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AU Small Finance Bank Interview Questions, Process, and Tips

Updated 3 Mar 2025

Top AU Small Finance Bank Interview Questions and Answers

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517 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Basic knowledge about real estate and valuation

Interview Preparation Tips

Interview preparation tips for other job seekers - Basic terminology about subject

Senior Technical Officer Interview Questions asked at other Companies

Q1. what is the procedure to perform Rebound Hammer Test?
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a specific and formal name given to a role within an organizatio Interview Questions & Answers

user image Rohit Poswal

posted on 23 Jan 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Fair

Round 1 - Assignment 

The transfer of an individual's rights or property to another person or business. This concept exists in a variety of business transactions and is often spelled out contractually.
In trading, assignment occurs when an option contract is exercised. The owner of the contract exercises the contract and assigns the option writer to an obligation to complete the requirements of the contract.

KEY TAKEAWAYS
Assignment is a transfer of rights or property from one party to another.
Options assignments occur when option buyers exercise their rights to a position in a security.
Other examples of assignments can be found in wages, mortgages, and leases.
Uses For Assignments
Assignment refers to the transfer of some or all property rights and obligations associated with an asset, property, contract, or other asset of value. to another entity through a written agreement.

Assignment rights happen every day in many different situations. A payee, like a utility or a merchant, assigns the right to collect payment from a written check to a bank. A merchant can assign the funds from a line of credit to a manufacturing third party that makes a product that the merchant will eventually sell. A trademark owner can transfer, sell, or give another person interest in the trademark or logo. A homeowner who sells their house assigns the deed to the new buyer.


To be effective, an assignment must involve parties with legal capacity, consideration, consent, and legality of the object.

Examples
A wage assignment is a forced payment of an obligation by automatic withholding from an employee’s pay. Courts issue wage assignments for people late with child or spousal support, taxes, loans, or other obligations. Money is automatically subtracted from a worker's paycheck without consent if they have a history of nonpayment. For example, a person delinquent on $100 monthly loan payments has a wage assignment deducting the money from their paycheck and sent to the lender. Wage assignments are helpful in paying back long-term debts.

Another instance can be found in a mortgage assignment. This is where a mortgage deed gives a lender interest in a mortgaged property in return for payments received. Lenders often sell mortgages to third parties, such as other lenders. A mortgage assignment document clarifies the assignment of contract and instructs the borrower in making future mortgage payments, and potentially modifies the mortgage terms.

A final example involves a lease assignment. This benefits a relocating tenant wanting to end a lease early or a landlord looking for rent payments to pay creditors. Once the new tenant signs the lease, taking over responsibility for rent payments and other obligations, the previous tenant is released from those responsibilities. In a separate lease assignment, a landlord agrees to pay a creditor through an assignment of rent due under rental property leases. The agreement is used to pay a mortgage lender if the landlord defaults on the loan or files for bankruptcy. Any rental income would then be paid directly to the lender.

Options Assignment
Options can be assigned when a buyer decides to exercise their right to buy (or sell) stock at a particular strike price. The corresponding seller of the option is not determined when a buyer opens an option trade, but only at the time that an option holder decides to exercise their right to buy stock. So an option seller with open positions is matched with the exercising buyer via automated lottery. The randomly selected seller is then assigned to fulfill the buyer's rights. This is known as an option assignment.

Once assigned, the writer (seller) of the option will have the obligation to sell (if a call option) or buy (if a put option) the designated number of shares of stock at the agreed-upon price (the strike price). For instance, if the writer sold calls they would be obligated to sell the stock, and the process is often referred to as having the stock called away. For puts, the buyer of the option sells stock (puts stock shares) to the writer in the form of a short-sold position.

Example
Suppose a trader owns 100 call options on company ABC's stock with a strike price of $10 per share. The stock is now trading at $30 and ABC is due to pay a dividend shortly. As a result, the trader exercises the options early and receives 10,000 shares of ABC paid at $10. At the same time, the other side of the long call (the short call) is assigned the contract and must deliver the shares to the long.

