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Aavas Financiers Area Credit Manager Interview Questions and Answers

Updated 12 May 2024

Aavas Financiers Area Credit Manager Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant

Round 1 - HR 

(5 Questions)

  • Q1. Salary expectation
  • Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
  • Q3. Work experience
  • Q4. Income analysis
  • Q5. How to settle income FOIR
  • Ans. 

    FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

    • Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.

    • Calculate the borrower's income, including salary, rental income, and any other sources of income.

    • Divide the total fixed obligations by the borrower's income to get the FOIR.

    • Ensure the FOIR...

  • Answered by AI
Round 2 - Case Study 

The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Credit understanding and team handling experience related questions asked by HR

Area Credit Manager Interview Questions Asked at Other Companies

Q1. What are the financial parameters check while file approval for s ... read more
Q2. What's is the profit margin trading ,service ,manufacturing unit
Q3. How will you assess the customer with low cibil score
Q4. Bylaws of local mortgages, Equitable Mortgage and registered mort ... read more
Q5. Volume of files handled and approval to login ratio

I applied via Naukri.com and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About previous company portfolio behaviour

Interview Preparation Tips

Interview preparation tips for other job seekers - Educate yourself with previous organization police's and thier portfolio behaviour

Area Credit Manager Jobs at Aavas Financiers

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Interview questions from similar companies

I applied via Naukri.com and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Tell me about yourself
  • Q2. Last work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident about your details and knowledge about the products

Interview Questionnaire 

1 Question

  • Q1. Disscussed abt complete job profile along with education details

Interview Preparation Tips

Round: Resume Shortlist
Experience: Resume shortlisted through online

Round: HR Interview
Experience: Felt awesome when was an interviewd

Round: Opertions interview
Experience: Discussed in detailed any job functionality

I applied via Referral and was interviewed before Oct 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Earlier working details and business

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is not a problem

I applied via Campus Placement and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Aptitude Test 

Multiple choice questions

Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.
Round 3 - One-on-one 

(1 Question)

  • Q1. More about commercial vehicles financing

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy interview just stay confident

I applied via Company Website and was interviewed before Sep 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tel me about your self and tel me about our company
  • Ans. 

    I am an experienced professional with strong leadership skills. Our company is a leading retail organization known for its exceptional customer service and high-quality products.

    • I have successfully managed teams and achieved sales targets in my previous roles.

    • I am skilled in developing and implementing strategies to improve operational efficiency.

    • I have a strong understanding of customer needs and have consistently del...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - its very good time whom i spend in interviewer .

I applied via Approached by Company and was interviewed before Jan 2021. There were 2 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Tell me about yourself?
  • Q2. Your an engineer but why your coming to finance sector?
  • Q3. Are you compatible in travelling?
  • Q4. Are you ready relocate within India?
  • Q5. Are you compatible in meeting customers on daily basis?
  • Ans. 

    Yes, I am highly compatible in meeting customers on a daily basis.

    • I have excellent communication and interpersonal skills

    • I am patient and empathetic towards customers' needs and concerns

    • I have previous experience in customer service roles, such as handling complaints and resolving issues

    • I am able to remain calm and professional in high-pressure situations

    • For example, in my previous job as a retail associate, I interact...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - If you're able crack aptitude, you will be hired 90% guarantee. Because 100 questions has to be answered in 40 minutes.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tel me you self introduction
  • Ans. My name is Siva naik bukke iam from kadiri ap state my father name is Krishna he is a former and my mother name is kanthamma she is also former
  • Answered Anonymously
Round 3 - One-on-one 

(2 Questions)

  • Q1. What U r habitations
  • Ans. 

    My habitations include strong organizational skills, effective communication, problem-solving abilities, and leadership qualities.

    • Strong organizational skills - able to prioritize tasks and manage time effectively

    • Effective communication - able to convey information clearly and concisely

    • Problem-solving abilities - adept at finding solutions to challenges that arise

    • Leadership qualities - able to motivate and guide team m

  • Answered by AI
  • Q2. Drawing and company growth plans

Aavas Financiers Interview FAQs

How many rounds are there in Aavas Financiers Area Credit Manager interview?
Aavas Financiers interview process usually has 1-2 rounds. The most common rounds in the Aavas Financiers interview process are HR and Case Study.
How to prepare for Aavas Financiers Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aavas Financiers . The most common topics and skills that interviewers at Aavas Financiers expect are Home Loans, Credit Underwriting, Lap, Credit Analysis and Credit Management.
What are the top questions asked in Aavas Financiers Area Credit Manager interview?

Some of the top questions asked at the Aavas Financiers Area Credit Manager interview -

  1. How to settle income F...read more
  2. It is everyone's job to increase the salary and post of the employees after see...read more
  3. Income analy...read more

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Aavas Financiers Area Credit Manager Interview Process

based on 3 interviews

1 Interview rounds

  • HR Round
View more
Aavas Financiers Area Credit Manager Salary
based on 85 salaries
₹5 L/yr - ₹14 L/yr
19% less than the average Area Credit Manager Salary in India
View more details

Aavas Financiers Area Credit Manager Reviews and Ratings

based on 16 reviews

3.7/5

Rating in categories

3.3

Skill development

2.9

Work-life balance

3.6

Salary

3.6

Job security

3.4

Company culture

3.8

Promotions

3.5

Work satisfaction

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