Add office photos
Employer?
Claim Account for FREE
PNB Housing Finance
3.8
based on 1k Reviews
Video summary
Company Overview
Company Locations
Working at PNB Housing Finance
Company Summary
PNB Housing Finance Ltd is one of the top housing finance companies in India.
Overall Rating
3.8/5
based on 1k reviews

4% below
industry average

Critically rated for
Promotions
Work Policy

Work from office
88% employees reported

Monday to Saturday
41% employees reported

Strict timing
53% employees reported

Within city
50% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
55 employees reported
Health insurance
47 employees reported
Cafeteria
15 employees reported
Professional degree assistance
10 employees reported
View all benefits
About PNB Housing Finance
Founded in1988 (37 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
India HeadquartersDelhi/NCR, New Delhi, India
Office Locations
--
Websitepnbhousing.com
Primary Industry
Other Industries
--
Are you managing PNB Housing Finance's employer brand? To edit company information,
claim this page for free

View in video summary
PNB Housing Finance Limited (PNB Housing) is a registered housing finance company with National Housing Bank (NHB). It was incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988. PNB Housing is promoted by Punjab National Bank (PNB). The Company came out with a public issue of equity shares in November 2016. Its equity shares are listed on National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) with effect from 7th November 2016.
Mission: Creating Value for all its customers,Investors and Employees for being the first choice for all stakeholders
Vision: To position PNB as the `Most Preferred Bank` for customers, the `Best Place to Work In` for employees and a `Benchmark of Excellence` for the industry.
Managing your company's employer brand?
Claim this Company Page for FREE
PNB Housing Finance Ratings
based on 1k reviews
Overall Rating
3.8/5
How AmbitionBox ratings work?
5
511
4
236
3
132
2
48
1
110
Category Ratings
3.7
Job security
3.7
Skill development
3.6
Company culture
3.6
Salary
3.5
Work satisfaction
3.4
Work-life balance
3.3
Promotions
PNB Housing Finance is rated 3.8 out of 5 stars on AmbitionBox, based on 1k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at PNB Housing Finance
based on 988 reviews
3.8
Rated by 131 Women
Rated 4.0 for Job security and 3.9 for Skill development
3.8
Rated by 857 Men
Rated 3.7 for Job security and 3.7 for Skill development
Work Policy at PNB Housing Finance
based on 139 reviews in last 6 months
Work from office
88%
Hybrid
9%
Permanent work from home
3%
PNB Housing Finance Reviews
Top mentions in PNB Housing Finance Reviews
+ 5 more
Compare PNB Housing Finance with Similar Companies
Change Company | Change Company | Change Company | ||
---|---|---|---|---|
Overall Rating | 3.8/5 based on 1k reviews | 3.9/5 based on 39.3k reviews | 4.0/5 based on 408 reviews | 3.7/5 based on 2.2k reviews |
Highly Rated for | No highly rated category | Job security Skill development | Job security Salary Skill development | No highly rated category |
Critically Rated for | Promotions | Promotions | No critically rated category | Promotions |
Primary Work Policy | Work from office 88% employees reported | Work from office 84% employees reported | Work from office 81% employees reported | Work from office 88% employees reported |
Rating by Women Employees | 3.8 Good rated by 131 women | 3.7 Good rated by 8.2k women | 4.1 Good rated by 68 women | 3.4 Average rated by 310 women |
Rating by Men Employees | 3.8 Good rated by 857 men | 3.9 Good rated by 29.1k men | 4.0 Good rated by 302 men | 3.8 Good rated by 1.8k men |
Job security | 3.7 Good | 4.0 Good | 4.0 Good | 3.4 Average |
View more
PNB Housing Finance Salaries
PNB Housing Finance salaries have received with an average score of 3.6 out of 5 by 1k employees.
Area Sales Manager
(225 salaries)
Unlock
₹4.5 L/yr - ₹13 L/yr
Branch Credit Manager
(200 salaries)
Unlock
₹4.5 L/yr - ₹13 L/yr
Relationship Officer
(164 salaries)
Unlock
₹1.6 L/yr - ₹4.1 L/yr
Customer Service Manager
(148 salaries)
Unlock
₹2.7 L/yr - ₹6.7 L/yr
Credit Manager
(91 salaries)
Unlock
₹4 L/yr - ₹12.1 L/yr
Senior Relationship Officer
(82 salaries)
Unlock
₹1.8 L/yr - ₹4.2 L/yr
Branch Operation Executive
(80 salaries)
Unlock
₹1.5 L/yr - ₹3.5 L/yr
Credit Processing Associate
(77 salaries)
Unlock
₹1.7 L/yr - ₹3.5 L/yr
Branch Business Head
(72 salaries)
Unlock
₹10.5 L/yr - ₹20.5 L/yr
Relationship Manager
(70 salaries)
Unlock
₹1.5 L/yr - ₹7.4 L/yr
PNB Housing Finance Interview Questions
Interview questions by designation
Top PNB Housing Finance interview questions and answers
Get interview-ready with top interview questions
PNB Housing Finance Jobs
Popular Designations PNB Housing Finance Hires for
