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AU Small Finance Bank Interview Questions, Process, and Tips

Updated 6 Mar 2025

Top AU Small Finance Bank Interview Questions and Answers

View all 179 questions

AU Small Finance Bank Interview Experiences

Popular Designations

520 interviews found

I applied via Referral and was interviewed in Apr 2021. There were 6 interview rounds.

Interview Questionnaire 

7 Questions

  • Q1. 1) Tell me about yourself ?
  • Q2. What a bank does?
  • Ans. 

    A bank is a financial institution that provides various services such as accepting deposits, lending money, and facilitating financial transactions.

    • Accepts deposits from individuals and businesses

    • Lends money to individuals and businesses

    • Facilitates financial transactions such as wire transfers, bill payments, and issuing credit cards

    • Provides investment and wealth management services

    • Offers various types of accounts such...

  • Answered by AI
  • Q3. What's working capital and how its calculate?
  • Ans. 

    Working capital is the amount of money a company has available to fund its day-to-day operations.

    • Working capital is calculated by subtracting current liabilities from current assets.

    • Current assets include cash, accounts receivable, and inventory.

    • Current liabilities include accounts payable, taxes owed, and short-term loans.

    • A positive working capital indicates that a company has enough funds to cover its short-term obli...

  • Answered by AI
  • Q4. What is DSCR and how to calculate?
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to assess a borrower's ability to repay debt.

    • DSCR is calculated by dividing the borrower's net operating income by their total debt service.

    • A DSCR of 1 or higher indicates that the borrower has enough income to cover their debt obligations.

    • A DSCR below 1 suggests that the borrower may struggle to meet their debt payments.

    • Lenders typically prefer...

  • Answered by AI
  • Q5. What's operating cycle of a business and how to calculate operating cycle of a business?
  • Ans. 

    Operating cycle is the time it takes for a business to convert inventory into cash.

    • Operating cycle = Inventory conversion period + Receivables conversion period

    • Inventory conversion period = (Average inventory / Cost of goods sold) x 365

    • Receivables conversion period = (Average accounts receivable / Credit sales) x 365

    • Operating cycle helps in determining the efficiency of a business in managing its working capital

    • A short...

  • Answered by AI
  • Q6. Important Ratio's which is used in credit and financial analysis ?
  • Ans. 

    Important ratios used in credit and financial analysis include debt-to-equity, current ratio, and gross profit margin.

    • Debt-to-equity ratio measures a company's leverage and financial risk

    • Current ratio measures a company's ability to pay its short-term debts

    • Gross profit margin measures a company's profitability

    • Other important ratios include return on equity, interest coverage, and inventory turnover

    • These ratios help ass...

  • Answered by AI
  • Q7. What are the factors and points we need check while processing a Loan application
  • Ans. 

    Factors and points to check while processing a loan application

    • Credit score and history

    • Income and employment status

    • Debt-to-income ratio

    • Collateral

    • Purpose of the loan

    • Repayment plan

    • Credit report

    • Legal documentation

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - 1) Always read the profile Description before going to interview.
2) when preparing for a bank interview always read the key terminology used in banks.
3) Go through the Financial and Ratio Analysis according to the profile for which you going for interview.

Top AU Small Finance Bank Assistant Credit Manager Interview Questions and Answers

Q1. What's operating cycle of a business and how to calculate operating cycle of a business?
View answer (5)

Assistant Credit Manager Interview Questions asked at other Companies

Q1. What's operating cycle of a business and how to calculate operating cycle of a business?
View answer (5)

Interview Questions & Answers

user image Anonymous

posted on 10 Feb 2025

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(5 Questions)

  • Q1. In This bank are no lead available branch manager are the fool are allowes tlacking about business
  • Q2. Claster is mad don’t join this company
  • Q3. Bad tipe of question how many girl friends
  • Q4. How many female friends I have
  • Ans. 

    I have a diverse group of female friends from different backgrounds and interests.

    • I have around 10 close female friends who I regularly keep in touch with.

    • My female friends range from childhood friends to colleagues to neighbors.

    • I have friends who are into fitness, art, music, and travel, providing a variety of perspectives and experiences.

