PNB Housing Finance Relationship Manager Interview Questions and Answers

Bank policies may not be transparent due to various reasons.

• Some policies may be complex and difficult to explain in simple terms

• Certain policies may be subject to change frequently

• Some policies may be confidential and cannot be disclosed to the public

• The bank may not want to disclose certain policies to avoid giving competitors an advantage

• Lack of communication between different departments within the bank may lead to

Sales & Marketing involves promoting and selling products or services to customers.

• Sales is the process of directly selling products or services to customers.

• Marketing is the broader process of promoting and creating awareness about products or services.

• Sales focuses on closing deals and generating revenue, while marketing focuses on building brand awareness and attracting potential customers.

• Sales involves personal in...read more

Repo rate is the rate at which the central bank lends money to commercial banks.

• Repo rate stands for repurchase rate.

• It is used by central banks to control inflation and liquidity in the economy.

• When the repo rate is increased, borrowing becomes more expensive, leading to reduced liquidity.

• Conversely, when the repo rate is decreased, borrowing becomes cheaper, leading to increased liquidity.

• For example, if the repo rat...read more