Add office photos
Employer?
Claim Account for FREE
Utkarsh Small Finance Bank
3.8
based on 3.1k Reviews
Company Overview
Company Locations
Working at Utkarsh Small Finance Bank
Company Summary
Utkarsh Small Finance Bank provides affordable banking services - loans, accounts, deposits and investments across India .
Overall Rating
3.8/5
based on 3.1k reviews
On-Par
with industry average
Work Policy
Work from office
91% employees reported
Monday to Saturday
44% employees reported
Strict timing
60% employees reported
Within city
47% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
180 employees reported
Health insurance
152 employees reported
Office cab/shuttle
41 employees reported
Professional degree assistance
37 employees reported
View all benefits
About Utkarsh Small Finance Bank
Founded in2009 (16 yrs old)
India Employee Count10k-50k
Global Employee Count--
India HeadquartersVaranasi,Uttar Pradesh, India
Office Locations
--
Websiteutkarsh.bank
Primary Industry
Other Industries
Are you managing Utkarsh Small Finance Bank's employer brand? To edit company information,
claim this page for free
Utkarsh Small Finance Bank is a proud solitary Small Finance Bank from Varanasi. Established in 2009 with the mission to empower the low-income group financially, it has reached to new heights today. The objective of our bank is 'Ummeed' - giving hope to customers for fulfilling their dreams and needs. Over the years, we have extended our services to 112 Districts of 11 States. Today we boast a Customer Base of more than 15 Lakh satisfied customers with 400 Banking Outlets. In today's time where technology is reshaping the world, we aim to encourage people excluded from the formal banking sector until now to start banking with our affordable and accessible banking services. Our focus is to provide services that are process centric, technology enabled and people oriented resulting in reliable, scalable and sustainable institution facilitating socioeconomic change. We also have an initiative called Utkarsh Welfare Foundation which works in the areas of Financial Literacy and Inclusion apart from Health Initiatives.
Mission: Be the preferred financial institution across all customer segments through technology-enabled solutions that are sustainable, inclusive, and scalable, supported by a work culture that centers on passion, values, and corporate ethics to deliver the best in class customer experience
Vision: To be the most trusted, digitized bank that is financially and socially inclusive, and creates value across social strata through insightful and viable solutions.
Managing your company's employer brand?
Claim this Company Page for FREE
AmbitionBox Best Places to Work in India Awards
Best Medium
Banking Company
Banking Company
#3
2021
Awards are based on 2020 reviews and ratings by employees of the company.
Congratulate
Know more
Share
Utkarsh Small Finance Bank Ratings
based on 3.1k reviews
Overall Rating
3.8/5
How AmbitionBox ratings work?
5
1.4k
4
681
3
417
2
175
1
368
Category Ratings
3.7
Job security
3.6
Company culture
3.6
Work-life balance
3.6
Skill development
3.5
Salary
3.5
Promotions
3.5
Work satisfaction
Utkarsh Small Finance Bank is rated 3.8 out of 5 stars on AmbitionBox, based on 3.1k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Utkarsh Small Finance Bank
based on 2.9k reviews
3.5
Rated by 432 Women
Rated 3.5 for Job security and 3.4 for Skill development
3.9
Rated by 2.5k Men
Rated 3.7 for Work-life balance and 3.7 for Job security
Work Policy at Utkarsh Small Finance Bank
based on 407 reviews in last 6 months
Work from office
91%
Permanent work from home
5%
Hybrid
4%
Utkarsh Small Finance Bank Reviews
Top mentions in Utkarsh Small Finance Bank Reviews
+ 5 more
Compare Utkarsh Small Finance Bank with Similar Companies
Change Company | Change Company | Change Company | ||
---|---|---|---|---|
Overall Rating | 3.8/5 based on 3.1k reviews | 4.5/5 based on 6k reviews | 4.1/5 based on 5.2k reviews | 4.3/5 based on 11.4k reviews |
Highly Rated for | No highly rated category | Job security Company culture Skill development | Company culture Skill development Work-life balance | Skill development Job security Work-life balance |
Critically Rated for | No critically rated category | No critically rated category | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 91% employees reported | Work from office 89% employees reported | Work from office 88% employees reported | Work from office 90% employees reported |
Rating by Women Employees | 3.5 Good rated by 432 women | 4.5 Good rated by 820 women | 4.0 Good rated by 680 women | 4.3 Good rated by 1.3k women |
Rating by Men Employees | 3.9 Good rated by 2.5k men | 4.5 Good rated by 4.9k men | 4.1 Good rated by 4.2k men | 4.3 Good rated by 9.6k men |
Job security | 3.7 Good | 4.4 Good | 3.9 Good | 4.2 Good |
View more
Utkarsh Small Finance Bank Salaries
Utkarsh Small Finance Bank salaries have received with an average score of 3.5 out of 5 by 3.1k employees.