Area Sales Manager
Create job alerts
Manager Learning & Development
Create job alerts
Assistant Manager
Create job alerts
Relationship Manager
Create job alerts
MIS Executive
Create job alerts
Area Credit Manager
Create job alerts
Popular Skills PNB Housing Finance Hires for
Current Openings
PNB Housing Finance News
View all
Thriving on Technology & Talent
- Girish Kousgi highlights PNB Housing Finance's significant growth in retail loans, focusing on affordable housing and emerging markets, contributing to 31% of total retail disbursements.
- Kalpesh Dave discusses Star Housing Finance's surge in Assets Under Management to Rs5.18 billion, emphasizing affordable housing finance for EWS and LIG segments.
- PNB Housing Finance expanded to 303 branches in 20 states in the last 12 months, with plans to reach 500 branches by FY27, prioritizing affordable and emerging segments.
- Star HFL extended to over 36 Points of Presence across 6 states, focusing on tier 2 & 3 cities, with plans to add new branches in southern and western India for future expansion.
- PNB Housing Finance raised substantial debt of Rs570.28 billion, diversifying sources like term loans, deposits, NCDs, and CPs, maintaining AA+ credit rating for market access.
- Star Housing Finance raised debt to Rs3.75 billion, diversified from public and private banks, NHB, and other sources, securing a credit rating of BBB/Stable for credibility.
- PNB Housing Finance implemented digital projects like Salesforce integration, RO Mobile App, 'One PNBHF' platform, and API journey with a 70+ member IT team driving initiatives.
- Star HFL expanded co-lending partnerships with Tata Capital, Home Capital, and Singularity, enhancing access to affordable housing finance in tier 2 & 3 cities.
- PNB Housing Finance employed over 2000+ employees, onboarded 886 new hires in FY24, utilizing AI in resume screening, chatbots, and onboarding processes for efficiency.
- Star HFL saw a workforce growth to over 300 employees, focusing on hiring in sales, credit, and collections functions, with emphasis on training and development.
Banking Frontiers | 12 Feb, 2025
Afterhour Passions
- Venkatesh N, MD, IIFL Samasta Finance, Sasidhar Thumuluri, MD & CEO, Sub-K IMPACT Solutions, Tanmay Chetan, Group CEO of Agora Microfinance Group, Unnikrishnan Janardanan, CEO, Navachetana MicroFin Services, Rahul Johri, Founder & Chairman, Vector Finance, Kamal Dang, MD, Ajivika Finance, Dr. Aqueel Khan, MD, Mitrata Inclusive Financial Services, and Vivek Tiwari, MD, SATYA MicroCapital, opened up about the interests and hobbies that enrich their lives
- Many of these industry leaders have a passion for travel, including Venkatesh N and Sasidhar Thumuluri, who gain invaluable insights into different cultures, while Unnikrishnan Janardanan prefers to read spiritual books to stay grounded and present
- Some of the leaders featured enjoy physical exercise, such as Murari Lal, who works out three times a week to stay fit and focused, and Aqueel Khan, who enjoys horse-riding
- Avid readers and continual learners include Sasidhar Thumuluri and Rahul Johri, who have a particular interest in non-fiction, while Tanmay Chetan likes to read and cook, and Unnikrishnan Janardanan reads spiritual literature
- Other hobbies showcased include Kamal Dang’s passion for listening to old music and parenting, while Rahul Johri is a collector of coins and stamps, and an animal lover
- Vishal Bhatia, CDO at Canara Bank, takes a mindful approach to the day, with early morning meditation and walks. He also enjoys spending time in nature and travelling with family
- Girish Kousgi, MD & CEO of PNB Housing Finance, loves good food, exploring new places and watching films to relax
- The personal pursuits of these leaders help them maintain balance by allowing them to integrate fun and relaxation into their demanding careers, resulting in more well-rounded decision-making skills and greater focus in their work
- These insights reveal that professional success isn’t just dictated by one's career, but also by what a person does in their spare time
- These leaders are proof that well-rounded personal fulfilment and professional growth are interconnected and essential in achieving true success
Banking Frontiers | 6 Feb, 2025
PNB Housing Finance's Growth Will Sustain On Strong Demand, Says CEO Girish Kousgi
- PNB Housing Finance reported a 43% rise in net profit to Rs 483 crore for the December quarter
- Despite challenges, PNB Housing Finance surpassed its annual guidance of 17% growth on the retail book
- Housing demand is set to remain strong, supported by growth in all segments
- PNB Housing Finance is expanding its branch network and focusing on affordable housing
Bloomberg Quint | 23 Jan, 2025

