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HDFC Bank
3.8
based on 44.2k Reviews
Video summary
Proud winner of ABECA 2025 - AmbitionBox Employee Choice Awards
Company Overview
Associated Companies
Company Locations
Working at HDFC Bank
Company Summary
HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai.
Overall Rating
3.8/5
based on 44.2k reviews
On-Par with
industry average
Highly rated for
Job security, Skill development
Critically rated for
Promotions
Work Policy
Work from office
84% employees reported
Monday to Saturday
44% employees reported
Strict timing
59% employees reported
Within city
51% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
2.1k employees reported
Health insurance
1.6k employees reported
Cafeteria
399 employees reported
Office cab/shuttle
320 employees reported
View all benefits
About HDFC Bank
Founded in1994 (31 yrs old)
India Employee Count1 Lakh+
Global Employee Count1 Lakh+
India HeadquartersMumbai, Maharashtra, India
Office Locations
Websitehdfcbank.com
Primary Industry
Other Industries
View in video summary
HDFC Bank is one of India’s leading private banks and was among the first to receive approval from the Reserve Bank of India (RBI) to set up a private sector bank in 1994.
As of December 31, 2024, the Bank’s distribution network was at 9,143 branches and 21,049 ATMs across 4,101 cities / towns as against 8,091 branches and 20,688 ATMs across 3,872 cities / towns as of December 31, 2023. 51% of our branches are in semiurban and rural areas.
The Bank’s international operations comprises four branches in Hong Kong, Bahrain, Dubai and an IFSC Banking Unit (IBU) in Gujarat International Finance Tech City. It has five representative offices in Kenya, Abu Dhabi, Dubai, London and Singapore. The Singapore and London offices were representative offices of erstwhile HDFC Limited and became representative offices of the Bank post the merger. These are for providing loans-related services for availing housing loans in India and for the purchase of properties in India.
Mission: To be a world-class Indian bank.
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ABECA - AmbitionBox Employee Choice Awards
Awards 2025
Awards 2024
Best of the best, rated by employees
HDFC Bank won India’s Largest Employee Choice Awards in Mega Companies Category.
Top Rated Mega Company
Top Rated Banking Company
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HDFC Bank Ratings
based on 44.2k reviews
Overall Rating
3.8/5
How AmbitionBox ratings work?
5
21.3k
4
9.6k
3
6.1k
2
2.6k
1
4.6k
Category Ratings
4.0
Job security
3.8
Skill development
3.6
Company culture
3.5
Salary
3.5
Work-life balance
3.5
Work satisfaction
3.2
Promotions
HDFC Bank is rated 3.8 out of 5 stars on AmbitionBox, based on 44.2k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at HDFC Bank
based on 42.1k reviews
3.7
Rated by 9.5k Women
Rated 3.9 for Job security and 3.7 for Skill development
3.9
Rated by 32.6k Men
Rated 4.0 for Job security and 3.8 for Skill development
Work Policy at HDFC Bank
based on 6.5k reviews in last 6 months
Work from office
84%
Hybrid
11%
Permanent work from home
5%
HDFC Bank Reviews
Top mentions in HDFC Bank Reviews
+ 5 more
Compare HDFC Bank with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 3.8/5 based on 44.2k reviews | 4.0/5 based on 42.4k reviews | 3.7/5 based on 28.7k reviews  | 3.7/5 based on 19.4k reviews |
Highly Rated for | Job security Skill development | Job security Skill development Work-life balance |  No highly rated category | No highly rated category |
Critically Rated for | Promotions |  No critically rated category | Promotions | Promotions |
Primary Work Policy | Work from office 84% employees reported | Work from office 91% employees reported | Work from office 79% employees reported | Work from office 81% employees reported |
Rating by Women Employees | 3.7 Good rated by 9.5k women | 3.9 Good rated by 11.3k women | 3.6 Good rated by 6.2k women | 3.5 Good rated by 4.4k women |
Rating by Men Employees | 3.9 Good rated by 32.6k men | 4.0 Good rated by 29.4k men | 3.7 Good rated by 21.3k men | 3.8 Good rated by 14.4k men |
Job security | 4.0 Good | 4.1 Good | 3.7 Good | 3.7 Good |
View more
HDFC Bank Salaries
HDFC Bank salaries have received with an average score of 3.5 out of 5 by 44.2k employees.
