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Engaged Employer
AU Small Finance Bank
4.2
based on 12.6k Reviews
Video summary
Company Overview
Associated Companies
Company Locations
Working at AU Small Finance Bank
Company Summary
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Overall Rating
4.2/5
based on 12.6k reviews
11% above
industry average
Highly rated for
Job security, Skill development, Company culture
Work Policy
Work from office
86% employees reported
Monday to Saturday
45% employees reported
Strict timing
52% employees reported
No travel
49% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
354 employees reported
Health insurance
292 employees reported
Office cab/shuttle
89 employees reported
Professional degree assistance
76 employees reported
View all benefits
About AU Small Finance Bank
Founded in1996 (29 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
India HeadquartersJaipur, Rajasthan, India
Office Locations
--
Websiteaubank.in
Primary Industry
Other Industries
View in video summary
With a strong desire to contribute to nation-building, Mr. Sanjay Agarwal, a merit-holder Chartered Accountant and a first-generation entrepreneur, took it upon himself the responsibility of financing the entrepreneurship aspirations of the unreached and unbanked masses of India. The desire was turned into reality and in 1996, Au Financiers, was established. Headquartered in Jaipur, Rajasthan, the retail-focused Non-Banking Finance Company for two decades provided speedy and customized financial solutions to rural and urban population.
Mission: To build India's largest retail frenchise that are admired for:-
Making every customer feel supreme while being served.
Aspiring no Indian is deprived of banking.
Bias for action,dynamism,detail orientation and product and process innovation.
Globally respected standards of integrity,governance and ethics.
Being an equal opportunity employer,providing a collaborative and rewarding to all
its employers.
Vision: To be the world's most trusted retail bank and coveted employer, the is admired as the epitome of financial inclusion and economic success, where ordinary people do extraordinary things to transform society at large, thereby guaranteeing Trust, Confidence and Customer Delight.
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AU Small Finance Bank Ratings
based on 12.6k reviews
Overall Rating
4.2/5
How AmbitionBox ratings work?
5
7.6k
4
1.9k
3
1.2k
2
535
1
1.3k
Category Ratings
4.1
Job security
4.1
Skill development
4.0
Company culture
4.0
Salary
4.0
Work-life balance
4.0
Work satisfaction
3.9
Promotions
AU Small Finance Bank is rated 4.2 out of 5 stars on AmbitionBox, based on 12.6k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at AU Small Finance Bank
based on 12.1k reviews
4.1
Rated by 1.4k Women
Rated 4.1 for Job security and 4.1 for Skill development
4.2
Rated by 10.7k Men
Rated 4.1 for Skill development and 4.0 for Work-life balance
Work Policy at AU Small Finance Bank
based on 1.4k reviews in last 6 months
Work from office
86%
Hybrid
10%
Permanent work from home
4%
AU Small Finance Bank Reviews
Top mentions in AU Small Finance Bank Reviews
+ 5 more
Compare AU Small Finance Bank with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 4.2/5 based on 12.6k reviews | 3.5/5 based on 12.3k reviews | 3.7/5 based on 8.8k reviews | 3.9/5 based on 12k reviews |
Highly Rated for | Skill development Job security Work-life balance |  No highly rated category | No highly rated category | Salary Skill development |
Critically Rated for |  No critically rated category | Promotions Company culture Work satisfaction | Promotions | No critically rated category |
Primary Work Policy | Work from office 86% employees reported | Work from office 89% employees reported | Work from office 84% employees reported | Work from office 83% employees reported |
Rating by Women Employees | 4.1 Good rated by 1.4k women | 3.2 Average rated by 2.3k women | 3.5 Good rated by 1.7k women | 3.7 Good rated by 1.9k women |
Rating by Men Employees | 4.2 Good rated by 10.7k men | 3.5 Good rated by 9.5k men | 3.7 Good rated by 6.9k men | 4.0 Good rated by 9.7k men |
Job security | 4.1 Good | 3.5 Good | 3.4 Average | 3.7 Good |
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AU Small Finance Bank Salaries
AU Small Finance Bank salaries have received with an average score of 4.0 out of 5 by 12.6k employees.