PNB Housing Finance eyes ₹1 lakh crore retail book by March 2027: CEO Kousgi
- PNB Housing Finance aims to achieve a retail home loan book of ₹1 lakh crore by March 2027, according to its CEO Girish Kousgi.
- The company's current retail book stands at ₹70,767 crore and is growing at a rate of 17.5%.
- PNBHFL plans to allocate ₹15,000 crore to affordable housing, ₹25,000 crore to the emerging segment, and ₹60,000 crore to the prime book.
- The company expects to close the current fiscal year with a net profit of over ₹1,800 crore.
HinduBusinessLine | 22 Jan, 2025

Q3 Results Today: Tata Tech, South Indian Bank, Cyient DLM Among 30+ Companies To Declare Quarterly Results
- 32 companies will declare their Q3 results today, including Tata Technologies, South Indian Bank, Cyient DLM, and more.
- Some other major companies announcing their earnings include KEI Industries, PNB Housing Finance, UCO Bank, Aditya Birla Real Estate, and more.
- Tata Technologies reported a 2.1% YoY increase in consolidated revenue, while net profit declined by 1.9% YoY.
- KEI Industries reported a 17% YoY increase in revenue and an 11% YoY increase in net profit for the quarter.
Bloomberg Quint | 21 Jan, 2025

Trade Setup For Jan. 21: Nifty Tests 23,200 As Key Support
- The Nifty is poised for a critical session on Tuesday, with immediate support at 23,200 and resistance levels at 23,360 and 23,570.
- The index gained 142 points to close at 23,345, driven by strong global cues and robust third-quarter earnings.
- Broader markets also rebounded, with the Smallcap 50 and Midcap 50 indices recovering after heavy sell-offs.
- Key earnings to watch on Tuesday include ICICI Prudential Life Insurance Company Ltd., KEI Industries Ltd., Tata Technologies Ltd., and PNB Housing Finance Ltd.
Bloomberg Quint | 20 Jan, 2025

NBFCs Q3 Results Preview — Motilal Oswal Lists Shriram Finance, PNB Housing Finance Among Others As Top Picks
- Motilal Oswal Financial Services has listed Shriram Finance and PNB Housing Finance as top picks for Q3 results in the NBFC sector.
- Demand and asset quality trends continue to remain weak for NBFCs, according to Motilal Oswal.
- Improvement in asset quality for Q3 has not materialized as expected.
- NDTV Profit's special research section provides quality equity and economy research reports from top brokerages and research agencies.
Bloomberg Quint | 6 Jan, 2025

Motilal Oswal Maintains 'Buy' On PNB Housing Finance, Cites Improved Product Mix, Execution; Sees 38% Upside
- Motilal Oswal maintains a 'Buy' rating on PNB Housing Finance.
- The report cites improved product mix and execution as reasons for the favorable risk-reward profile.
- They expect a potential upside of 38% for long-term investors over the next three years.
Bloomberg Quint | 24 Dec, 2024

PNB Housing Finance Aims To Grow Retail Book To Rs 1 lakh Crore By FY27, Says CEO
- PNB Housing Finance aims to diversify its loan book strategy, keeping profitability in mind.
- The company plans to grow its retail book by 17% on year and expand its loan book size to Rs 5,000 crore by the end of the current fiscal year.
- PNB Housing Finance plans to grow its retail loan book to Rs 1 lakh crore by fiscal 2027, with a focus on affordable housing and emerging market segments.
- The company also aims to add 200 branches in the affordable housing segment, create a separate vertical for loans against property, and restart its corporate loan book on a small scale.
Bloomberg Quint | 4 Dec, 2024

