10+ Utkarsh Small Finance Bank Credit Officer Interview Questions & Answers | Complete Prep Guide 2025

Utkarsh Small Finance Bank Credit Officer Interview Experiences

7 interviews found

Credit Officer Interview Questions & Answers

SHUBHAM YADAV (SHADOW)

posted on 22 May 2024

Interview experience

Bad

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test

No duration some math and GK questions

Round 2 - One-on-one

(2 Questions)

Q1. Apne bare m btao, Famile ke baare m btao in hindi.

Add your answer

Q2. No other Question just description by Regional Head

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization

Credit Officer Interview Questions & Answers

Anonymous

posted on 30 May 2023

Interview experience

Excellent

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Campus Placement and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.

View all Resume tips

Round 2 - Technical

(1 Question)

Q1. Mobaile software

Add your answer

Round 3 - Group Discussion

GLG Format of interview

Interview Preparation Tips

Interview preparation tips for other job seekers - My tips is better Hoby

Credit Officer Interview Questions & Answers

Anonymous

posted on 27 Dec 2022

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

2-4 weeks

Result

Selected

I applied via Walk-in and was interviewed in Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.

View all Resume tips

Round 2 - Aptitude Test

GK, GS,Math, reasoning, economy

Round 3 - HR

(2 Questions)

Q1. What do you work this time.

Add your answer

Q2. Please explain the bank and bank functions

Ans.

A bank is a financial institution that accepts deposits from the public and creates credit. Its functions include providing loans, accepting deposits, and facilitating transactions.

Banks accept deposits from customers and pay interest on them
They provide loans to individuals and businesses
Banks facilitate transactions such as wire transfers, bill payments, and ATM withdrawals
They offer various financial services such a...

Answered by AI

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Interview Preparation Tips

Topics to prepare for Utkarsh Small Finance Bank Credit Officer interview:

Tell about
Yourself

Interview preparation tips for other job seekers - All is good don't panic free minded exam qualification

Credit Officer Interview Questions & Answers

Anonymous

posted on 16 Oct 2021

I applied via Walk-in

Interview Questionnaire

3 Questions

Q1. Will you do Work

Add your answer

Q2. Something about your family

Add your answer

Q3. Are you comfortable for work pan india

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't take a tension kuch jada hard nahi hai simple hai test clear kro written genral questions about gk , computer,maths, English aapka test clear selection ho gya

Credit Officer Interview Questions & Answers

Anonymous

posted on 26 Feb 2022

I applied via Walk-in

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. They just ask some calculation related questions

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Visit HR office at patna , they will take a written exam , if u get pass in this they will interview and finally if u succeed u will get the job .

Credit Officer Interview Questions & Answers

Anonymous

posted on 15 Feb 2021

Interview Questionnaire

2 Questions

Q1. Written test

Add your answer

Q2. Math, resoning, general awernes, english

Add your answer

Credit Officer Jobs at Utkarsh Small Finance Bank

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Credit Officer

Kanpur

1-3 Yrs

Not Disclosed

Credit Officer Interview Questions & Answers

Anonymous

posted on 14 Feb 2021

I applied via Walk-in and was interviewed in Aug 2020. There were 3 interview rounds.

Interview Questionnaire

1 Question

Q1. Tell me about yourself? How you know about this job? Tell me about this bank?

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be in time for interview,
Always kept some information about job and organisation,
Always wear formal dress.

Top trending discussions

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Interview Tips & Stories

4d (edited)

timepasstiwari

A Digital Markter

Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question

So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours... read more

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Interview questions from similar companies

Credit Officer Interview Questions & Answers

Equitas Small Finance Bank

Anonymous

posted on 19 Jan 2018

I applied via Other and was interviewed before Jan 2017. There were 4 interview rounds.

Interview Questionnaire

4 Questions

Q1. HR executive Asking me my How was your experience in old company. and how handle client,how is process file punching. your comfort this job profile. you now current job profile.I have give satisfy answer...

Add your answer

Q2. I am asking about what is the job profile of the company , how study new file.

Add your answer

Q3. I am asking to HR Executive which salary make and how is increase salary appraisal wise or senior employees wise .

Add your answer

Q4. What is the timing daily work.

Add your answer

Interview Preparation Tips

Round: Resume Shortlist
Experience: Branch Manager Give One new file than asking me how handle this client and how punched this case.

General Tips: I think every job seekers perfect his profile. minimum 80% knowledge his job profile.He already study against new company. collect his history and information.Any question asking hime but he give answer them confidently. he confidence looking first impression. he look show is perfect executive they good impression. Job seeker complitly real situation tell him. example asking question when que. related discussion must do not west time HR executive.

Skills: dont take work pressure, Communication, Body Language, Problem Solving, Analytical Skills, Leadership, Presentation Skills, Time Management, Decision Making Skills
Duration: <1 week

Credit Officer Interview Questions & Answers

Cholamandalam Investment & Finance

Anonymous

posted on 11 Oct 2020

I applied via Walk-in and was interviewed in Apr 2020. There was 1 interview round.

Interview Questionnaire

2 Questions

Q1. I m asking credit related questions

Add your answer

Q2. Pls explain credit related all work?

Ans.

Credit related work involves assessing creditworthiness, setting credit limits, monitoring payments, and managing collections.

Assessing creditworthiness of potential borrowers
Setting credit limits based on risk assessment
Monitoring payments and ensuring timely repayments
Managing collections and minimizing bad debt
Analyzing financial statements and credit reports
Negotiating loan terms and conditions
Developing and implem

Answered by AI

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Interview Preparation Tips

Interview preparation tips for other job seekers - Keep answering proper credit ops related

Credit Officer Interview Questions & Answers

Ujjivan Small Finance Bank

Anonymous

posted on 8 Apr 2021

I applied via Walk-in and was interviewed in Mar 2021. There were 3 interview rounds.

Interview Questionnaire

1 Question

Q1. About Credit and types of Loan. About previous work experience. Personal information, about UJJIVAN.

View 2 more answers

Interview Preparation Tips

Interview preparation tips for other job seekers - Be true to your words. And confident with believe in yourself. Interview begins with personal details after that lots of question about past work experience. Lastly it was about current Job profile, how your previous experience will help to grow in current job.

Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank Credit Officer interview?

Utkarsh Small Finance Bank interview process usually has 2-3 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process are Resume Shortlist, One-on-one Round and Aptitude Test.

How to prepare for Utkarsh Small Finance Bank Credit Officer interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Banking, NBFC, Sales, Credit Operations and liabilities.

What are the top questions asked in Utkarsh Small Finance Bank Credit Officer interview?

Some of the top questions asked at the Utkarsh Small Finance Bank Credit Officer interview -

Please explain the bank and bank functi...read more
No other Question just description by Regional H...read more
Apne bare m btao, Famile ke baare m btao in hin...read more

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based on 15 interviews

2 Interview rounds

Resume Shortlist Round
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Utkarsh Small Finance Bank Credit Officer Salary

based on 239 salaries

₹1.4 L/yr - ₹4.1 L/yr

28% less than the average Credit Officer Salary in India

View more details

Credit Officer Jobs at Utkarsh Small Finance Bank

Credit Officer

Kanpur

1-3 Yrs

Not Disclosed

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