    • I value the different viewpoints and support that my female friends provide in m

  • Answered by AI
  • Q5. How much time I break up
Round 2 - Group Discussion 

Bad atmosphere and the bad behaviour of the person of the bank

Interview Preparation Tips

Interview preparation tips for other job seekers - Branch manager very Bad Behaviour don’t enroll the AU Small financial Bank
AU Small Finance Bank Interview Questions and Answers for Freshers
illustration image
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I was interviewed in Feb 2025.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Tell me about yourself?
  • Q2. How was your previous job role and what were your day-to-day activities?
  • Q3. How do you convince customer to buy any product or how do to pick customers to pitch a particular product?

Interview Preparation Tips

Interview preparation tips for other job seekers - Stay confident about whatever you're answering and the answer should be straightforward. Local language awareness is a must. Keep a strong hold on previous work experiences.

Top AU Small Finance Bank Relationship Manager Interview Questions and Answers

Q1. What is WC and how does it work in day-to-day Business?
View answer (4)

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - Case Study 

Hard bkt handling the customer

Round 2 - Technical 

(5 Questions)

  • Q1. Customer technical issue solved
  • Q2. Customer problems solved
  • Q3. Team leadership
  • Q4. Good Commutation skill
  • Q5. Maximum customer visit in daily
  • Ans. 

    The maximum number of customer visits in a day depends on various factors such as team size, workload, and efficiency.

    • Consider the size of the collections team

    • Evaluate the workload and complexity of accounts

    • Assess the efficiency of the team in conducting visits

    • Set realistic targets based on available resources

    • Implement strategies to optimize customer visit scheduling

  • Answered by AI

Assistant Manager Collections Interview Questions asked at other Companies

Q1. What is your working style & how you collect emi if customers is not ready to pay . Ans is ..... properly customer visit & feedback. If customer is easily pay the emi than company hirer a tally collar.
View answer (1)

AU Small Finance Bank interview questions for popular designations

 Sales Officer

 (18)

 Assistant Manager

 (18)

 Credit Manager

 (16)

 Relationship Manager

 (16)

 Deputy Manager

 (16)

 Senior Executive

 (15)

 Banking Officer

 (12)

 Relationship Officer

 (11)

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I was interviewed in Feb 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What has been your experience with hard work as a sales officer?
  • Q2. Sales officer hard work
Round 2 - One-on-one 

(1 Question)

  • Q1. What qualities do you believe are essential for being a hardworking sales officer?

Sales Officer Interview Questions asked at other Companies

Q1. Amit What is Cross sale tell me The Types of Cross sales
View answer (29)

Get interview-ready with Top AU Small Finance Bank Interview Questions

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(4 Questions)

  • Q1. They ask only basic questions
  • Q2. What is the windows servers
  • Ans. 

    Windows servers are operating systems developed by Microsoft specifically for server use.

    • Operating systems developed by Microsoft for server use

    • Provide services such as file sharing, application hosting, and network management

    • Common versions include Windows Server 2016, Windows Server 2019

  • Answered by AI
  • Q3. What is the vm
  • Ans. 

    A virtual machine (vm) is an emulation of a computer system that runs on a physical machine.

    • VMs allow multiple operating systems to run on a single physical machine

    • They are commonly used for testing software, running multiple applications, and server consolidation

    • Examples include VMware, VirtualBox, and Hyper-V

  • Answered by AI
  • Q4. What is the difference between 32 and 64 bit OS
  • Ans. 

    32-bit OS can only address up to 4GB of RAM, while 64-bit OS can address much more RAM and perform better with 64-bit applications.

    • 32-bit OS can only address up to 4GB of RAM, while 64-bit OS can address much more RAM.

    • 64-bit OS can perform better with 64-bit applications compared to 32-bit OS.

    • 64-bit OS allows for larger file sizes and better security features.

    • Some older hardware and software may not be compatible with

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I will not recommend to join this bank

Server Support Engineer Interview Questions asked at other Companies

Q1. How we can allow incoming traffic of a particular device to access DVR service between to subnet.
View answer (3)

Jobs at AU Small Finance Bank

View all

Interview Questions & Answers

user image Anonymous

posted on 3 Mar 2025

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. For current and past experience
  • Q2. For qualification and extra curricular
  • Q3. For reasion for exit of currentrole
  • Ans. 

    Seeking new challenges and growth opportunities in a more senior role.