PNB Housing Finance Aims For Rs 5,000 Crore Loan Book With Focus On Affordable Segment
- PNB Housing Finance aims to expand its loan book size to Rs 5,000 crore by the end of the current financial year.
- The loan growth will be helped by implementation of Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY 2) and branch expansion.
- PNB Housing Finance plans to set up a new vertical for 'Loan Against Property' in the next financial year.
- To fund loan growth, PNB Housing Finance plans to raise $100-125 million through External Commercial Borrowings.
Bloomberg Quint | 3 Dec, 2024

Powered by
PNB Housing Finance Offices
Compare PNB Housing Finance with
Piramal Capital Housing Finance
4.2
Can Fin Homes
2.9
GIC Housing Finance
3.8
Repco Home Finance
3.7
L&T Finance
3.9
ICICI Home Finance
3.7
Edelweiss
3.9
Shriram Finance
4.1
Muthoot Fincorp
4.5
IIFL Finance
4.0
Muthoot Finance
3.6
Mahindra Finance
4.1
Kogta Financial India Limited
4.7
Mahindra Rural Housing Finance
4.0
Aavas Financiers
3.9
Poonawalla Fincorp
3.8
Capri Global Capital
3.6
Kotak Mahindra Prime
4.0
Sundaram Finance
4.1
Tata Capital Housing Finance
4.1
Edit your company information by claiming this page
Contribute & help others!
You can choose to be anonymous
Companies Similar to PNB Housing Finance
HDFC Bank
Financial Services, Banking, Insurance, NBFC
3.9
• 39.3k reviews
4.0
• 408 reviews
Sammaan Capital Limited
Financial Services, NBFC
3.7
• 2.2k reviews
Piramal Capital Housing Finance
Financial Services, NBFC
4.2
• 3.7k reviews
Can Fin Homes
NBFC
2.9
• 219 reviews
GIC Housing Finance
Financial Services, NBFC
3.8
• 84 reviews
3.7
• 295 reviews
L&T Finance
Banking / Insurance / Accounting, Financial Services, NBFC
3.9
• 3.4k reviews
ICICI Home Finance
Financial Services
3.7
• 1.3k reviews
Edelweiss
Financial Services
3.9
• 1.1k reviews
Shriram Finance
Financial Services, NBFC
4.1
• 7.1k reviews
Muthoot Fincorp
Financial Services, NBFC
4.5
• 6.8k reviews
PNB Housing Finance FAQs
When was PNB Housing Finance founded?
PNB Housing Finance was founded in 1988. The company has been operating for 37 years primarily in the NBFC sector.
Where is the PNB Housing Finance headquarters located?
PNB Housing Finance is headquartered in Delhi/NCR, New Delhi.
How many employees does PNB Housing Finance have in India?
PNB Housing Finance currently has more than 2,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in PNB Housing Finance based on the number of reviews submitted on AmbitionBox.
Does PNB Housing Finance have good work-life balance?
PNB Housing Finance has a work-life balance rating of 3.4 out of 5 based on 1,000+ employee reviews on AmbitionBox. 28% employees rated PNB Housing Finance 3 or below, while 72% employees rated it 4 or above for work-life balance. This rating suggests that while some employees recognize efforts towards work-life balance, there is scope for improvement based on employee feedback. We encourage you to read PNB Housing Finance work-life balance reviews for more details
Is PNB Housing Finance good for career growth?
Career growth at PNB Housing Finance is rated as moderate, with a promotions and appraisal rating of 3.3. 28% employees rated PNB Housing Finance 3 or below, while 72% employees rated it 4 or above on promotions/appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading PNB Housing Finance promotions/appraisals reviews for more detailed insights.
What are the cons of working in PNB Housing Finance?
Working at PNB Housing Finance does have some drawbacks that potential employees should consider. The company is poorly rated for promotions / appraisal, based on 1,000+ employee reviews on AmbitionBox.
Stay ahead in your career. Get AmbitionBox app
Helping over 1 Crore job seekers every month in choosing their right fit company
70 Lakh+
Reviews
5 Lakh+
Interviews
4 Crore+
Salaries
1 Cr+
Users/Month
Contribute to help millions
Get AmbitionBox app