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Utkarsh Small Finance Bank Credit Officer Interview Questions and Answers

Updated 22 May 2024

Utkarsh Small Finance Bank Credit Officer Interview Experiences

7 interviews found

Credit Officer Interview Questions & Answers

user image SHUBHAM YADAV (SHADOW)

posted on 22 May 2024

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

No duration some math and GK questions

Round 2 - One-on-one 

(2 Questions)

  • Q1. Apne bare m btao, Famile ke baare m btao in hindi.
  • Q2. No other Question just description by Regional Head

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Mobaile software
Round 3 - Group Discussion 

GLG Format of interview

Interview Preparation Tips

Interview preparation tips for other job seekers - My tips is better Hoby

Credit Officer Interview Questions Asked at Other Companies

Q1. How can you are calculate income if customer not filing the incom ... read more
asked in CSB Bank
Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

GK, GS,Math, reasoning, economy

Round 3 - HR 

(2 Questions)

  • Q1. What do you work this time.
  • Q2. Please explain the bank and bank functions
  • Ans. 

    A bank is a financial institution that accepts deposits from the public and creates credit. Its functions include providing loans, accepting deposits, and facilitating transactions.

    • Banks accept deposits from customers and pay interest on them

    • They provide loans to individuals and businesses

    • Banks facilitate transactions such as wire transfers, bill payments, and ATM withdrawals

    • They offer various financial services such a...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Utkarsh Small Finance Bank Credit Officer interview:
  • Tell about
  • Yourself
Interview preparation tips for other job seekers - All is good don't panic free minded exam qualification

I applied via Walk-in

Interview Questionnaire 

3 Questions

  • Q1. Will you do Work
  • Q2. Something about your family
  • Q3. Are you comfortable for work pan india

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't take a tension kuch jada hard nahi hai simple hai test clear kro written genral questions about gk , computer,maths, English aapka test clear selection ho gya

Utkarsh Small Finance Bank interview questions for designations

 Senior Credit Officer

 (1)

 Credit Manager

 (6)

 Credit Analyst

 (1)

 Area Credit Manager

 (1)

 Collection Officer

 (4)

 Banking Officer

 (1)

 Customer Service Officer

 (16)

 Casa Sales Officer

 (2)

I applied via Walk-in

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. They just ask some calculation related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Visit HR office at patna , they will take a written exam , if u get pass in this they will interview and finally if u succeed u will get the job .

Interview Questionnaire 

2 Questions

  • Q1. Written test
  • Q2. Math, resoning, general awernes, english

Credit Officer Jobs at Utkarsh Small Finance Bank

View all

I applied via Walk-in and was interviewed in Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself? How you know about this job? Tell me about this bank?

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be in time for interview,
Always kept some information about job and organisation,
Always wear formal dress.

Interview questions from similar companies

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
  • Q2. Market knowledge
  • Q3. Behavior and body language

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

I applied via Naukri.com and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What is credit card
  • Ans. 

    A credit card is a plastic card that allows the holder to borrow money from a bank or financial institution to make purchases.

    • Credit cards have a credit limit, which is the maximum amount of money that can be borrowed.

    • Interest is charged on the amount borrowed if not paid back in full by the due date.

    • Credit cards offer rewards and benefits such as cashback, points, and miles.

    • They can be used for online and in-person pu...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent work
Experience work
Bank knowledge

Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank Credit Officer interview?
Utkarsh Small Finance Bank interview process usually has 2-3 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process are Resume Shortlist, One-on-one Round and Aptitude Test.
How to prepare for Utkarsh Small Finance Bank Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Fresher Instrumentation, Microfinance, Banking, Bulk Hiring and Field Sales.
What are the top questions asked in Utkarsh Small Finance Bank Credit Officer interview?

Some of the top questions asked at the Utkarsh Small Finance Bank Credit Officer interview -

  1. Please explain the bank and bank functi...read more
  2. No other Question just description by Regional H...read more
  3. Apne bare m btao, Famile ke baare m btao in hin...read more

Tell us how to improve this page.

Utkarsh Small Finance Bank Credit Officer Interview Process

based on 15 interviews

2 Interview rounds

  • Resume Shortlist Round
  • Aptitude Test Round
View more
Utkarsh Small Finance Bank Credit Officer Salary
based on 242 salaries
₹1.5 L/yr - ₹4.1 L/yr
27% less than the average Credit Officer Salary in India
View more details

Utkarsh Small Finance Bank Credit Officer Reviews and Ratings

based on 170 reviews

3.9/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

3.8

Salary

3.8

Job security

3.7

Company culture

3.5

Promotions

3.5

Work satisfaction

Explore 170 Reviews and Ratings
Credit Officer

Purba Champaran,

Muzaffarpur

+1

0-5 Yrs

₹ 1.25-3.5 LPA

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Nagpur

0-5 Yrs

₹ 0.6-2.25 LPA

Credit Officer

Ranchi

0-5 Yrs

₹ 0.6-2.25 LPA

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