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AU Small Finance Bank Credit Manager Interview Questions, Process, and Tips

Updated 22 Mar 2025

Top AU Small Finance Bank Credit Manager Interview Questions and Answers

View all 7 questions

AU Small Finance Bank Credit Manager Interview Experiences

18 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(3 Questions)

  • Q1. Not wants to disclose.
  • Q2. Dont want to disclose
  • Q3. Do not want to disclose
Round 2 - HR 

(1 Question)

  • Q1. Do not want to disclose

Credit Manager Interview Questions & Answers

user image dinesh dhakad

posted on 13 Mar 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Feb 2025, where I was asked the following questions.

  • Q1. Self intro in brief
  • Q2. Technical questions about credit manager

Credit Manager Interview Questions Asked at Other Companies

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Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
-

I appeared for an interview in Feb 2025, where I was asked the following questions.

  • Q1. How can measure about credit worthiness?
  • Ans. 

    Creditworthiness can be assessed through financial history, credit scores, and other relevant metrics.

    • Credit Score: A numerical representation of creditworthiness, typically ranging from 300 to 850. For example, a score above 700 is generally considered good.

    • Payment History: Analyzing past payment behavior, such as on-time payments versus late payments. For instance, a history of late payments can indicate higher risk.

    • ...

  • Answered by AI
  • Q2. Customer past history is poor during COVID, and he start new business, how can measure credit worthiness in current and future?
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self
  • Ans. 

    I am an experienced Credit Manager with a strong background in financial analysis and risk assessment.

    • I have successfully managed credit portfolios for multiple clients, ensuring timely payments and minimizing bad debts.

    • I have a deep understanding of credit risk management techniques and use data analysis to make informed decisions.

    • I have implemented effective credit control procedures, reducing overdue accounts by 20%...

  • Answered by AI
  • Q2. All Resume related things do well.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident nothing else, and go through your resume

AU Small Finance Bank interview questions for designations

 Branch Credit Manager

 (6)

 Assistant Credit Manager

 (3)

 Deputy Credit Manager

 (1)

 Credit Officer

 (4)

 Senior Credit Officer

 (2)

 Credit Executive

 (1)

 Assistant Manager Collections

 (3)

 Meeting Center Manager

 (1)

Credit Manager Interview Questions & Answers

user image OMESHWAR REDDY

posted on 13 Jul 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jul 2023. There were 2 interview rounds.

Round 1 - Case Study 

About analysis of financial statement

Round 2 - Assignment 

About banking policies

Interview Preparation Tips

Topics to prepare for AU Small Finance Bank Credit Manager interview:
  • Financial Analysis
Interview preparation tips for other job seekers - 1. Need to clear knowledge of current working capital gap (CA, CL ) and short term liabilities, long term liabilities & LTA.

Get interview-ready with Top AU Small Finance Bank Interview Questions

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Whats your skill
  • Q2. How you deal in tat situation

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Details of credit assessment, Presentation skill, interpretation skill, overall process knowledge
  • Q2. About and work experience
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Why you want to join Au bank Why you want to work with us
  • Q2. Do you know somting about finance

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company, but work culture is worst.
Need right policy implementation
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. How to know customer potential.
  • Ans. 

    Customer potential can be determined by analyzing their financial history, credit score, payment behavior, and industry trends.

    • Analyze customer's financial history to assess their ability to make payments on time.

    • Evaluate customer's credit score to understand their creditworthiness.

    • Monitor customer's payment behavior to identify any red flags or potential risks.

    • Consider industry trends and economic factors that may imp...

  • Answered by AI
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before May 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Financial statement analysis

AU Small Finance Bank Interview FAQs

How many rounds are there in AU Small Finance Bank Credit Manager interview?
AU Small Finance Bank interview process usually has 1-2 rounds. The most common rounds in the AU Small Finance Bank interview process are Resume Shortlist, One-on-one Round and Technical.
How to prepare for AU Small Finance Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at AU Small Finance Bank. The most common topics and skills that interviewers at AU Small Finance Bank expect are Credit Underwriting, Home Loans, Credit Management, Credit and Credit Risk.
What are the top questions asked in AU Small Finance Bank Credit Manager interview?

Some of the top questions asked at the AU Small Finance Bank Credit Manager interview -

  1. What are you checking in cib...read more
  2. What value demands if property sides is not ma...read more
  3. What are you checking in technical repo...read more
How long is the AU Small Finance Bank Credit Manager interview process?

The duration of AU Small Finance Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.

Tell us how to improve this page.

AU Small Finance Bank Credit Manager Interview Process

based on 25 interviews

2 Interview rounds

  • Resume Shortlist Round
  • One-on-one Round
View more
AU Small Finance Bank Credit Manager Salary
based on 525 salaries
₹2.4 L/yr - ₹11 L/yr
23% less than the average Credit Manager Salary in India
View more details

AU Small Finance Bank Credit Manager Reviews and Ratings

based on 267 reviews

4.0/5

Rating in categories

3.9

Skill development

3.8

Work-life balance

3.7

Salary

4.1

Job security

3.7

Company culture

3.5

Promotions

3.8

Work satisfaction

Explore 267 Reviews and Ratings
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