    • Desire for career advancement

    • Opportunity for professional development

    • Seeking new challenges

    • Looking for increased responsibilities

    • Wish to utilize skills in a more senior position

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It good for this opportunity

Sales Officer Interview Questions & Answers

user image Anonymous

posted on 25 Mar 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Graduation Related Questions
  • Q2. Family Background Related Questions
  • Q3. How much Reference do you have about the market
  • Ans. 

    I have extensive knowledge and experience in the market, including key players, trends, and customer needs.

    • I have worked in the sales industry for X years, gaining valuable insights into market dynamics.

    • I regularly attend industry conferences and networking events to stay updated on market trends.

    • I have built strong relationships with key stakeholders in the market, allowing me to gather valuable market intelligence.

    • I ...

  • Answered by AI
  • Q4. Will you achieve your given targets completely every month
  • Ans. 

    I will strive to achieve my targets every month by utilizing my sales skills and strategies.

    • I will create a detailed sales plan and set achievable targets for myself

    • I will continuously monitor my progress and make necessary adjustments to ensure target achievement

    • I will proactively seek out new opportunities and leads to meet and exceed my targets

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Salary Discussion
  • Q2. Cibil Report Check

Sales Officer Interview Questions asked at other Companies

Q1. Amit What is Cross sale tell me The Types of Cross sales
View answer (29)

Interview Questions & Answers

user image Anonymous

posted on 12 Feb 2025

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - HR 

(2 Questions)

  • Q1. Salary expectation and previous experience
  • Q2. 3 HR round interviews
Round 2 - One-on-one 

(2 Questions)

  • Q1. Product knowledge
  • Q2. Education background and experience letter, background verification, good Cibil, Languages

Interview Preparation Tips

Interview preparation tips for other job seekers - More workout reference
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2024. There were 3 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What is your name
  • Ans. My name is PBS SS Naresh
  • Answered Anonymously
  • Q2. What about yourself
  • Ans. Iam Naresh iam studying in inter,iti. My hobbys playing cricket and reading books In free time help my father and I work in financial feald recovery,sales, business
  • Answered Anonymously
Round 2 - HR 

(2 Questions)

  • Q1. Package details discussed
  • Q2. Roles and regulations
Round 3 - Case Study 

How many cases in list

Interview Preparation Tips

Interview preparation tips for other job seekers - Recovery team going early hours in bucket 1234 any cases

Recovery Officer Interview Questions asked at other Companies

Q1. What you are provide recovery Officer as offer letter and Id card.
View answer (1)

Agency Manager Interview Questions & Answers

user image GANESH KATHE

posted on 19 Nov 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. Self introduction
  • Q2. Recent work experience
  • Ans. 

    I have 5 years of experience working as an Agency Manager in the insurance industry.

    • Managed a team of 10 agents to exceed sales targets

    • Developed and implemented strategic plans to increase client base

    • Collaborated with marketing department to create effective campaigns

    • Provided training and support to agents to improve performance

  • Answered by AI
  • Q3. Abilities of the team Handle and relocation
  • Ans. 

    The team should have strong abilities to handle relocations efficiently and effectively.

    • Team members should have good communication skills to coordinate with clients and vendors.

    • They should be organized and detail-oriented to ensure all aspects of the relocation process are taken care of.

    • Problem-solving skills are essential to address any issues that may arise during the relocation.

    • Experience in logistics and project m...

  • Answered by AI
Round 2 - HR 

Agency Manager Interview Questions asked at other Companies

Q1. How you grow the business and what is idea that put the business in the creat agency channel under which section the tax rebit will get .
View answer (3)
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AU Small Finance Bank Interview FAQs

How many rounds are there in AU Small Finance Bank interview?
AU Small Finance Bank interview process usually has 2-3 rounds. The most common rounds in the AU Small Finance Bank interview process are HR, Resume Shortlist and One-on-one Round.
How to prepare for AU Small Finance Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at AU Small Finance Bank. The most common topics and skills that interviewers at AU Small Finance Bank expect are Sales, Branch Banking, Casa, Banking and Current Account.
What are the top questions asked in AU Small Finance Bank interview?

Some of the top questions asked at the AU Small Finance Bank interview -

  1. What's operating cycle of a business and how to calculate operating cycle of a ...read more
  2. How do the target complete in previous organisations monthly basi...read more
  3. What are you checking in cib...read more
How long is the AU Small Finance Bank interview process?

The duration of AU Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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AU Small Finance Bank Interview Process

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