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I applied via Referral and was interviewed in Mar 2024. There were 3 interview rounds.
I applied via Referral and was interviewed in Dec 2022. There were 2 interview rounds.
Finance of home loans involves lending money to individuals to purchase or refinance a home, with interest rates and terms based on creditworthiness.
Home loans are a type of mortgage loan specifically for purchasing or refinancing a home
Interest rates on home loans can be fixed or adjustable
Terms of home loans can vary, typically ranging from 15 to 30 years
Creditworthiness plays a significant role in determining the in
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posted on 23 Apr 2024
I applied via Referral and was interviewed in Aug 2024. There were 2 interview rounds.
I worked at XYZ Company as a Credit Analyst. My responsibilities included assessing creditworthiness, setting credit limits, and managing collections.
Assessed creditworthiness of new and existing customers
Set credit limits based on risk assessment
Managed collections process for overdue accounts
Managed credit operations, analyzed credit risk, monitored collections, and ensured compliance with credit policies.
Analyzed credit risk for potential customers
Monitored collections and followed up on overdue accounts
Ensured compliance with credit policies and procedures
Managed credit operations and team of credit analysts
I applied via Recruitment Consulltant
FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.
Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...
The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case
posted on 19 Dec 2024
I applied via Approached by Company and was interviewed in Jun 2024. There was 1 interview round.
posted on 7 Jun 2024
I was interviewed in Oct 2023.
I applied via Campus Placement and was interviewed in Dec 2022. There were 3 interview rounds.
posted on 26 Sep 2022
I applied via Referral and was interviewed in Dec 2022. There was 1 interview round.
The question is unclear and not related to credit management.
The question is not related to credit management and seems to be incomplete or irrelevant.
Without further context or clarification, it is impossible to provide a meaningful answer.
It is important to ask relevant and clear questions in an interview to assess a candidate's qualifications and skills.
based on 13 reviews
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