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AU Small Finance Bank
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AU Small Finance Bank Credit Manager Interview Questions, Process, and Tips
Top AU Small Finance Bank Credit Manager Interview Questions and Answers
- Q1. What are you checking in cibils
- Q2. What value demands if property sides is not match
- Q3. What are you checking in technical report
AU Small Finance Bank Credit Manager Interview Experiences
16 interviews found
Anonymous
I applied via Referral and was interviewed in Jul 2021. There were 4 interview rounds.
Interview Questionnaire
4 Questions
- Q1. Types of mortgage
- Ans.
Types of mortgage include fixed-rate, adjustable-rate, FHA, VA, and jumbo loans.
Fixed-rate mortgages have a set interest rate for the life of the loan.
Adjustable-rate mortgages have a variable interest rate that can change over time.
FHA loans are backed by the Federal Housing Administration and have lower down payment requirements.
VA loans are for veterans and active-duty military members and offer low or no down payme...
- Q2. What are you checking in cibils
- Ans.
CIBIL check includes credit score, credit history, loan/credit card repayment history, defaults, and outstanding debts.
Credit score
Credit history
Loan/credit card repayment history
Defaults
Outstanding debts
- Q3. What are you checking in technical report
- Ans.
I check for accuracy, completeness, and relevance of technical information in reports.
Accuracy of data and calculations
Completeness of information provided
Relevance of technical information to the report's purpose
Consistency of technical terminology and units of measurement
Clarity of presentation and organization
Adherence to industry standards and regulations
- Q4. What value demands if property sides is not match
- Ans.
If property sides do not match, the value demand may vary based on the extent of the mismatch.
The value demand may decrease if the mismatch is significant and affects the functionality of the property.
The value demand may increase if the mismatch is minor and does not affect the overall value of the property.
The value demand may also depend on the location and demand for the property.
A professional property appraiser c...
Interview Preparation Tips
(3 Questions)
- Q1. Not wants to disclose.
- Q2. Dont want to disclose
- Q3. Do not want to disclose
(1 Question)
- Q1. Do not want to disclose
Selected
I applied via Referral and was interviewed in Feb 2023. There were 2 interview rounds.
(2 Questions)
- Q1. Tell me about your self
- Ans.
I am an experienced Credit Manager with a strong background in financial analysis and risk assessment.
I have successfully managed credit portfolios for multiple clients, ensuring timely payments and minimizing bad debts.
I have a deep understanding of credit risk management techniques and use data analysis to make informed decisions.
I have implemented effective credit control procedures, reducing overdue accounts by 20%...
- Q2. All Resume related things do well.
Interview Preparation Tips
OMESHWAR REDDY
Selected
I applied via Recruitment Consulltant and was interviewed before Jul 2023. There were 2 interview rounds.
About analysis of financial statement
About banking policies
Interview Preparation Tips
- Financial Analysis
AU Small Finance Bank interview questions for designations
(2 Questions)
- Q1. Whats your skill
- Q2. How you deal in tat situation
Interview Preparation Tips
Get interview-ready with Top AU Small Finance Bank Interview Questions
Selected
I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.
(2 Questions)
- Q1. Details of credit assessment, Presentation skill, interpretation skill, overall process knowledge
- Q2. About and work experience
(2 Questions)
- Q1. Why you want to join Au bank Why you want to work with us
- Q2. Do you know somting about finance
Interview Preparation Tips
Need right policy implementation
Selected
I applied via Naukri.com and was interviewed before May 2023. There was 1 interview round.
(1 Question)
- Q1. How to know customer potential.
- Ans.
Customer potential can be determined by analyzing their financial history, credit score, payment behavior, and industry trends.
Analyze customer's financial history to assess their ability to make payments on time.
Evaluate customer's credit score to understand their creditworthiness.
Monitor customer's payment behavior to identify any red flags or potential risks.
Consider industry trends and economic factors that may imp...
Selected
I applied via Campus Placement and was interviewed before May 2023. There was 1 interview round.
(1 Question)
- Q1. Financial statement analysis
I applied via Naukri.com and was interviewed in Oct 2021. There were 3 interview rounds.
Interview Questionnaire
4 Questions
- Q1. Privies salary, salary hikes
- Q2. Salary package dissusion
- Q3. Normally question , recent job releted
- Q4. Recent job profile, family background
Interview Preparation Tips
Selected
I applied via Referral and was interviewed before Nov 2022. There were 2 interview rounds.
(3 Questions)
- Q1. Conpany information
- Q2. Salary and Au bank policy
- Q3. Previous Company work experience
- Ans.
I have 5 years of work experience as a Credit Manager in a financial institution.
Managed a portfolio of clients and assessed their creditworthiness
Analyzed financial statements and credit reports to determine risk
Implemented credit policies and procedures to minimize bad debt
Negotiated payment terms and conditions with customers
Collaborated with sales and finance teams to ensure timely collections
Reduced delinquency ra...
Top trending discussions
AU Small Finance Bank Interview FAQs
The duration of AU Small Finance Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.
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AU Small Finance Bank Interviews By Designations
- AU Small Finance Bank Assistant Manager Interview Questions
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- AU Small Finance Bank Credit Manager Interview Questions
- AU Small Finance Bank Deputy Manager Interview Questions
- AU Small Finance Bank Relationship Manager Interview Questions
- AU Small Finance Bank Senior Executive Interview Questions
- AU Small Finance Bank Banking Officer Interview Questions
- AU Small Finance Bank Relationship Officer Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Credit Processing Associate Interview Questions
- Senior Manager Credit Interview Questions
- Show more
AU Small Finance Bank Credit Manager Interview Process
based on 22 interviews
2 Interview rounds
- Resume Shortlist Round
- One-on-one Round
Credit Manager Interview Questions from Similar Companies
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AU Small Finance Bank Credit Manager Reviews and Ratings
based on 263 reviews
Rating in categories
|
Assistant Manager
1.1k
salaries
|  ₹1.8 L/yr - ₹8.4 L/yr |
|
Deputy Manager
978
salaries
| ₹1.9 L/yr - ₹8.5 L/yr |
|
Relationship Manager
744
salaries
| ₹2 L/yr - ₹10 L/yr |
|
Senior Executive
557
salaries
| ₹1.4 L/yr - ₹5.5 L/yr |
|
Senior Manager
545
salaries
| ₹5.5 L/yr - ₹21.9 L/yr |
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