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Utkarsh Small Finance Bank Interview Questions, Process, and Tips

Updated 7 Feb 2025

Top Utkarsh Small Finance Bank Interview Questions and Answers

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Utkarsh Small Finance Bank Interview Experiences

Popular Designations

210 interviews found

Financial Analyst Interview Questions & Answers

user image Damayanti Banerjee

posted on 8 Jan 2025

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Dec 2024. There were 7 interview rounds.

Round 1 - Case Study 

Case study Details- Behavioral Case study round in which we are assessed on our performance of closing the leads of our products

Round 2 - Case Study 

Case analysis franchise

Round 3 - Case Study 

Case study product details & the budget for the whole year for example Rs 10000*12= 1 lakh 50000 whole year

Round 4 - Case Study 

Product Sales- Casa products Current Account & Savings Account products like credit cards, debit card & other financial services products like insurance, passbooks, locker & gold loans

Round 5 - Case Study 

Personal Form Filling- Name/Damayanti Suvam Banerjee
Martial Status/Married/Unmarried
Age-32
Place of Address-Mumbai & Navi Mumbai India

Round 6 - Assignment 

Thesis content on financial calculation & product details

Round 7 - Assignment 

Thesis continuation content

Interview Preparation Tips

Interview preparation tips for other job seekers - Write your experience in detail

Financial Analyst Interview Questions asked at other Companies

Q1. Suppose you have 10000 US dollars with you, out of which you took a loan of 5000 US Dollars. Now suppose you have purchased two assets of 5000 US Dollars each, one through cash and other through bank loan. How would you show this transactio... read more
View answer (3)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Ask questions about opration
  • Q2. Risk audit opraton branch manage
Round 2 - Group Discussion 

Ask previous company work

Round 3 - Skill 

(1 Question)

  • Q1. Opration, customer service and business

Interview Preparation Tips

Interview preparation tips for other job seekers - Looking job for branch operations officer

Top Utkarsh Small Finance Bank Brach Operation Manager Interview Questions and Answers

Q1. What is the difference between soiled note and mutilated notes.
View answer (2)

Brach Operation Manager Interview Questions asked at other Companies

Q1. what kinds documents are required in fresh file and used asset
View answer (5)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. Personal interview
  • Q2. Interview as per Discussion question
  • Q3. Branch team mangement

Area Manager Interview Questions asked at other Companies

Q1. Tell me about a time when you changed or enhanced the existing process? What was it and and how it has helped the overall performance?
View answer (1)

Branch Head Interview Questions & Answers

user image Anonymous

posted on 18 Dec 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Group Discussion 

Discussion on retail liability TPP income Assets products how part of profitability

Round 2 - HR 

(4 Questions)

  • Q1. How to handle big team Productivity staff wise
  • Q2. Marketing activities
  • Q3. Tracking monitoring staff wise data review on every alternate day
  • Q4. Mis discussed with all staff to cover the gaps

Branch Head Interview Questions asked at other Companies

Q1. What is my routine in the bank? How I am working? How I am generating business leads on day by day? What is marketing ? etc...
View answer (2)

Utkarsh Small Finance Bank interview questions for popular designations

 Assistant Manager

 (14)

 Customer Service Officer

 (14)

 Relationship Officer

 (14)

 Brach Operation Manager

 (11)

 Branch Head

 (8)

 Credit Officer

 (7)

 Deputy Manager

 (7)

 Senior Executive

 (7)

Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Fair and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Hollyday working
  • Q2. Didn't given fuel
  • Q3. Given the location very long

Interview Preparation Tips

Interview preparation tips for other job seekers - Simple interview

Collections Executive Interview Questions asked at other Companies

Q1. Company rules and regulations an how to handle customer
View answer (7)

Get interview-ready with Top Utkarsh Small Finance Bank Interview Questions

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Assignment 

The experience of utkarsh small finance bank

Round 2 - Technical 

(2 Questions)

  • Q1. No technical issue
  • Q2. I like work job

Interview Preparation Tips

Topics to prepare for Utkarsh Small Finance Bank Customer Service Officer interview:
  • DCA
  • Tally ERP
  • Excel Powerpoint
  • MS Office

Top Utkarsh Small Finance Bank Customer Service Officer Interview Questions and Answers

Q1. Do you have basic knowledge of computer?
View answer (13)

Customer Service Officer Interview Questions asked at other Companies

Q1. Do you have basic knowledge of computer?
View answer (13)

Jobs at Utkarsh Small Finance Bank

View all
Interview experience
4
Good
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. When do you want to do it?
  • Q2. What do you think about the company's timing?
  • Ans. 

    The company's timing seems to be strategic and well-planned.

    • The company has entered the market at a time when demand for banking services is high.

    • They have launched new products and services at a time when competitors are not offering similar options.

    • The company's expansion plans align with economic trends and market conditions.