Customer Service Officer
(500 salaries)
Unlock
₹1 L/yr - ₹4.5 L/yr
Relationship Officer
(389 salaries)
Unlock
₹1.5 L/yr - ₹3.9 L/yr
Sales Executive
(369 salaries)
Unlock
₹1.1 L/yr - ₹4 L/yr
Brach Operation Manager
(297 salaries)
Unlock
₹2 L/yr - ₹9.1 L/yr
Branch Head
(285 salaries)
Unlock
₹5.3 L/yr - ₹16.1 L/yr
Credit Manager
(264 salaries)
Unlock
₹2 L/yr - ₹9.4 L/yr
Branch Manager
(250 salaries)
Unlock
₹3.7 L/yr - ₹13 L/yr
Credit Officer
(244 salaries)
Unlock
₹1.3 L/yr - ₹3.7 L/yr
Branch Sales Manager
(235 salaries)
Unlock
₹3.3 L/yr - ₹9.1 L/yr
Deputy Manager
(222 salaries)
Unlock
₹3.8 L/yr - ₹9.5 L/yr
Utkarsh Small Finance Bank Interview Questions
Interview questions by designation
Top Utkarsh Small Finance Bank interview questions and answers
Get interview-ready with top interview questions
Utkarsh Small Finance Bank Jobs
Utkarsh Small Finance Bank News
Utkarsh Small Finance Bank Q3 Updates: Total Deposits Up 33.5%
- Utkarsh Small Finance Bank's total deposits increased by 33.5% to Rs 20,172 crore in Q3.
- CASA ratio fell to 19.7% from 20% in the same quarter last year.
- Gross loan portfolio rose 16.2% to Rs 19,057 crore.
- Retail term deposits grew by 40.6% to Rs 10,163 crore.
Bloomberg Quint | 6 Jan, 2025
RBI Approves Merger Of Utkarsh CoreInvest with Utkarsh Small Finance Bank
- The Reserve Bank of India has approved the merger of Utkarsh CoreInvest Limited with Utkarsh Small Finance Bank Limited.
- The merger aims to simplify operations, enhance shareholder value, and create a stronger entity.
- The merger is expected to be completed within the next 12-13 months.
- Utkarsh Small Finance Bank had previously announced the merger with its parent company.
Bloomberg Quint | 3 Jan, 2025
Stocks To Watch Today: Hero MotoCorp, Ola Electric, Senores Pharma, JSW Energy, Max Financial
- Hero MotoCorp extended its partnership with Harley-Davidson Motor to expand the Harley-Davidson X440 into new variants, while rival Ola Electric has seen two senior executives quit.
- JSW Energy’s arm JSW Neo Energy acquired a large renewable energy platform for Rs 12,468 crore.
- The market will also buzz with the listing of three companies—Senores Pharma Ltd., Carraro India Ltd., and Ventive Hospitality Ltd.
- IOL Chemicals and Pharma, Prestige Estates, Utkarsh Small Finance Bank, and Zydus Life are some of the other stocks to watch on Monday.
Bloomberg Quint | 30 Dec, 2024
Utkarsh Small Finance Bank To Sell Rs 335-Crore NPAs To ARC For Rs 52 Crore
- Utkarsh Small Finance Bank is set to sell its non-performing assets (NPAs) and written-off loans worth around Rs 335 crore to an asset reconstruction company (ARC) for a bidding price of Rs 52 crore, as per an exchange filing.
- The bank's gross non-performing assets (NPAs) stood at Rs 718.74 crore, reflecting a 78.11% growth in the second quarter of fiscal 2025 compared to the year-ago period.
- The net NPA of the bank rose to Rs 159.97 crore in the July-September quarter, with a net NPA ratio of 0.89% compared to 0.16% a year ago.
- Utkarsh Small Finance Bank reported a 55% decline in net profit to Rs 51 crore in the second quarter of the current fiscal, with revised loan growth projection and increased credit cost forecast.