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Related Terms
What Is a Grantor? Responsibilities, Role, and Types
A grantor or writer is the seller of call or put options who collects the premiums for which the options are sold. The term can also refer to the creator of a trust. more
Assign: What It Means, How It Works, Example
To assign is to randomly match a buyer and a seller, concluding a transaction in the options and futures market. more
What Is a Lease Option? Requirements, Benefits, and Example
A lease option is an agreement that gives a renter the choice to purchase the rented property during or at the end of the rental period. more
What Is a Call Option and How to Use It With Example
A call option is a contract that gives the option buyer the right to buy an underlying asset at a specified price within a specific time period. more
Tenancy-at-Will: Definition, How It Works, Protections, and Rules
A tenancy-at-will is an open-ended property tenure that has no written lease or agreement and can be terminated at any time by either the landlord or tenant. more
Assignor: What It Means, How It Works, and Example
An assignor is a person or entity who transfers rights or benefits to another party, the assignee. Read about the rights of the assignor vs assignee. more
Related Articles
Investor viewing company share price market data on a laptop computer
Call Options: Right to Buy vs. Obligation
There Are Disadvantages to Using Trust Funds to Pass on Wealth
What Is a Grantor? Responsibilities, Role, and Types
Financial charts overlaid on cropped hands using a laptop
Assign: What It Means, How It Works, Example
Couple managing finance and investment online, analyzing stock market trades with mobile app on smartphone
When Is a Put Option Considered to Be "In the Money"?

What Is a Lease Option? Requirements, Benefits, and Example

Why Are Call and Put Options Considered Risky?
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Round 2 - Group Discussion 

GD is a discussion that tests the candidate's skills, such as leadership skills, communication skills, social skills and behavior, politeness, teamwork, listening ability, General awareness, confidence, problem-solving skills, etc.

Round 3 - Group Discussion 

Group Discussion or GD is a type of discussion that involves people sharing ideas or activities

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - Behavioral 

(2 Questions)

  • Q1. About your current role and responsibilities
  • Q2. Why want to change the job
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Looking for a new challenge to further develop my skills and experience

    • Interested in exploring opportunities for career advancement

    • Seeking a larger organization with more resources and opportunities for growth

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - If you want to actually work in a good organization AU is the place
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. About the bank and RBI policy
  • Q2. How much do you have experience in banking ?

Interview Preparation Tips

Interview preparation tips for other job seekers - NA

Relationship Officer Interview Questions asked at other Companies

Q1. What are the types of accounts in a bank?
View answer (46)

AU Small Finance Bank interview questions for popular designations

 Assistant Manager

 (18)

 Sales Officer

 (17)

 Credit Manager

 (16)

 Deputy Manager

 (16)

 Relationship Manager

 (15)

 Senior Executive

 (15)

 Banking Officer

 (12)

 Relationship Officer

 (11)

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via AmbitionBox and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - One-on-one 

(6 Questions)

  • Q1. Fresher question
  • Q2. Computer knowledge
  • Ans. 

    Ms word, excel, typing, online work

  • Answered Anonymously
  • Q3. Basic knowledge
  • Q4. Member knowledge
  • Q5. Basic knowledge in computer
  • Q6. Operator programming

Maintenance Manager Interview Questions asked at other Companies

Q1. Suddenly how to take design when there is no one senior are present in his/her office that time, what you to do?
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Get interview-ready with Top AU Small Finance Bank Interview Questions

Sales Officer Interview Questions & Answers

user image Anonymous

posted on 28 Dec 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Nov 2023. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Numerical Reasoning Test
Verbal Reasoning Test

Round 3 - Coding Test 

You can press "Ctrl+C" (or "Cmd+C" on Mac) to copy and "Ctrl+V" (or "Cmd+V" on Mac) to paste code.

Round 4 - One-on-one 

(4 Questions)

  • Q1. How do you organize your daily or weekly priorities?
  • Q2. What might warrant a re-evaluation of those priorities?
  • Ans. 

    A change in market conditions or customer needs may warrant a re-evaluation of priorities.

    • Shifts in market trends or competition

    • Changes in customer preferences or demands

    • Introduction of new products or services

    • Emerging technologies or industry advancements

    • Economic or political factors affecting the business

  • Answered by AI
  • Q3. How do you hold yourself and others accountable to stated goals/deliverables?
  • Q4. When is it appropriate to deviate from the plan?
  • Ans. 

    It is appropriate to deviate from the plan when unforeseen circumstances arise or when the plan is not yielding desired results.

    • Deviate from the plan when there are unexpected changes in the market or customer needs.

    • Deviate from the plan when the current strategy is not producing the desired sales outcomes.

    • Deviate from the plan when there are new opportunities or emerging trends that can be capitalized on.

    • Deviate from ...

  • Answered by AI
Round 5 - Assignment 

Big Moments Inc. is hiring a new for their sales team responsible for selling high school class rings. The hiring manager provides candidates with company information, a sample catalog and a fact sheet. The manager asks each candidate to create and give a brief presentation to encourage students to order their class ring

Sales Officer Interview Questions asked at other Companies

Q1. Amit What is Cross sale tell me The Types of Cross sales
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Jobs at AU Small Finance Bank

View all
Interview experience
3
Average
Difficulty level
-
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Jan 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Application production support
  • Q2. SQL windows server Linux MSSQL
  • Q3. Application support both UAT and production
  • Ans. 

