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AU Small Finance Bank Credit Manager Interview Questions, Process, and Tips

Updated 17 Aug 2024

Top AU Small Finance Bank Credit Manager Interview Questions and Answers

View all 6 questions

AU Small Finance Bank Credit Manager Interview Experiences

16 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(3 Questions)

  • Q1. Not wants to disclose.
  • Q2. Dont want to disclose
  • Q3. Do not want to disclose
Round 2 - HR 

(1 Question)

  • Q1. Do not want to disclose
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self
  • Ans. 

    I am an experienced Credit Manager with a strong background in financial analysis and risk assessment.

    • I have successfully managed credit portfolios for multiple clients, ensuring timely payments and minimizing bad debts.

    • I have a deep understanding of credit risk management techniques and use data analysis to make informed decisions.

    • I have implemented effective credit control procedures, reducing overdue accounts by 20%...

  • Answered by AI
  • Q2. All Resume related things do well.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident nothing else, and go through your resume

Credit Manager Interview Questions Asked at Other Companies

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Q1. If a client comes to take a loan & he haven't got any type of ... read more
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Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

Credit Manager Interview Questions & Answers

user image OMESHWAR REDDY

posted on 13 Jul 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jul 2023. There were 2 interview rounds.

Round 1 - Case Study 

About analysis of financial statement

Round 2 - Assignment 

About banking policies

Interview Preparation Tips

Topics to prepare for AU Small Finance Bank Credit Manager interview:
  • Financial Analysis
Interview preparation tips for other job seekers - 1. Need to clear knowledge of current working capital gap (CA, CL ) and short term liabilities, long term liabilities & LTA.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Whats your skill
  • Q2. How you deal in tat situation

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

AU Small Finance Bank interview questions for designations

 Branch Credit Manager

 (6)

 Assistant Credit Manager

 (3)

 Deputy Credit Manager

 (1)

 Credit Officer

 (4)

 Senior Credit Officer

 (2)

 Credit Executive

 (1)

 Assistant Manager Collections

 (3)

 Meeting Center Manager

 (1)

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Details of credit assessment, Presentation skill, interpretation skill, overall process knowledge
  • Q2. About and work experience

Get interview-ready with Top AU Small Finance Bank Interview Questions

Round 1 - One-on-one 

(2 Questions)

  • Q1. Why you want to join Au bank Why you want to work with us
  • Q2. Do you know somting about finance

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company, but work culture is worst.
Need right policy implementation
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. How to know customer potential.
  • Ans. 

    Customer potential can be determined by analyzing their financial history, credit score, payment behavior, and industry trends.

    • Analyze customer's financial history to assess their ability to make payments on time.

    • Evaluate customer's credit score to understand their creditworthiness.

    • Monitor customer's payment behavior to identify any red flags or potential risks.

    • Consider industry trends and economic factors that may imp...

  • Answered by AI
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before May 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Financial statement analysis

I applied via Naukri.com and was interviewed in Oct 2021. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Privies salary, salary hikes
  • Q2. Salary package dissusion
  • Q3. Normally question , recent job releted
  • Q4. Recent job profile, family background

Interview Preparation Tips

Interview preparation tips for other job seekers - No round third by bank, only two rounds, good bank

I applied via Referral and was interviewed in Jul 2021. There were 4 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Types of mortgage
  • Ans. 

    Types of mortgage include fixed-rate, adjustable-rate, FHA, VA, and jumbo loans.

    • Fixed-rate mortgages have a set interest rate for the life of the loan.

    • Adjustable-rate mortgages have a variable interest rate that can change over time.

    • FHA loans are backed by the Federal Housing Administration and have lower down payment requirements.

    • VA loans are for veterans and active-duty military members and offer low or no down payme...

  • Answered by AI
  • Q2. What are you checking in cibils
  • Ans. 

    CIBIL check includes credit score, credit history, loan/credit card repayment history, defaults, and outstanding debts.

    • Credit score

    • Credit history

    • Loan/credit card repayment history

    • Defaults

    • Outstanding debts

  • Answered by AI
  • Q3. What are you checking in technical report
  • Ans. 

    I check for accuracy, completeness, and relevance of technical information in reports.

    • Accuracy of data and calculations

    • Completeness of information provided

    • Relevance of technical information to the report's purpose

    • Consistency of technical terminology and units of measurement

    • Clarity of presentation and organization

    • Adherence to industry standards and regulations

  • Answered by AI
  • Q4. What value demands if property sides is not match
  • Ans. 

    If property sides do not match, the value demand may vary based on the extent of the mismatch.

    • The value demand may decrease if the mismatch is significant and affects the functionality of the property.

    • The value demand may increase if the mismatch is minor and does not affect the overall value of the property.

    • The value demand may also depend on the location and demand for the property.

    • A professional property appraiser c...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Never down your morale from rejection, I was nervous before interview, but my ideal suggested me what will be maximum? They will reject you, not more than this. It's good for you if you gave interview without thinking of result and just give your best

AU Small Finance Bank Interview FAQs

How many rounds are there in AU Small Finance Bank Credit Manager interview?
AU Small Finance Bank interview process usually has 1-2 rounds. The most common rounds in the AU Small Finance Bank interview process are Resume Shortlist, One-on-one Round and Technical.
How to prepare for AU Small Finance Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at AU Small Finance Bank. The most common topics and skills that interviewers at AU Small Finance Bank expect are Credit Underwriting, Home Loans, Credit Management, Credit and Credit Risk.
What are the top questions asked in AU Small Finance Bank Credit Manager interview?

Some of the top questions asked at the AU Small Finance Bank Credit Manager interview -

  1. What are you checking in cib...read more
  2. What value demands if property sides is not ma...read more
  3. What are you checking in technical repo...read more
How long is the AU Small Finance Bank Credit Manager interview process?

The duration of AU Small Finance Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.

Tell us how to improve this page.

AU Small Finance Bank Credit Manager Interview Process

based on 22 interviews

2 Interview rounds

  • Resume Shortlist Round
  • One-on-one Round
View more
AU Small Finance Bank Credit Manager Salary
based on 513 salaries
₹2.4 L/yr - ₹11 L/yr
22% less than the average Credit Manager Salary in India
View more details

AU Small Finance Bank Credit Manager Reviews and Ratings

based on 261 reviews

4.0/5

Rating in categories

3.9

Skill development

3.7

Work-life balance

3.7

Salary

4.1

Job security

3.7

Company culture

3.5

Promotions

3.8

Work satisfaction

Explore 261 Reviews and Ratings
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