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Aavas Financiers
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Aavas Financiers Area Credit Manager Interview Questions and Answers
Aavas Financiers Area Credit Manager Interview Experiences
3 interviews found
Selected
I applied via Recruitment Consulltant
(5 Questions)
- Q1. Salary expectation
- Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
- Q3. Work experience
- Q4. Income analysis
- Q5. How to settle income FOIR
- Ans.
FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.
Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...
The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case
Interview Preparation Tips
Kheta ram
Selected
I applied via LinkedIn and was interviewed in Apr 2024. There was 1 interview round.
(1 Question)
- Q1. Credit understanding and team handling experience related questions asked by HR
Nikhil Nayak
I applied via Naukri.com and was interviewed before Apr 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. About previous company portfolio behaviour
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Area Credit Manager Interview Questions & Answers
Mahindra Rural Housing Finance
Anonymous
posted on 7 Jun 2024
Selected
(2 Questions)
- Q1. About work history
- Q2. About domain knowledge
(1 Question)
- Q1. About Salary and others
Area Credit Manager Interview Questions & Answers
SK Finance Limited
Anonymous
posted on 16 Oct 2024
Selected
I applied via Telegram and was interviewed before Oct 2023. There were 2 interview rounds.
(3 Questions)
- Q1. Working experience
- Q2. Case study in legal and technical
- Q3. What'sis team handling ,
- Ans.
I currently manage a team of 10 credit analysts who are responsible for assessing creditworthiness of clients and ensuring timely payments.
Manage team of 10 credit analysts
Assess creditworthiness of clients
Ensure timely payments from clients
(2 Questions)
- Q1. Credit related knowledge test of how to assesment the kirana store income
- Q2. What's is the profit margin trading ,service ,manufacturing unit
- Ans.
Profit margins vary greatly depending on the industry and specific company. Trading units typically have higher profit margins compared to service and manufacturing units.
Profit margin for trading units is usually higher due to lower overhead costs and higher markups on products.
Service units tend to have lower profit margins due to higher labor costs and competition.
Manufacturing units have varying profit margins depe...
Interview Preparation Tips
Area Credit Manager Interview Questions & Answers
Capri Global Capital
Anonymous
posted on 24 Mar 2023
Selected
I applied via Recruitment Consulltant and was interviewed in Feb 2023. There were 3 interview rounds.
About tasks and personal information
Case assessment ,How to assess NIP case , and there was given some case example
Interview Preparation Tips
Area Credit Manager Interview Questions & Answers
Poonawalla Fincorp
pankaj gharpande
posted on 3 Dec 2022
Selected
I applied via Naukri.com and was interviewed in Nov 2022. There were 4 interview rounds.
Asking regarding questions for credit filed
Asking regarding questions for credit releated
(2 Questions)
- Q1. Asking basis deatils asking what is the current CTC & what is the requirements
- Q2. Also HR saying other benifit
Interview Preparation Tips
Branch Credit Manager Interview Questions & Answers
Bharat Financial Inclusion
Anonymous
posted on 5 Feb 2025
Selected
(3 Questions)
- Q1. Tell me about yourself.
- Q2. What motivates you to want to join BFIL?
- Q3. Basic questions about previous employers and reasons of leaving previous job.
Interview Preparation Tips
(2 Questions)
- Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
- Q2. About product knowledge and industry knowledge
Credit Risk Analyst Interview Questions & Answers
Muthoot Finance
Shefali Jain
posted on 26 Mar 2024
(2 Questions)
- Q1. What is your previous work process.
- Q2. What is the maximum limit of loan you deals with.
- Ans.
As a Credit Risk Analyst, I typically deal with loan limits ranging from $10,000 to $1,000,000 depending on the client's creditworthiness.
Loan limits can vary based on the client's credit score, income, and financial history.
I have experience analyzing and approving loans ranging from small personal loans to large commercial loans.
The maximum loan limit I have dealt with is $1,000,000 for a commercial real estate proje...
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Aavas Financiers Interviews By Designations
- Aavas Financiers Credit Manager Interview Questions
- Aavas Financiers Relationship Officer Interview Questions
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Aavas Financiers Area Credit Manager Interview Process
based on 2 interviews
1 Interview rounds
- HR Round
Area Credit Manager Interview Questions from Similar Companies
Aavas Financiers Area Credit Manager Reviews and Ratings
based on 16 reviews
Rating in categories
|
Credit Manager
268
salaries
|  ₹2.6 L/yr - ₹8.5 L/yr |
|
Business Manager
228
salaries
| ₹2.5 L/yr - ₹7.8 L/yr |
|
Disbursement Officer
228
salaries
| ₹1.3 L/yr - ₹3 L/yr |
|
Relationship Officer
227
salaries
| ₹1.1 L/yr - ₹3.5 L/yr |
|
Assistant Manager
220
salaries
| ₹2 L/yr - ₹7.7 L/yr |
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