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Aavas Financiers Area Credit Manager Interview Questions and Answers

Updated 12 May 2024

Aavas Financiers Area Credit Manager Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant

Round 1 - HR 

(5 Questions)

  • Q1. Salary expectation
  • Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
  • Q3. Work experience
  • Q4. Income analysis
  • Q5. How to settle income FOIR
  • Ans. 

    FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

    • Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.

    • Calculate the borrower's income, including salary, rental income, and any other sources of income.

    • Divide the total fixed obligations by the borrower's income to get the FOIR.

    • Ensure the FOIR...

  • Answered by AI
Round 2 - Case Study 

The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Credit understanding and team handling experience related questions asked by HR

Area Credit Manager Interview Questions Asked at Other Companies

Q1. What are the financial parameters check while file approval for s ... read more
Q2. What's is the profit margin trading ,service ,manufacturing unit
Q3. How will you assess the customer with low cibil score
Q4. Bylaws of local mortgages, Equitable Mortgage and registered mort ... read more
Q5. Volume of files handled and approval to login ratio

I applied via Naukri.com and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About previous company portfolio behaviour

Interview Preparation Tips

Interview preparation tips for other job seekers - Educate yourself with previous organization police's and thier portfolio behaviour

Area Credit Manager Jobs at Aavas Financiers

View all

Interview questions from similar companies

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Regarding previous experience with organisation. Things related to same.

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.

I applied via Referral and was interviewed before Jul 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

General awareness and competitive test

Round 3 - HR 

(1 Question)

  • Q1. Salary negotiation and job profile discussed

Interview Preparation Tips

Interview preparation tips for other job seekers - Ask for better ctc and allowance benifits

I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. All financial ratios

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and have good financial knowledge

Interview Questionnaire 

1 Question

  • Q1. Reason for job, difference between product & expected ctc
  • Ans. 

    The reason for applying for the Branch Manager position is to utilize my leadership skills and experience in managing a team and driving business growth.

    • I have a strong passion for leading and developing teams, and I believe that the Branch Manager role will provide me with the opportunity to do so.

    • I have a proven track record of successfully managing teams and achieving sales targets in my previous roles.

    • I am excited ...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: experience

I applied via Recruitment Consulltant and was interviewed in Aug 2021. There was 1 interview round.

Round 1 - Direct 

(1 Question)

  • Q1. Profile related mainly

Interview Preparation Tips

Interview preparation tips for other job seekers - If you a workoholic then this is the best company for you else stay away

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About Accounting standard and basic

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude
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Aavas Financiers Interview FAQs

How many rounds are there in Aavas Financiers Area Credit Manager interview?
Aavas Financiers interview process usually has 1-2 rounds. The most common rounds in the Aavas Financiers interview process are HR and Case Study.
How to prepare for Aavas Financiers Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aavas Financiers . The most common topics and skills that interviewers at Aavas Financiers expect are Home Loans, Lap, Credit Underwriting, Credit Analysis and Credit Management.
What are the top questions asked in Aavas Financiers Area Credit Manager interview?

Some of the top questions asked at the Aavas Financiers Area Credit Manager interview -

  1. How to settle income F...read more
  2. It is everyone's job to increase the salary and post of the employees after see...read more
  3. Income analy...read more

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Aavas Financiers Area Credit Manager Interview Process

based on 3 interviews

1 Interview rounds

  • HR Round
View more
Aavas Financiers Area Credit Manager Salary
based on 84 salaries
₹5 L/yr - ₹14 L/yr
21% less than the average Area Credit Manager Salary in India
View more details

Aavas Financiers Area Credit Manager Reviews and Ratings

based on 16 reviews

3.7/5

Rating in categories

3.3

Skill development

2.9

Work-life balance

3.6

Salary

3.6

Job security

3.4

Company culture

3.8

Promotions

3.5

Work satisfaction

Explore 16 Reviews and Ratings
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