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PNB Housing Finance Area Credit Manager Interview Questions and Answers
PNB Housing Finance Area Credit Manager Interview Experiences
2 interviews found
Anonymous
I applied via Recruitment Consulltant and was interviewed in Jun 2024. There was 1 interview round.
(2 Questions)
- Q1. How will you assess the customer with low cibil score
- Ans.
Assessing customers with low cibil score involves analyzing their credit history, financial stability, and potential risk factors.
Review the customer's credit report to understand the reasons for the low CIBIL score
Assess the customer's current financial situation, including income, expenses, and existing debts
Consider any extenuating circumstances that may have led to the low CIBIL score, such as medical emergencies o...
- Q2. Volume of files handled and approval to login ratio
- Ans.
The volume of files handled and approval to login ratio is a key metric to assess efficiency and productivity.
The volume of files handled refers to the number of credit applications or cases processed by the credit manager within a specific time frame.
Approval to login ratio indicates the percentage of credit applications approved compared to the total number of applications logged in by the credit manager.
A high volum...
I applied via Naukri.com and was interviewed in Dec 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Alll Mortgage Credit , Disbursement value , avg ticket size ,
Interview Preparation Tips
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Interview Preparation Tips
Experience: Hi..
It is magical movment for me when i got call from the HR of HDFC bank. I am just uploading my resume on the banks carrier & after a month or 2 months they called me for the interview.
Tips: Many of us upload their resume on all job sites in addition to that also upload your resume on the respective companies carrier site, if they found your resume as suitable then they definitely contact you.
prerna singh
I was interviewed before May 2016.
Interview Preparation Tips
Tips: Short and concise
Round: Test
Tips: Basic concept must be cleared
Total Questions: 50
Round: HR Interview
Tips: Fundamental and your goals towards ur life.. should be clear.
I applied via Referral and was interviewed before Apr 2020. There were 5 interview rounds.
Interview Questionnaire
1 Question
- Q1. About yourself and prior academics
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Oct 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. What is the name of hdfc bank CEO???
Interview Preparation Tips
I applied via Campus Placement and was interviewed before Sep 2020. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. What is sales?
- Ans.
Sales is the process of exchanging goods or services for money or other valuable consideration.
Sales involves identifying potential customers and persuading them to buy a product or service.
It includes activities such as prospecting, lead generation, qualifying leads, making sales presentations, negotiating and closing deals.
Sales can be done through various channels such as direct selling, telemarketing, online sales,...
- Q2. Are u good at sales?
- Q3. Can u sale me anything ?
Interview Preparation Tips
I applied via Referral and was interviewed before Mar 2021. There were 4 interview rounds.
Mathematics reasoning English test.
(1 Question)
- Q1. Tell me about your self. If experience candidate ask about previous job Ask about our organisation
(1 Question)
- Q1. Why should we hire you?
Interview Preparation Tips
I applied via Recruitment Consultant and was interviewed in Oct 2018. There were 4 interview rounds.
Interview Questionnaire
4 Questions
- Q1. What are the main objective for HDFC bank.
- Ans.
The main objectives of HDFC bank are to provide excellent customer service, achieve sustainable growth, and maximize shareholder value.
Providing excellent customer service
Achieving sustainable growth
Maximizing shareholder value
- Q2. Definitions for bank in genera.
- Ans.
A bank is a financial institution that accepts deposits from the public and creates credit.
Banks provide various financial services such as loans, mortgages, and investment accounts.
They play a crucial role in the economy by facilitating the flow of money and capital.
Banks are regulated by government authorities to ensure stability and protect depositors' funds.
- Q3. How u sell Banking product without knowing banking profile.i am from engineering field tell us how u define ur self.
- Q4. Aim for HDFC bank.
Interview Preparation Tips
Experience: AMCAT.
General Tips: See Basically every field are open for use our qualification and skill.we always ready to put high effort in any field and at our presense the field should b profitable if this will happen definitely we got job satisfaction.
Skills: Communication, Body Language, Problem Solving, Analytical Skills, Leadership, Presentation Skills, Time Management, Decision Making Skills
Duration: 1-3 Months
I applied via Referral and was interviewed in Jun 2019. There were 5 interview rounds.
Interview Questionnaire
2 Questions
- Q1. What did your last experience with previous employer
- Q2. What work I have to do and which location
Interview Preparation Tips
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PNB Housing Finance Interviews By Designations
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PNB Housing Finance Area Credit Manager Interview Process
based on 1 interview
Interview experience
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PNB Housing Finance Area Credit Manager Reviews and Ratings
based on 8 reviews
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