Upload Button Icon Add office photos

Ujjivan Small Finance Bank

Compare button icon Compare button icon Compare
4.1

based on 5.1k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

zig zag pattern zig zag pattern

Filter interviews by

Ujjivan Small Finance Bank Credit Officer Interview Questions and Answers

Updated 30 Jan 2024

Ujjivan Small Finance Bank Credit Officer Interview Experiences

9 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I was interviewed before Jan 2023.

Round 1 - Case Study 

Cibil score scenario discuss and

Round 2 - HR 

(2 Questions)

  • Q1. About salary increment
  • Q2. Discussed about how was past experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Instant revert should for employees

I applied via AmbitionBox and was interviewed in Mar 2022. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about yourself.
  • Q2. Utkarsh Small finance Bank

Interview Preparation Tips

Interview preparation tips for other job seekers - Seasoned professional with 2 years of experience. Expert in Personal Loans,Business Loan,Credit
Appraisal,Banking ,M B JLG LOAN

Credit Officer Interview Questions Asked at Other Companies

Q1. How can you are calculate income if customer not filing the incom ... read more
asked in CSB Bank
Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. What are your salary expectations?
  • Q2. Tell me about yourself.
  • Q3. Share details of your previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Awesome work please,
Feel happy to work and the environment

I applied via campus placement at Bajali College, Barpeta and was interviewed before Aug 2021. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Introduction to job profile and job role and mention yearly package

Interview Preparation Tips

Topics to prepare for Ujjivan Small Finance Bank Credit Officer interview:
  • Job profile
  • Salary
  • Job location
  • Banking
Interview preparation tips for other job seekers - Introduction job profile and job role first mention job location, salary and bonus

Ujjivan Small Finance Bank interview questions for designations

 Senior Credit Officer

 (1)

 Credit Verification Officer

 (1)

 Credit Manager

 (4)

 Credit Analyst

 (1)

 Cluster Credit Manager

 (2)

 Area Credit Manager

 (2)

 Credit Risk Manager

 (1)

 Credit Operations Officer

 (1)

I applied via Walk-in and was interviewed in Mar 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About Credit and types of Loan. About previous work experience. Personal information, about UJJIVAN.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be true to your words. And confident with believe in yourself. Interview begins with personal details after that lots of question about past work experience. Lastly it was about current Job profile, how your previous experience will help to grow in current job.

I applied via Recruitment Consulltant and was interviewed before Oct 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

Loan department and field work MB branch

Round 3 - Technical 

(2 Questions)

  • Q1. Explain me full working about
  • Q2. Explain me loan department
  • Ans. 

    Loan department is responsible for evaluating loan applications, approving or rejecting them, and managing loan accounts.

    • Loan department evaluates loan applications based on creditworthiness, income, and collateral.

    • They approve or reject loan applications based on their evaluation and the bank's lending policies.

    • Loan officers manage loan accounts, ensuring timely payments and addressing any issues that arise.

    • They also ...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Ujjivan Small Finance Bank Credit Officer interview:
  • Filed work
Interview preparation tips for other job seekers - Pump yourself up and stay positive
Job search like it's your job

I applied via Walk-in and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

6 Questions

  • Q1. Why change privious job
  • Q2. Because location issues
  • Q3. What is your salary expectation
  • Q4. According to my education and experience.
  • Q5. What is your father doing
  • Q6. My father is a salfe employee

Interview Preparation Tips

Interview preparation tips for other job seekers - My interview is going better.

I applied via Walk-in and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Interview schedule date

Interview Preparation Tips

Interview preparation tips for other job seekers - This interview was a technical bone but was manorly a stress test.It lasted for about 1 hour 10 minutes.The interviewer wanted to test both my knowledge and communication skills.

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Related all mortgage

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. What are your strengths and weaknesses

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and clear with your thoughts

Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Credit Officer interview?
Ujjivan Small Finance Bank interview process usually has 1-2 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process are HR, Resume Shortlist and Aptitude Test.
How to prepare for Ujjivan Small Finance Bank Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ujjivan Small Finance Bank. The most common topics and skills that interviewers at Ujjivan Small Finance Bank expect are Credit Management, Financial Analysis, Underwriting, Banking and Business Analysis.
What are the top questions asked in Ujjivan Small Finance Bank Credit Officer interview?

Some of the top questions asked at the Ujjivan Small Finance Bank Credit Officer interview -

  1. Explain me loan departm...read more
  2. Interview schedule d...read more
  3. Related all mortg...read more

Tell us how to improve this page.

People are getting interviews through

based on 7 Ujjivan Small Finance Bank interviews
WalkIn
Job Portal
Campus Placement
Referral
43%
14%
14%
14%
15% candidates got the interview through other sources.
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates
Ujjivan Small Finance Bank Credit Officer Salary
based on 355 salaries
₹1.9 L/yr - ₹6 L/yr
18% more than the average Credit Officer Salary in India
View more details

Ujjivan Small Finance Bank Credit Officer Reviews and Ratings

based on 207 reviews

4.2/5

Rating in categories

3.9

Skill development

4.0

Work-Life balance

3.7

Salary & Benefits

4.3

Job Security

4.2

Company culture

3.4

Promotions/Appraisal

3.8

Work Satisfaction

Explore 207 Reviews and Ratings
Loan Officer
440 salaries
unlock blur

₹1.7 L/yr - ₹4.3 L/yr

Customer Relationship Officer
389 salaries
unlock blur

₹1.2 L/yr - ₹4 L/yr

Relationship Officer
388 salaries
unlock blur

₹1.6 L/yr - ₹4.2 L/yr

Credit Officer
355 salaries
unlock blur

₹1.9 L/yr - ₹6 L/yr

Collection Officer
324 salaries
unlock blur

₹1.3 L/yr - ₹4.5 L/yr

Explore more salaries
Compare Ujjivan Small Finance Bank with

Equitas Small Finance Bank

4.5
Compare

AU Small Finance Bank

4.3
Compare

Jana Small Finance Bank

3.8
Compare

Capital Small Finance Bank

3.9
Compare

Calculate your in-hand salary

Confused about how your in-hand salary is calculated? Enter your annual salary (CTC) and get your in-hand salary
Did you find this page helpful?
Yes No
write
Share an Interview