Deputy Manager
(15.3k salaries)
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₹3.8 L/yr - ₹8.5 L/yr
Relationship Manager
(6.5k salaries)
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₹3.4 L/yr - ₹12.1 L/yr
Sales Officer
(5.3k salaries)
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₹1.5 L/yr - ₹4 L/yr
Sales Manager
(4.1k salaries)
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₹4.8 L/yr - ₹10.9 L/yr
Personal Banker
(3.2k salaries)
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₹3.5 L/yr - ₹7 L/yr
Credit Manager
(2.8k salaries)
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₹5.5 L/yr - ₹12.9 L/yr
Assistant Vice President
(2.6k salaries)
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₹20 L/yr - ₹33.5 L/yr
Sales Executive
(2.4k salaries)
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₹1.5 L/yr - ₹4.5 L/yr
Branch Manager
(2.1k salaries)
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₹10 L/yr - ₹22 L/yr
Branch Sales Officer
(1.2k salaries)
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₹1.6 L/yr - ₹4.2 L/yr
HDFC Bank Interview Questions
HDFC Bank Jobs
Popular Skills HDFC Bank Hires for
Current Openings
HDFC Bank News
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Weak credit growth and rate cuts to squeeze profit at HDFC, ICICI Banks
- RBI rate cuts and liquidity measures are squeezing profit margins at HDFC and ICICI Banks as lending growth weakens.
- India's finance minister is urging government-owned banks to increase lending to boost economic growth, with plans of issuing new banking licenses.
- Efforts to strengthen the economy amid a consumption slowdown include expectations of improved revenue growth for companies like Nestle India Ltd.
- HDFC Bank and ICICI Bank are expected to see limited profit growth due to thinning margins, higher provisions, and asset quality risks, with HDFC Bank considering bonus shares issuance.
HinduBusinessLine | 18 Jul, 2025
HDFC Bank Q1 Results: Date, Bonus Issue, Special Interim Dividend, Earnings Call Schedule And More
- HDFC Bank will announce Q1FY26 results on July 19, with a special interim dividend proposal also under consideration.
- The bank offers a range of financial services and operates through numerous branches and ATMs across India.
- An earnings call to discuss Q1FY26 results is scheduled for July 19 at 6 p.m. along with a trading window closure from June 24 to July 21.
- HDFC Bank shares have shown fluctuation in prices recently with a 52-week high of Rs 2,027.1 and a low of Rs 1,588.05.
Bloomberg Quint | 18 Jul, 2025
HDFC Bank Q1 Results Preview: Higher Provisions, Soft Loan Growth On Cards
- HDFC Bank is expected to announce its April-June earnings with a standalone profit after tax of Rs 17,652 crore, up over 9% on a yearly basis.
- The bank is anticipated to have high provisions due to a one-time gain from the sale of its arm HDB Financial Services, soft credit growth, and continuous margin pressure.
- Analysts expect HDFC Bank's net interest income to be at Rs 31,910 crore in the June quarter, up by 7% annually, with a net interest margin of 3.35%, lower than the previous quarter.
- While asset quality is predicted to remain healthy, slippages might increase sequentially, led by seasonally high agricultural slippages. Analysts will focus on management commentary regarding NIM progress and growth outlook.
Bloomberg Quint | 17 Jul, 2025
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In a first, HDFC Bank to consider issuing bonus shares on July 19
- HDFC Bank to discuss issuance of bonus shares during Board meeting on July 19, 2025.
- Company's market cap exceeds ₹15.3 lakh crore with stock price hitting record high in June.
- Bank holds nearly ₹5-lakh crore in reserves and surplus, may issue bonus shares to boost market confidence.
- WealthMills Securities predicts 10-15% upside for HDFC Bank's stock by March 2026, recommends buying on dips.
HinduBusinessLine | 17 Jul, 2025
Kotak’s Vaswani highest paid bank CEO in FY25, draws ₹12.95 crore salary
- Kotak Mahindra Bank's Uday Kotak is the highest paid bank CEO in FY25, earning ₹12.95 crore, while HDFC Bank's CEO ranked second with a salary of ₹12.06 crore.
- In FY25, Axis Bank's CEO saw a slight increase in salary to ₹9.68 crore, and IDFC First Bank's chief earned ₹5.54 crore.
- Public sector bank heads like SBI Chairman had significantly lower annual pay compared to private bank CEOs.
- Banks in India are hiring at lower levels, with HDFC Bank bringing in 49,713 new staff, Axis Bank recruiting 31,674 employees, and SBI focusing on hiring officers and clerical staff.
HinduBusinessLine | 17 Jul, 2025
HDB Financial shares down 4% after Q1 earnings
- HDB Financial, the NBFC arm of HDFC Bank, reported an 18% growth in net interest income (NII) to ₹2,092 crore with a stable net interest margin (NIM) of 7.7% in the first quarter.
- The company's assets under management (AUM) surged nearly 15% to ₹1,09,690 crore, expressing confidence in growth and profitability fueled by a strong macro environment and rural recovery.
- Despite higher credit costs, management is adjusting their loan mix, particularly in the commercial vehicle (CV) and unsecured small business loan (USL) segments, aiming for a lift in overall credit performance in future quarters.
- Emkay Global maintains a buy rating on HDB Financial at a target price of ₹900, making slight adjustments to AUM growth estimates and credit cost forecasts. The stock traded 2.72% lower on the BSE, closing at ₹818.20 on July 16, 2025.
