7 Aavas Financiers Area Credit Manager Interview Questions & Answers | Complete Prep Guide 2025

Aavas Financiers Area Credit Manager Interview Experiences

3 interviews found

Area Credit Manager Interview Questions & Answers

Anonymous

posted on 22 Mar 2024

Interview experience

Excellent

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Recruitment Consulltant

Round 1 - HR

(5 Questions)

Q1. Salary expectation

Add your answer

Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work

Add your answer

Q3. Work experience

Add your answer

Q4. Income analysis

Add your answer

Q5. How to settle income FOIR

Ans.

FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...

Answered by AI

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Round 2 - Case Study

The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Area Credit Manager Interview Questions & Answers

Kheta ram

posted on 12 May 2024

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via LinkedIn and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - HR

(1 Question)

Q1. Credit understanding and team handling experience related questions asked by HR

Add your answer

Area Credit Manager Interview Questions & Answers

posted on 13 Apr 2021

I applied via Naukri.com and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire

1 Question

Q1. About previous company portfolio behaviour

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Educate yourself with previous organization police's and thier portfolio behaviour

Area Credit Manager Jobs at Aavas Financiers

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Area Credit Manager- Meerut (Uttar Pradesh)

Meerut

5-10 Yrs

₹ 6-9 LPA

Top trending discussions

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Interview Tips & Stories

1d (edited)

timepasstiwari

A Digital Markter

Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question

So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours... read more

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Interview questions from similar companies

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 14 Sep 2021

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire

2 Questions

Q1. Financial analysis related questions

Add your answer

Q2. Just answer what you have learnt during the course of your studies

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

Credit Manager Interview Questions & Answers

HDFC Bank

lostpanda

posted on 28 Nov 2021

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire

1 Question

Q1. Regarding previous experience with organisation. Things related to same.

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.

Branch Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 26 Jul 2022

I applied via Referral and was interviewed before Jul 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Aptitude Test

General awareness and competitive test

Round 3 - HR

(1 Question)

Q1. Salary negotiation and job profile discussed

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Ask for better ctc and allowance benifits

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 15 Jun 2021

I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.

Interview Questionnaire

1 Question

Q1. All financial ratios

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and have good financial knowledge

Branch Manager Interview Questions & Answers

Sammaan Capital Limited

Anonymous

posted on 13 May 2018

Interview Questionnaire

1 Question

Q1. Reason for job, difference between product & expected ctc

Ans.

The reason for applying for the Branch Manager position is to utilize my leadership skills and experience in managing a team and driving business growth.

I have a strong passion for leading and developing teams, and I believe that the Branch Manager role will provide me with the opportunity to do so.
I have a proven track record of successfully managing teams and achieving sales targets in my previous roles.
I am excited ...

Answered by AI

Add your answer

Interview Preparation Tips

Round: Resume Shortlist
Experience: experience

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 5 Feb 2022

I applied via Recruitment Consulltant and was interviewed in Aug 2021. There was 1 interview round.

Round 1 - Direct

(1 Question)

Q1. Profile related mainly

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - If you a workoholic then this is the best company for you else stay away

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 24 Jun 2021

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire

1 Question

Q1. About Accounting standard and basic

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude

Aavas Financiers Interview FAQs

How many rounds are there in Aavas Financiers Area Credit Manager interview?

Aavas Financiers interview process usually has 1-2 rounds. The most common rounds in the Aavas Financiers interview process are HR and Case Study.

How to prepare for Aavas Financiers Area Credit Manager interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aavas Financiers . The most common topics and skills that interviewers at Aavas Financiers expect are Home Loans, Lap, Credit Underwriting, Credit Analysis and Credit Management.

What are the top questions asked in Aavas Financiers Area Credit Manager interview?

Some of the top questions asked at the Aavas Financiers Area Credit Manager interview -

How to settle income F...read more
It is everyone's job to increase the salary and post of the employees after see...read more
Income analy...read more

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Aavas Financiers Area Credit Manager Salary

based on 84 salaries

₹5 L/yr - ₹14 L/yr

21% less than the average Area Credit Manager Salary in India

View more details

Area Credit Manager Jobs at Aavas Financiers

Area Credit Manager- Meerut (Uttar Pradesh)

Meerut

5-10 Yrs

₹ 6-9 LPA

Explore more jobs

Aavas Financiers Salaries in India

Credit Manager 291 salaries	₹0 L/yr - ₹0 L/yr
Branch Head 278 salaries	₹0 L/yr - ₹0 L/yr
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Relationship Officer 227 salaries	₹0 L/yr - ₹0 L/yr
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