Discuss about sales in home loan

Relationship Officer Interview Questions asked at other Companies

Q1. What are the types of accounts in a bank?
View answer (46)

Branch Head Interview Questions & Answers

user image Anonymous

posted on 8 Jan 2024

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Dec 2023. There were 2 interview rounds.

Round 1 - 3rd Round  

(1 Question)

  • Q1. Why you want to Leave your current organisation.
Round 2 - HR 

(6 Questions)

  • Q1. Interview with HR
  • Q2. Your current CTC and your except CTC
  • Ans. 

    I am currently earning a CTC of X and I am expecting a CTC of Y.

    • My current CTC is X.

    • I am expecting a CTC of Y.

    • I believe my skills and experience justify the increase in CTC.

    • I am open to negotiation based on the job responsibilities and market standards.

  • Answered by AI
  • Q3. What is your notice period.
  • Q4. Please share your supervisor Name and Mobile Number.
  • Ans. 

    Sorry, but I cannot provide personal contact information of individuals.

    • It is not appropriate to share personal contact information of supervisors without their consent.

    • Sharing personal contact information without permission can be a breach of privacy.

    • It is best to respect the privacy of individuals and not disclose their personal contact details.

  • Answered by AI
  • Q5. HR Contact Number
  • Q6. We will Contact you Soon

Branch Head Interview Questions asked at other Companies

Q1. What is my routine in the bank? How I am working? How I am generating business leads on day by day? What is marketing ? etc...
View answer (2)

Aavas Financiers Interview FAQs

How many rounds are there in Aavas Financiers interview?
Aavas Financiers interview process usually has 1-2 rounds. The most common rounds in the Aavas Financiers interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for Aavas Financiers interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aavas Financiers . The most common topics and skills that interviewers at Aavas Financiers expect are Home Loans, Lap, Sales, Mortgage Loans and housing loan.
What are the top questions asked in Aavas Financiers interview?

Some of the top questions asked at the Aavas Financiers interview -

  1. What is sales & Marketing? And difference between sales & Marketi...read more
  2. How you justify credit of custo...read more
  3. Do you know about home loan morgage loan construction loan builder purchase c...read more
How long is the Aavas Financiers interview process?

The duration of Aavas Financiers interview process can vary, but typically it takes about less than 2 weeks to complete.

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Aavas Financiers Interview Process

based on 17 interviews in last 1 year

Interview experience

4.5
  
Good
View more

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Aavas Financiers Reviews and Ratings

based on 1.7k reviews

3.9/5

Rating in categories

3.8

Skill development

3.6

Work-life balance

3.6

Salary

3.7

Job security

3.6

Company culture

3.4

Promotions

3.6

Work satisfaction

Explore 1.7k Reviews and Ratings
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