Deputy Manager
(1.1k salaries)
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₹3.3 L/yr - ₹7.5 L/yr
Relationship Manager
(782 salaries)
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₹3.7 L/yr - ₹9 L/yr
Credit Manager
(560 salaries)
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₹3.9 L/yr - ₹8 L/yr
Relationship Officer
(423 salaries)
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₹2.2 L/yr - ₹6.9 L/yr
Branch Manager
(414 salaries)
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₹2.3 L/yr - ₹18.3 L/yr
Sales Officer
(369 salaries)
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₹1.4 L/yr - ₹3.8 L/yr
Banking Officer
(361 salaries)
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₹2 L/yr - ₹5.3 L/yr
Senior Sales Officer
(314 salaries)
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₹1.9 L/yr - ₹5.3 L/yr
Business Manager
(296 salaries)
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₹3.3 L/yr - ₹7.6 L/yr
Divisional Manager
(275 salaries)
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₹5 L/yr - ₹12 L/yr
AU Small Finance Bank Interview Questions
AU Small Finance Bank Jobs
Popular Designations AU Small Finance Bank Hires for
Popular Skills AU Small Finance Bank Hires for
Current Openings
AU Small Finance Bank News
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Broker’s call: AU Small Finance Bank (Buy)
- AU Small Finance Bank's overall credit costs decreased quarter-on-quarter to 1.94%, with concern remaining in unsecured portfolios and mortgage books in southern states.
- The bank is taking measures to strengthen collections and anticipates an improvement in the second half of FY26.
- AU Small Finance Bank is striving to achieve its FY27E RoA target of 1.8% by focusing on cost control and asset quality enhancement.
- With the expectation of margin support from H2FY26 onwards and business growth, the bank aims for RoA/RoE of 1.6-1.8/15-18% in FY26-28.
HinduBusinessLine | 21 Jul, 2025
Large private banks hold firm while mid-sized banks struggle on NIMs and slippages: Report
- Large private banks outperformed mid-sized banks on net interest margins (NIMs) due to repo-linked loans and stable cost of funds.
- Mid-sized banks like AU Small Finance Bank and RBL Bank struggled with weak NIMs, higher interest reversals, and limited benefits from lower funding costs.
- Asset quality trends were relatively stable in the banking sector, but stress persisted in segments like affordable housing loans and business banking.
- Profit estimates for various banks were adjusted, with HDFC and ICICI Bank showing resilience, while RBL Bank faced significant downgrades due to continued slippages.
HinduBusinessLine | 21 Jul, 2025
AU Small Finance Bank Stock Falls Over 7% As Asset Quality Declines
- AU Small Finance Bank's stock fell over 7% as its asset quality declined, leading to a four-day decline in share price.
- Fresh slippages were observed at 3.8% of loans due to stress in cards, microfinance institution portfolio, and commercial banking portfolio.
- The bank's management anticipates delays in MFI book recovery and expects continued credit card stress in the second quarter before easing in the latter half.
- Key financial metrics for AU Small Finance Bank in Q1FY26 showed a 15.6% increase in net profit, Gross NPA at 2.47%, and Net NPA at 0.88%.
Bloomberg Quint | 21 Jul, 2025
AU Small Finance Bank Q1 Results: Net Profit Up 16%, Asset Quality Sours
- AU Small Finance Bank reported a 16% increase in standalone net profit during the first quarter of fiscal 2026, reaching Rs 581 crore compared to Rs 503 crore in the previous year.
- The bank's net interest income rose by 6% to Rs 2,045 crore in the June 2026 quarter compared to Rs 1,921 crore a year ago.
- However, the bank's asset quality deteriorated with gross non-performing assets increasing to 2.47% of gross advances from 1.78% a year ago.
- While the bank's operating profit and total income improved, provisions and contingencies nearly doubled, and the capital adequacy ratio declined during the first quarter.
Bloomberg Quint | 19 Jul, 2025
Q1 Results Live: HDFC Bank, ICICI Bank, Union Bank, Yes Bank In Focus
- Key private sector banks like HDFC Bank, ICICI Bank, Union Bank, and Yes Bank are in focus as they release their first quarter results.
- Other companies reporting their June quarter financials today include Union Bank of India, JK Cement, AU Small Finance Bank, Can Fin Homes, RBL Bank, and more.
- Investors are looking forward to the earnings estimates and outcomes of HDFC Bank, ICICI Bank, and Yes Bank for the first quarter.
- NDTV Profit is providing live coverage of the first quarter results, keeping the audience updated with the latest developments in the banking sector.
Bloomberg Quint | 19 Jul, 2025
Top Travel Credit Cards: Features, Charges And Benefits Compared
- Travel credit cards in India offer rewards, lounge access, and deals on flights and hotels.
- Top travel credit cards in India in 2025 include Axis Bank Atlas Credit Card, MakeMyTrip ICICI Bank Credit Card, Yatra SBI Credit Card, Standard Chartered EaseMyTrip Credit Card, and Ixigo AU Credit Card.
