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PNB Housing Finance Area Credit Manager Interview Questions and Answers
PNB Housing Finance Area Credit Manager Interview Experiences
2 interviews found
I applied via Recruitment Consulltant and was interviewed in Jun 2024. There was 1 interview round.
(2 Questions)
- Q1. How will you assess the customer with low cibil score
- Ans.
Assessing customers with low cibil score involves analyzing their credit history, financial stability, and potential risk factors.
Review the customer's credit report to understand the reasons for the low CIBIL score
Assess the customer's current financial situation, including income, expenses, and existing debts
Consider any extenuating circumstances that may have led to the low CIBIL score, such as medical emergencies o...
- Q2. Volume of files handled and approval to login ratio
- Ans.
The volume of files handled and approval to login ratio is a key metric to assess efficiency and productivity.
The volume of files handled refers to the number of credit applications or cases processed by the credit manager within a specific time frame.
Approval to login ratio indicates the percentage of credit applications approved compared to the total number of applications logged in by the credit manager.
A high volum...
I applied via Naukri.com and was interviewed in Dec 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Alll Mortgage Credit , Disbursement value , avg ticket size ,
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Selected
I applied via Recruitment Consulltant
(5 Questions)
- Q1. Salary expectation
- Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
- Q3. Work experience
- Q4. Income analysis
- Q5. How to settle income FOIR
- Ans.
FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.
Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...
The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case
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Area Credit Manager Interview Questions & Answers
Mahindra Rural Housing Finance
Anonymous
posted on 7 Jun 2024
Selected
(2 Questions)
- Q1. About work history
- Q2. About domain knowledge
(1 Question)
- Q1. About Salary and others
Regional Credit Manager Interview Questions & Answers
Electronica Finance
Anonymous
posted on 23 Apr 2024
Selected
I applied via Referral and was interviewed in Aug 2024. There were 2 interview rounds.
(1 Question)
- Q1. Previous Company Working and Job responsibilities
- Ans.
I worked at XYZ Company as a Credit Analyst. My responsibilities included assessing creditworthiness, setting credit limits, and managing collections.
Assessed creditworthiness of new and existing customers
Set credit limits based on risk assessment
Managed collections process for overdue accounts
(1 Question)
- Q1. Previous organizations Job responsibilities KRA
- Ans.
Managed credit operations, analyzed credit risk, monitored collections, and ensured compliance with credit policies.
Analyzed credit risk for potential customers
Monitored collections and followed up on overdue accounts
Ensured compliance with credit policies and procedures
Managed credit operations and team of credit analysts
(2 Questions)
- Q1. Qualification or education
- Q2. General round and etc
Cluster Credit Manager Interview Questions & Answers
Kogta Financial India Limited
PRAFULL KUMAR PATLE
posted on 19 Dec 2024
Selected
I applied via Approached by Company and was interviewed in Jun 2024. There was 1 interview round.
(3 Questions)
- Q1. WHAT PRODUCT HANDLING BY YOU ?
- Q2. WHAT IS CURRENT CTC ?
- Q3. QUESTIONS ABOUT PRODUCT KNOWLEDGE.
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I was interviewed in Oct 2023.
(3 Questions)
- Q1. Discussion credit understanding only
- Q2. Self introduction
- Q3. General discussion
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Selected
I applied via Campus Placement and was interviewed in Dec 2022. There were 3 interview rounds.
(3 Questions)
- Q1. Credit appraisal,credit worhiness
- Q2. Maintain branch dignity
- Q3. Approval and rejection
(1 Question)
- Q1. Credit appraisal credit worhiness
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Credit Manager Interview Questions & Answers
Tata Capital Housing Finance
SELVAKUMAR B
posted on 26 Sep 2022
I applied via Referral and was interviewed in Dec 2022. There was 1 interview round.
(4 Questions)
- Q1. Simple template only product questions
- Q2. Simply finished, there is no hardly
- Q3. There is no hard, easily good
- Q4. Way of tata making the most beautiful
- Ans.
The question is unclear and not related to credit management.
The question is not related to credit management and seems to be incomplete or irrelevant.
Without further context or clarification, it is impossible to provide a meaningful answer.
It is important to ask relevant and clear questions in an interview to assess a candidate's qualifications and skills.
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PNB Housing Finance Interview FAQs
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PNB Housing Finance Interviews By Designations
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- PNB Housing Finance Area Credit Manager Interview Questions
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PNB Housing Finance Area Credit Manager Interview Process
based on 1 interview
Interview experience
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PNB Housing Finance Area Credit Manager Reviews and Ratings
based on 8 reviews
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