    • Overall, the timing appears to be favorable for the company's growth and success.

  • Answered by AI

Banking Executive Interview Questions asked at other Companies

Q1. What do you know about bank, loans, credit cards ?
View answer (1)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Walk-in

Round 1 - HR 

(5 Questions)

  • Q1. Introduction General awareness
  • Ans. 

    Current affairs banking

  • Answered Anonymously
  • Q2. Banking questions
  • Q3. How we selectyou
  • Ans. 

    Through interviews pannel

  • Answered Anonymously
  • Q4. What is your goal
  • Q5. What is the salary expection
  • Ans. 

    As per organisation structure 40% hike

  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Odisha Bhuneshwar puri puri

Deputy Manager II Interview Questions asked at other Companies

Q1. 5. Latest updation in RBI master direction KYC AML 6. Maintenance of documents after closure of accounts or relationship.
View answer (1)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Dec 2024. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. Tell me about yourself ?
  • Q2. What are your strength
  • Q3. Why we would select you ??
  • Q4. Why do you choose this field ???
  • Q5. Tell me something about your previous experience

Customer Relationship Officer Interview Questions asked at other Companies

Q1. What do you know about logistics and B2C, and B2B sales
View answer (4)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - HR 

(6 Questions)

  • Q1. What is your emition for your future ?
  • Ans. 

    My ambition for the future is to become a successful Relationship Officer, helping clients build strong and lasting relationships with the organization.

    • To excel in customer service and communication skills

    • To develop a deep understanding of financial products and services

    • To build a strong network of clients and maintain long-term relationships

  • Answered by AI
  • Q2. What are the types of accounts in a bank ?
  • Ans. 

    Types of accounts in a bank include savings accounts, checking accounts, money market accounts, and certificates of deposit.

    • Savings accounts: Earn interest on deposited funds, typically used for long-term savings goals.

    • Checking accounts: Used for everyday transactions like paying bills and making purchases.

    • Money market accounts: Offer higher interest rates than savings accounts but may have higher minimum balance requi...

  • Answered by AI
  • Q3. What is personal loan?
  • Ans. 

    A personal loan is a type of unsecured loan that is issued by a bank or financial institution based on the borrower's creditworthiness.

    • Personal loans are typically used for various purposes such as debt consolidation, home improvements, or unexpected expenses.

    • They have fixed interest rates and repayment terms, and the borrower must make regular monthly payments until the loan is fully repaid.

    • Approval for a personal loa...

  • Answered by AI
  • Q4. Why are you interested this company
  • Ans. 

    I am interested in this company because of its strong reputation in the industry and its commitment to providing excellent customer service.

    • Strong reputation in the industry

    • Commitment to excellent customer service

    • Opportunities for growth and development

    • Innovative products and services

    • Positive company culture

  • Answered by AI
  • Q5. Do you prefer to work on your own or in a team
  • Ans. 

    I prefer working in a team as it allows for collaboration, diverse perspectives, and shared responsibilities.

    • I enjoy bouncing ideas off of others and working towards a common goal

    • Teamwork often leads to more creative solutions and better outcomes

    • I appreciate the support and camaraderie that comes with working in a team

    • In my previous role, I was part of a successful team that consistently exceeded targets

  • Answered by AI
  • Q6. What motivates you to work efficiently?
  • Ans. 

    I am motivated to work efficiently by setting clear goals, staying organized, and seeking opportunities for growth.

    • Setting clear goals helps me stay focused and motivated to achieve them

    • Staying organized allows me to manage my time effectively and prioritize tasks

    • Seeking opportunities for growth keeps me engaged and excited about my work, leading to increased efficiency

    • For example, in my previous role, I set a goal to ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - In field line a person have a good communication skill

Relationship Officer Interview Questions asked at other Companies

Q1. What are the types of accounts in a bank?
View answer (46)

Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank interview?
Utkarsh Small Finance Bank interview process usually has 2-3 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for Utkarsh Small Finance Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Banking, Current Account, Sales, Casa and Sales Executive Activities.
What are the top questions asked in Utkarsh Small Finance Bank interview?

Some of the top questions asked at the Utkarsh Small Finance Bank interview -

  1. what is the rate of interest of housing loan in icici bank l...read more
  2. Which document is mandatory for in case of the partnership f...read more
  3. What is the three pillar of the any loan eligibil...read more
How long is the Utkarsh Small Finance Bank interview process?

The duration of Utkarsh Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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Utkarsh Small Finance Bank Interview Process

based on 310 interviews

Interview experience

4.3
  
Good
View more

Utkarsh Small Finance Bank Reviews and Ratings

based on 3.2k reviews

3.8/5

Rating in categories

3.6

Skill development

3.6

Work-life balance

3.5

Salary

3.7

Job security

3.5

Company culture

3.4

Promotions

3.5

Work satisfaction

Explore 3.2k Reviews and Ratings
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