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PNB Housing Finance Credit Operations Manager Interview Questions and Answers

Updated 2 Apr 2024

PNB Housing Finance Credit Operations Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Mar 2024. There were 3 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Over all Total Experience
  • Q2. Expected salary
Round 2 - HR 

(1 Question)

  • Q1. About salary and Experience
Round 3 - HR 

(1 Question)

  • Q1. Final interview for salary Discussion
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Dec 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Behavioral 

(2 Questions)

  • Q1. What do you know about finance of home loans?
  • Ans. 

    Finance of home loans involves lending money to individuals to purchase or refinance a home, with interest rates and terms based on creditworthiness.

    • Home loans are a type of mortgage loan specifically for purchasing or refinancing a home

    • Interest rates on home loans can be fixed or adjustable

    • Terms of home loans can vary, typically ranging from 15 to 30 years

    • Creditworthiness plays a significant role in determining the in

  • Answered by AI
  • Q2. What was your work in previous company?

Interview Preparation Tips

Interview preparation tips for other job seekers - Do ask your interviwer that your job is on roll or off roll because HR doesn't call before joining. Toxic environment. Get clarity about your work.

Credit Operations Manager Interview Questions Asked at Other Companies

Q1. How to process 50 Lakhs case without ITR in Affordable
Q2. What do you know about finance of home loans?
Q3. How to find profile Risk
Q4. Kinds of Profile frauds
Q5. Applicability of construction finance

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Previous Company Working and Job responsibilities
  • Ans. 

    I worked at XYZ Company as a Credit Analyst. My responsibilities included assessing creditworthiness, setting credit limits, and managing collections.

    • Assessed creditworthiness of new and existing customers

    • Set credit limits based on risk assessment

    • Managed collections process for overdue accounts

  • Answered by AI
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous organizations Job responsibilities KRA
  • Ans. 

    Managed credit operations, analyzed credit risk, monitored collections, and ensured compliance with credit policies.

    • Analyzed credit risk for potential customers

    • Monitored collections and followed up on overdue accounts

    • Ensured compliance with credit policies and procedures

    • Managed credit operations and team of credit analysts

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Qualification or education
  • Q2. General round and etc
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant

Round 1 - HR 

(5 Questions)

  • Q1. Salary expectation
  • Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
  • Q3. Work experience
  • Q4. Income analysis
  • Q5. How to settle income FOIR
  • Ans. 

    FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

    • Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.

    • Calculate the borrower's income, including salary, rental income, and any other sources of income.

    • Divide the total fixed obligations by the borrower's income to get the FOIR.

    • Ensure the FOIR...

  • Answered by AI
Round 2 - Case Study 

The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(3 Questions)

  • Q1. WHAT PRODUCT HANDLING BY YOU ?
  • Q2. WHAT IS CURRENT CTC ?
  • Q3. QUESTIONS ABOUT PRODUCT KNOWLEDGE.

Interview Preparation Tips

Interview preparation tips for other job seekers - ANALYSIS ABOUT THE OVERALL EXPERIENCE & PRODUCT KNOWLEDGE.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. About work history
  • Q2. About domain knowledge
Round 2 - HR 

(1 Question)

  • Q1. About Salary and others
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I was interviewed in Oct 2023.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Discussion credit understanding only
  • Q2. Self introduction
  • Q3. General discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Credit appraisal,credit worhiness
  • Q2. Maintain branch dignity
  • Q3. Approval and rejection
Round 3 - One-on-one 

(1 Question)

  • Q1. Credit appraisal credit worhiness

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare yourself ,about credit worthiness,credit appraisal

I applied via Referral and was interviewed in Dec 2022. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Simple template only product questions
  • Q2. Simply finished, there is no hardly
  • Q3. There is no hard, easily good
  • Q4. Way of tata making the most beautiful
  • Ans. 

    The question is unclear and not related to credit management.

    • The question is not related to credit management and seems to be incomplete or irrelevant.

    • Without further context or clarification, it is impossible to provide a meaningful answer.

    • It is important to ask relevant and clear questions in an interview to assess a candidate's qualifications and skills.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok, experience and skills knowledge based on HL and lap

PNB Housing Finance Interview FAQs

How many rounds are there in PNB Housing Finance Credit Operations Manager interview?
PNB Housing Finance interview process usually has 2-3 rounds. The most common rounds in the PNB Housing Finance interview process are HR, Behavioral and One-on-one Round.

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People are getting interviews through

based on 2 PNB Housing Finance interviews
Referral
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Moderate Confidence
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Moderate Confidence means the data is based on a sufficient number of responses received from the candidates

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PNB Housing Finance Credit Operations Manager Salary
based on 32 salaries
₹2.3 L/yr - ₹4.5 L/yr
35% less than the average Credit Operations Manager Salary in India
View more details

PNB Housing Finance Credit Operations Manager Reviews and Ratings

based on 13 reviews

3.2/5

Rating in categories

2.6

Skill development

2.6

Work-Life balance

2.8

Salary & Benefits

3.0

Job Security

2.7

Company culture

2.5

Promotions/Appraisal

2.7

Work Satisfaction

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