- Each card offers unique benefits like lounge access, discounts on bookings, and welcome gifts.
- Consumers should consider evaluating fees and features before selecting a travel credit card.
Bloomberg Quint | 19 Jul, 2025
HDFC Bank, ICICI Bank, Yes Bank Q1 Results Today — Earnings Estimates
- HDFC Bank, ICICI Bank, and Yes Bank are among the companies scheduled to announce their Q1FY26 results.
- For Q1FY26, HDFC Bank is estimated to have a net profit of Rs 17,652 crore and a net interest income of Rs 31,910 crore.
- ICICI Bank is expected to report a net profit of Rs 11,770 crore and net interest income of Rs 21,045 crore for the same period.
- Other companies like Union Bank of India, JK Cement, and AU Small Finance Bank will also be posting their earnings estimates.
Bloomberg Quint | 19 Jul, 2025
Private banks see deposits outpacing credit growth in Q1; PSBs fare better
- Private banks like HDFC Bank witnessed a 7% year-on-year growth in advances and a 16% increase in deposits in Q1FY26.
- HDFC Bank’s credit growth was slower than expected, despite management's projection of industry-matching growth for the fiscal year. The bank securitised loans worth ₹3,300 crore to reduce its credit-deposit ratio.
- Mid-sized private banks such as Bandhan Bank, RBL Bank, AU Small Finance Bank, and Ujjivan SFB experienced a higher growth in deposits compared to credit in the first quarter.
- Public sector banks, including Bank of Baroda, Bank of India, and Bank of Maharashtra, achieved stronger credit growth in Q1 due to favorable credit-deposit ratios and excess liquidity ratios.
HinduBusinessLine | 4 Jul, 2025
FINAC by AKSSAI ProjExel Partners with AU Small Finance Bank to Offer Exclusive Business Plans to its Business Account Holders
- FINAC by AKSSAI ProjExel partners with AU Small Finance Bank to offer exclusive benefits to the bank's business account holders.
- AU SFB customers can now access FINAC's services at reduced rates through two limited period offers, valid until June 30, 2026.
- The first offer allows AU SFB customers to subscribe to FINAC's Advance Plan at a 73% discount, while the second offer provides complimentary access to the Basic Plan.
- The strategic collaboration aims to help small and medium businesses manage their financial operations effectively, with FINAC's tailored services addressing challenges related to compliance, bookkeeping, and financial record management.
Startup Story | 4 Jul, 2025
Nifty Bank Prediction today – Jun 26, 2025: Intraday trend remains uncertain
- Nifty Bank's intraday trend remains uncertain with a bearish advance/decline ratio of 4/8.
- Top performers include HDFC Bank and AU Small Finance Bank, up 0.8% each, while top losers are The Federal Bank (down 1.7%) and Bank of Baroda (down 1.2%).
- Nifty Private Bank has gained 0.2%, surpassing Nifty PSU Bank (-0.5%), indicating private banks are outperforming their public sector counterparts.
- Nifty Bank futures for June expiry opened higher at 56,670 (0.1% increase) and face resistance at 56,880 with support levels at 56,380 and 56,250.
HinduBusinessLine | 26 Jun, 2025
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AU Small Finance Bank Subsidiaries
Aavas Financiers
3.9
• 2k reviews
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AU Small Finance Bank FAQs
When was AU Small Finance Bank founded?
AU Small Finance Bank was founded in 1996. The company has been operating for 29 years primarily in the Banking sector.
Where is the AU Small Finance Bank headquarters located?
AU Small Finance Bank is headquartered in Jaipur, Rajasthan.
How many employees does AU Small Finance Bank have in India?
AU Small Finance Bank currently has more than 29,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in AU Small Finance Bank based on the number of reviews submitted on AmbitionBox.
Does AU Small Finance Bank have good work-life balance?
AU Small Finance Bank has a work-life balance rating of 4.0 out of 5 based on 12,000+ employee reviews on AmbitionBox. 76% employees rated AU Small Finance Bank 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read AU Small Finance Bank work-life balance reviews for more details.
Is AU Small Finance Bank good for career growth?
Career growth at AU Small Finance Bank is rated fairly well, with a promotions and appraisal rating of 3.9. 76% employees rated AU Small Finance Bank 4 or above, while 24% employees rated it 3 or below on promotions / appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading AU Small Finance Bank promotions / appraisals reviews for more detailed insights.
What are the pros of working in AU Small Finance Bank?
Working at AU Small Finance Bank offers several advantages that make it an appealing place for employees. The company is highly rated for job security, skill development and company culture, based on 12,000+ employee reviews on AmbitionBox.
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