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PNB Housing Finance Area Credit Manager Interview Questions and Answers
PNB Housing Finance Area Credit Manager Interview Experiences
2 interviews found
I applied via Recruitment Consulltant and was interviewed in Jun 2024. There was 1 interview round.
(2 Questions)
- Q1. How will you assess the customer with low cibil score
- Ans.
Assessing customers with low cibil score involves analyzing their credit history, financial stability, and potential risk factors.
Review the customer's credit report to understand the reasons for the low CIBIL score
Assess the customer's current financial situation, including income, expenses, and existing debts
Consider any extenuating circumstances that may have led to the low CIBIL score, such as medical emergencies o...
- Q2. Volume of files handled and approval to login ratio
- Ans.
The volume of files handled and approval to login ratio is a key metric to assess efficiency and productivity.
The volume of files handled refers to the number of credit applications or cases processed by the credit manager within a specific time frame.
Approval to login ratio indicates the percentage of credit applications approved compared to the total number of applications logged in by the credit manager.
A high volum...
I applied via Naukri.com and was interviewed in Dec 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Alll Mortgage Credit , Disbursement value , avg ticket size ,
Interview Preparation Tips
Area Credit Manager Jobs at PNB Housing Finance
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I applied via Naukri.com and was interviewed before Apr 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. About previous company portfolio behaviour
Interview Preparation Tips
Area Credit Manager Interview Questions & Answers
Capri Global Capital
Anonymous
posted on 24 Mar 2023
Selected
I applied via Recruitment Consulltant and was interviewed in Feb 2023. There were 3 interview rounds.
About tasks and personal information
Case assessment ,How to assess NIP case , and there was given some case example
Interview Preparation Tips
Selected
I applied via Recruitment Consulltant
(5 Questions)
- Q1. Salary expectation
- Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
- Q3. Work experience
- Q4. Income analysis
- Q5. How to settle income FOIR
- Ans.
FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.
Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...
The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case
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Kheta ram
Selected
I applied via LinkedIn and was interviewed in Apr 2024. There was 1 interview round.
(1 Question)
- Q1. Credit understanding and team handling experience related questions asked by HR
Area Credit Manager Interview Questions & Answers
Mahindra Rural Housing Finance
Anonymous
posted on 7 Jun 2024
Selected
(2 Questions)
- Q1. About work history
- Q2. About domain knowledge
(1 Question)
- Q1. About Salary and others
Area Credit Manager Interview Questions & Answers
Mahindra Rural Housing Finance
Anonymous
posted on 26 Sep 2023
Selected
I applied via Referral and was interviewed before Sep 2022. There were 3 interview rounds.
(1 Question)
- Q1. Question about Previous work experience and understanding of credit vertical.
(1 Question)
- Q1. Interview taken by National Heas
I applied via Campus Placement and was interviewed before Feb 2021. There were 3 interview rounds.
Multiple choice questions
(1 Question)
- Q1. Tell me about yourself.
(1 Question)
- Q1. More about commercial vehicles financing
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I applied via Naukri.com and was interviewed before Nov 2020. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Tell me about yourself
- Q2. Last work experience
Interview Preparation Tips
PNB Housing Finance Interview FAQs
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PNB Housing Finance Interviews By Designations
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PNB Housing Finance Area Credit Manager Interview Process
based on 1 interview
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PNB Housing Finance Area Credit Manager Reviews and Ratings
based on 7 reviews
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