Utkarsh Small Finance Bank Customer Relationship Officer Interview Questions and Answers

Q1. As per bank policy for hiring candidate
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Q1. As per interview policy
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Q1. About yourself , your family , your experience , your hobby
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Group discussion done on a random topic

Psychological questions

Q1. Ready to relocate
Ans. 
Yes, I am ready to relocate for the right opportunity.
• I am open to relocating for a new job that aligns with my career goals.

• I have experience moving for previous job opportunities and am comfortable with the process.

• I understand the importance of being flexible and adaptable in today's job market.
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Q2. Railway minister
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Q3. Full form of CVV
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Card Verification Value
• CVV is a 3-digit security code on the back of credit/debit cards

• Used for online transactions to verify card ownership

• Should not be shared with anyone for security reasons
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Q4. And many more questions asked
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Q1. Self Introduction
Ans. Give a brief introduction Confidently .
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Q2. What is Asset and Liability
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Assets are resources owned by a person or organization, while liabilities are debts or obligations.
• Assets are things of value that can be owned or controlled.

• Examples of assets include cash, property, investments, and equipment.

• Liabilities are financial obligations or debts that a person or organization owes to others.

• Examples of liabilities include loans, mortgages, and unpaid bills.

• The difference between assets and l
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Q3. Do you have Bike and DL?
Ans. 
Yes, I have a bike and a valid DL.
• I have a valid driving license which allows me to ride a bike.

• I own a bike which I use for commuting to work.

• Having a bike and DL will enable me to reach customers quickly and efficiently.
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Q1. How will you contribute towards company if I hired you?
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Q2. It will be very pleasure to me to work with your supervision. As a quick learner I believe that I will learn very well from you.
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Q1. How many years experience
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Q2. Wich company present working
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Q1. Do u have bike and lisence
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Q1. Comfort in your job location
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Q1. Work experience
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Q2. Job role , how Target achieved
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Q3. Why you changed yourjob
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Q1. Since how long you are associated with banking?
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Q2. Why Bandhan Bank?
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Q1. What is cash threshold limit
Ans. 
Cash threshold limit is the maximum amount of cash that can be withdrawn or deposited without triggering additional scrutiny or reporting requirements.
• Cash threshold limits are set by financial institutions to comply with anti-money laundering regulations.

• Exceeding the cash threshold limit may require the individual or business to provide additional documentation or explanation for the transaction.

• For example, in the U...read more
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Q2. What is bcsbi audit
Ans. 
BCSBI audit is an assessment conducted by Banking Codes and Standards Board of India to ensure banks comply with customer service standards.
• BCSBI stands for Banking Codes and Standards Board of India

• The audit assesses banks on their compliance with customer service standards set by BCSBI

• It helps in ensuring that banks provide fair treatment to customers and follow ethical practices

• Non-compliance with BCSBI standards ca
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