    Application support involves providing assistance and troubleshooting for both UAT (User Acceptance Testing) and production environments.

    • Application support engineers are responsible for resolving issues and providing technical support for applications in both UAT and production environments.

    • They ensure that applications are functioning properly and troubleshoot any issues that arise during testing or in the live produ...

  • Answered by AI
  • Q4. Co-ordinate with and vendor
Round 2 - Aptitude Test 

Related questions for support

Skills evaluated in this interview

Application Support Engineer Interview Questions asked at other Companies

Q1. what do you know about SQL , Unix , explain in brief
View answer (2)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(10 Questions)

  • Q1. Tell. Me about yourself
  • Q2. Why you leave your previous organisation
  • Q3. Why there is gap in your cv
  • Q4. How the eligibility is calculated for loan
  • Ans. 

    Loan eligibility is calculated based on factors like credit score, income, employment history, and debt-to-income ratio.

    • Credit score is a major factor in determining loan eligibility

    • Income level plays a significant role in determining the amount of loan one can qualify for

    • Employment history is considered to assess stability and ability to repay the loan

    • Debt-to-income ratio is used to evaluate the borrower's ability to ...

  • Answered by AI
  • Q5. What are the products you were handling
  • Ans. 

    I have experience handling a variety of financial products including loans, credit cards, savings accounts, and investment products.

    • Loans

    • Credit cards

    • Savings accounts

    • Investment products

  • Answered by AI
  • Q6. Target achievement done per month
  • Q7. What is sales process
  • Ans. 

    Sales process is a systematic approach to selling a product or service, involving multiple steps from prospecting to closing the deal.

    • Identifying potential leads or prospects

    • Qualifying leads to determine if they are a good fit for the product or service

    • Presenting the product or service to the prospect

    • Handling objections and addressing concerns

    • Closing the deal and following up with the customer

    • Building and maintaining r

  • Answered by AI
  • Q8. Why you want to join au bank
  • Q9. Why should we hire you
  • Q10. Salary expectation

Senior Relationship Manager Interview Questions asked at other Companies

Q1. Difference between Participating product &non participating product?
View answer (3)

Relationship Officer Interview Questions & Answers

user image Shivani Sundar

posted on 26 Sep 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
-

I applied via Recruitment Consulltant and was interviewed in Aug 2024. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Work experience
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous work experience
  • Ans. 

    I have 3 years of experience working as a Relationship Officer at XYZ Bank.

    • Managed client relationships and provided financial advice

    • Analyzed financial data to assess client needs and recommend products

    • Achieved sales targets by cross-selling banking products

    • Resolved customer complaints and inquiries in a timely manner

  • Answered by AI

Relationship Officer Interview Questions asked at other Companies

Q1. What are the types of accounts in a bank?
View answer (46)

Branch Manager Interview Questions & Answers

user image Anwar Ali Qureshi

posted on 18 Oct 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Leadership development and achievements

Round 2 - HR 

(2 Questions)

  • Q1. Salary discussed
  • Q2. Release offer letter

Branch Manager Interview Questions asked at other Companies

Q1. Role of Branch Manager?How to manage team?Cross sell?
View answer (34)

AU Small Finance Bank Interview FAQs

How many rounds are there in AU Small Finance Bank interview?
AU Small Finance Bank interview process usually has 2-3 rounds. The most common rounds in the AU Small Finance Bank interview process are HR, Resume Shortlist and One-on-one Round.
How to prepare for AU Small Finance Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at AU Small Finance Bank. The most common topics and skills that interviewers at AU Small Finance Bank expect are Sales, Branch Banking, Casa, Banking and Current Account.
What are the top questions asked in AU Small Finance Bank interview?

Some of the top questions asked at the AU Small Finance Bank interview -

  1. What's operating cycle of a business and how to calculate operating cycle of a ...read more
  2. How do the target complete in previous organisations monthly basi...read more
  3. What are you checking in cib...read more
How long is the AU Small Finance Bank interview process?

The duration of AU Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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AU Small Finance Bank Interview Process

based on 600 interviews

Interview experience

4.3
  
Good
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AU Small Finance Bank Reviews and Ratings

based on 11.6k reviews

4.3/5

Rating in categories

4.2

Skill development

4.1

Work-life balance

4.1

Salary

4.1

Job security

4.1

Company culture

3.9

Promotions

4.1

Work satisfaction

Explore 11.6k Reviews and Ratings
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