HinduBusinessLine | 16 Jul, 2025
Best Shopping Credit Cards For July 2025: Check Features, Charges And More
- Shopping credit cards can offer significant rewards and savings tailored to your spending habits.
- Top shopping credit cards for July 2025 include Amazon Pay ICICI Bank Credit Card, HDFC Bank Millennia Credit Card, SBI Cashback Credit Card, Tata Neu Infinity HDFC Bank Credit Card, and HDFC Regalia Gold Credit Card.
- Features of these cards include cashback offers on online and offline transactions, rewards points on specific purchases, and discounts on select platforms.
- Choosing the right credit card involves evaluating your spending patterns, comparing fees, and ensuring the rewards align with your shopping needs.
Bloomberg Quint | 16 Jul, 2025
HDFC Bank To Consider Bonus Share Issue, Special Interim Dividend On July 19
- HDFC Bank plans to consider its first-ever bonus share issue and a special interim dividend during its board meeting on July 19.
- The bank paid a final dividend of Rs 22 for fiscal 2025 and last paid a special dividend in 2019.
- HDFC Bank has a dividend yield of 1.1% and foreign institutions own a 48.84% stake in the private lender.
- The share price of HDFC Bank rose before cooling off, contributing positively to the benchmark index, with a 24% rise in the last 12 months.
Bloomberg Quint | 16 Jul, 2025
HDFC Bank Shares Rise, Top Gainer On Sensex And Nifty As Board Mulls Bonus Issue, Special Dividend
- HDFC Bank shares rose during early trade on Wednesday as the board mulls over a bonus issue and special dividend.
- The stock gained 1.4% to Rs 2,022.7 before settling, outperforming the benchmark Nifty 50.
- The board meeting to discuss the bonus issue and special dividend is scheduled for Saturday, July 19.
- HDFC Bank last paid a special dividend in 2019 and currently has a dividend yield of 1.1%.
Bloomberg Quint | 16 Jul, 2025
Large private banks’ attrition rate falls in FY25
- Annual attrition rates of large private banks like HDFC Bank, Axis Bank, and Kotak Mahindra Bank have shown a decline in FY25.
- HDFC Bank reported a decrease in attrition rate from 27% to 23%, while Axis Bank saw a reduction from 29% to 26% and Kotak Mahindra Bank from 40% to 33%.
- Public sector bank employees have a lower attrition rate in single digits.
- Measures taken by these banks to address attrition include building culture capabilities, leadership development, employee engagement initiatives, skill enhancement programs, and initiatives for career growth.
- Junior to mid-level employees under 30 dominate attrition rates.
- HDFC Bank is focusing on fostering an enabling work environment, while Axis Bank is engaging employees via newsletters, surveys, and town-hall meetings.
- Kotak Mahindra Bank has introduced initiatives like 'Best of Kotak for Kotakites' and transparent career growth plans.
- All three banks are investing in building future-ready leaders and skills to enhance employee retention.
HinduBusinessLine | 15 Jul, 2025
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HDFC Bank Subsidiaries
HDB Financial Services
3.9
• 22.5k reviews
HDFC Sales
4.0
• 2.6k reviews
HDFC Securities
3.5
• 1.5k reviews
HDFC Asset Management Company
4.0
• 547 reviews
HDFC Credila Financial Services
3.5
• 242 reviews
Centurion Bank of Punjab
4.9
• 21 reviews
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HDFC Bank FAQs
When was HDFC Bank founded?
HDFC Bank was founded in 1994. The company has been operating for 31 years primarily in the Banking sector.
Where is the HDFC Bank headquarters located?
HDFC Bank is headquartered in Mumbai, Maharashtra. It operates in 3 cities such as Mumbai, New Delhi, Bangalore / Bengaluru. To explore all the office locations, visit HDFC Bank locations.
How many employees does HDFC Bank have in India?
HDFC Bank currently has more than 2.1 Lakh+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in HDFC Bank based on the number of reviews submitted on AmbitionBox.
Does HDFC Bank have good work-life balance?
HDFC Bank has a Work-Life Balance Rating of 3.5 out of 5 based on 44,000+ employee reviews on AmbitionBox. 70% employees rated HDFC Bank 4 or above, while 30% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read HDFC Bank work-life balance reviews for more details.
Is HDFC Bank good for career growth?
Career growth at HDFC Bank is rated as moderate, with a promotions and appraisal rating of 3.2. 30% employees rated HDFC Bank 3 or below, while 70% employees rated it 4 or above on promotions / appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading HDFC Bank promotions / appraisals reviews for more detailed insights.
What are the pros and cons of working in HDFC Bank?
Working at HDFC Bank comes with several advantages and disadvantages. It is highly rated for job security and skill development. However, it is poorly rated for promotions / appraisal, work satisfaction and work life balance, based on 44,000+ employee reviews on AmbitionBox.
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