Bloomberg Quint | 27 Dec, 2024
Tech Query: What is the outlook for Canara Bank, Titagarh Rail Systems, PG Electroplast, Utkarsh Small Finance Bank?
- Canara Bank: The stock is in a corrective fall since May, with strong support at ₹98-₹93. A rise above ₹115 will indicate a resumption of uptrend, with a potential target at ₹160.
- Titagarh Rail Systems: The stock's corrective fall seems to have ended, with a strong base at ₹1,100. The current rally may take the stock price up to ₹2,200 in the coming months.
- PG Electroplast: The stock has made a steep rise but caution is advised due to the possibility of a reversal. A rise to ₹1,100 is possible, with support at ₹810-₹800.
- Utkarsh Small Finance Bank: The trend is down and resistances are at ₹41 and ₹43-₹44. A strong rise above ₹44 is needed for a trend reversal. It is recommended to exit the stock with a loss as there are no strong positive triggers.
HinduBusinessLine | 14 Dec, 2024
Powered by
Compare Utkarsh Small Finance Bank with
Jana Small Finance Bank
3.8
Bharat Financial Inclusion
3.9
Cholamandalam Investment & Finance
4.0
MAS Financial Services
3.6
Satin Creditcare Network
4.0
Muthoot Finance
3.6
Manappuram Finance
3.9
HDFC Bank
3.9
ICICI Bank
4.0
Axis Bank
3.8
Kotak Mahindra Bank
3.8
IndusInd Bank
3.5
IDFC FIRST Bank
4.0
Yes Bank
3.7
Bandhan Bank
3.7
RBL Bank
3.6
IDBI Bank
3.5
Paytm Payments Bank
3.9
Canara Bank
3.4
Baroda Global Shared Services
4.1
Edit your company information by claiming this page
Contribute & help others!
You can choose to be anonymous
Companies Similar to Utkarsh Small Finance Bank
Equitas Small Finance Bank
Financial Services, Banking
4.5
• 6k reviews
Ujjivan Small Finance Bank
Financial Services, Banking
4.1
• 5.2k reviews
AU Small Finance Bank
Financial Services, Banking
4.3
• 11.4k reviews
Jana Small Finance Bank
Banking
3.8
• 6k reviews
3.9
• 1.8k reviews
Cholamandalam Investment & Finance
Financial Services
4.0
• 4.3k reviews
3.6
• 573 reviews
Satin Creditcare Network
Financial Services, NBFC
4.0
• 1.2k reviews
Muthoot Finance
NBFC
3.6
• 4.9k reviews
Manappuram Finance
Financial Services, Media & Entertainment / Publishing, NBFC
3.9
• 4.1k reviews
HDFC Bank
Financial Services, Banking, Insurance, NBFC
3.9
• 38.6k reviews
ICICI Bank
Financial Services, Banking
4.0
• 37.5k reviews
Utkarsh Small Finance Bank FAQs
When was Utkarsh Small Finance Bank founded?
Utkarsh Small Finance Bank was founded in 2009. The company has been operating for 16 years primarily in the Banking sector.
Where is the Utkarsh Small Finance Bank headquarters located?
Utkarsh Small Finance Bank is headquartered in Varanasi,Uttar Pradesh.
How many employees does Utkarsh Small Finance Bank have in India?
Utkarsh Small Finance Bank currently has more than 16,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in Utkarsh Small Finance Bank based on the number of reviews submitted on AmbitionBox.
Does Utkarsh Small Finance Bank have good work-life balance?
Utkarsh Small Finance Bank has a Work-Life Balance Rating of 3.6 out of 5 based on 3,000+ employee reviews on AmbitionBox. 69% employees rated Utkarsh Small Finance Bank 4 or above, while 31% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Utkarsh Small Finance Bank work-life balance reviews for more details
Is Utkarsh Small Finance Bank good for career growth?
Career growth at Utkarsh Small Finance Bank is rated fairly well, with a promotions and appraisal rating of 3.5. 69% employees rated Utkarsh Small Finance Bank 4 or above, while 31% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading Utkarsh Small Finance Bank promotions/appraisals reviews for more detailed insights.
Stay ahead in your career. Get AmbitionBox app
Helping over 1 Crore job seekers every month in choosing their right fit company
70 Lakh+
Reviews
5 Lakh+
Interviews
4 Crore+
Salaries
1 Cr+
Users/Month
Contribute to help millions
Get AmbitionBox app