Ujjivan Small Finance Bank Credit Officer Salaries by 300+ Employees (Updated 2025)

0 - 8 years exp.

₹1.9 Lakh - ₹6 Lakhs

Salary of majority employees

18% more than the average Credit Officer Salary in Banking Companies for 0 - 8 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 0 - 8 years exp. (122 salaries)	₹2 L/yr - ₹5.1 L/yr
Finance & Accounting Credit Officer Salary 0 - 8 years exp. (96 salaries)	₹1.9 L/yr - ₹6 L/yr
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Risk Management & Compliance Credit Officer Salary 2 - 8 years exp. (15 salaries)	₹2.5 L/yr - ₹4.9 L/yr
Customer Success, Service & Operations Credit Officer Salary 1 - 8 years exp. (13 salaries)	₹2.8 L/yr - ₹4.7 L/yr
Data Science & Analytics Credit Officer Salary 3 - 7 years exp. (9 salaries)	₹2.4 L/yr - ₹4.6 L/yr

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Last Updated: 13 Feb 2025

Companies similar to Ujjivan Small Finance Bank for Credit Officer

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Officer Salary 1 - 8 years exp. (252 salaries)	₹1.2 L/yr - ₹4 L/yr 40% less
ICICI Bank Credit Officer Salary 0 - 6 years exp. (120 salaries)	₹1.2 L/yr - ₹4.7 L/yr 43% less
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Axis Bank Credit Officer Salary 0 - 6 years exp. (176 salaries)	₹1.2 L/yr - ₹6.7 L/yr 14% less	1 job opening
Kotak Mahindra Bank Credit Officer Salary 1 - 6 years exp. (96 salaries)	₹1.5 L/yr - ₹4.5 L/yr 37% less
Yes Bank Credit Officer Salary 2 - 10 years exp. (50 salaries)	₹2 L/yr - ₹4 L/yr 33% less
IDFC FIRST Bank Credit Officer Salary 0 - 6 years exp. (38 salaries)	₹2.1 L/yr - ₹4.9 L/yr 34% less
RBL Bank Credit Officer Salary 0 - 7 years exp. (169 salaries)	₹1.4 L/yr - ₹4.4 L/yr 34% less
IndusInd Bank Credit Officer Salary 1 - 10 years exp. (138 salaries)	₹1.2 L/yr - ₹4.2 L/yr 35% less
Bandhan Bank Credit Officer Salary 0 - 9 years exp. (36 salaries)	₹1.3 L/yr - ₹5 L/yr 21% less
AU Small Finance Bank Credit Officer Salary 0 - 6 years exp. (281 salaries)	₹1.3 L/yr - ₹4 L/yr 35% less

View all

Credit Officer salary at Ujjivan Small Finance Bank ranges between ₹1.9 Lakh to ₹6 Lakhs per year for employees with less than 1 year of experience to 8 years. Salary estimates are based on 358 latest salaries received from various employees of Ujjivan Small Finance Bank.

Experience wise Ujjivan Small Finance Bank Credit Officer salaries

Last Updated: 13 Feb 2025

Experience	Avg Annual Salary
Fresher (5 salaries)	₹2.9 L/yr - ₹5 L/yr
1 year (13 salaries)	₹3.6 L/yr - ₹4.5 L/yr
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2 years (32 salaries)	₹2.3 L/yr - ₹5 L/yr
3 years (55 salaries)	₹1.9 L/yr - ₹5 L/yr
4 years (55 salaries)	₹2.4 L/yr - ₹5.2 L/yr
5 years (82 salaries)	₹1.9 L/yr - ₹5.3 L/yr
6 years (57 salaries)	₹2.3 L/yr - ₹6 L/yr
7 years (32 salaries)	₹2.7 L/yr - ₹5.4 L/yr
8 years (27 salaries)	₹2.8 L/yr - ₹6 L/yr

View all

From

Credit Officer

₹

Lakhs/yr

0 - 8 years exp.

Area Credit Manager

₹

Lakhs/yr

6 - 16 years exp.

Credit Officer 0 - 8 years exp.

Cluster Credit Manager 6 - 13 years exp.

105% hike

Area Credit Manager 6 - 16 years exp.

73% hike

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

Similar Designation salaries in Ujjivan Small Finance Bank

Credit Manager Salary

(133 salaries)

₹2.66 L/yr - ₹10.6 L/yr

Sales Officer Salary

(326 salaries)

₹0.95 L/yr - ₹4.4 L/yr

Credit Analyst Salary

(4 salaries)

₹3.78 L/yr - ₹5.5 L/yr

Senior Credit Officer Salary

(25 salaries)

₹3.1 L/yr - ₹5.5 L/yr

Officer Salary

(56 salaries)

₹1.9 L/yr - ₹4 L/yr

Credit Underwriter Salary

(4 salaries)

₹2.5 L/yr - ₹5.2 L/yr

Credit Executive Salary

(4 salaries)

₹3 L/yr - ₹4 L/yr

Area Credit Manager Salary

(60 salaries)

₹9.2 L/yr - ₹19.31 L/yr

Branch Manager Salary

(318 salaries)

₹4.38 L/yr - ₹14.5 L/yr

Deputy Manager Salary

(245 salaries)

₹2.5 L/yr - ₹5.8 L/yr

Top skills at Ujjivan Small Finance Bank for Credit Officer

Credit Management Financial Analysis Underwriting Banking Business Analysis Legal Due Diligence MS Office Quantitative Analysis Credit Underwriting Field Operations Analytical MIS mortgage Credit Analysis

Salary related reviews for Ujjivan Small Finance Bank

3.7

Rated by 205 employees for salary & benefits

Credit Officer in Pune

Full Time

Finance & Accounting Department

4.0

• posted on 01 Aug 2019

5.0

for Salary and Benefits

Likes

It is good place to work.Like career growth was excellent for me and also salary and apprisal.I enjoyed when i do my job bcz its a very friendly environment for working.I want to yold also my learning.development is growing day by day.Thanku ujjivan for giving me opportunity to work with u.

Salary - Excellent

+6 more

Dislikes

MAnager do not value an individuals unique strengths,which is why i have to take back my suggestions most of time.

Branch Manager in Gopiballavpur

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 04 Jan 2023

2.0

for Salary and Benefits

Likes

Salary on 25th. Employment engagement is very good.

Job security - Good

Dislikes

Work on holiday sales team & branch team 2nd & 4th saturday. No comp off. Comp off is credited in your leave balance but supervisor above BM role is not provided. 10 days mandatory leave provide by supervisor above if providing then only 5 to 6days. Work & life balance is very disappointed.

Salary - Poor

+5 more

Branch Manager in Bhubaneswar

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 25 Aug 2022

4.0

for Salary and Benefits

Likes

Growing bank.Getting Salary and incentives on time .Good Health insurance and other employee benefit are provided by bank.

Salary - Good

+3 more

Dislikes

Family and work life balance are difficult to manage as we have to work 2nd and 4th Saturday also .

Job security - Bad

Branch Manager in Pune

BFSI, Investments & Trading Department

5.0

• posted on 03 Jan 2022

5.0

for Salary and Benefits

Likes

Good work environment and culture and Small banking growth.

Salary - Excellent

+6 more

Dislikes

Your branches need, There is a lot of politics and the management doesn't address our issues salary is slow. there is a bond of 2 years before which you cannot resign on the job training is not given to new joinees......

Branch Manager in Valsad

BFSI, Investments & Trading Department

5.0

• posted on 12 Apr 2021

5.0

for Salary and Benefits

Likes

Company caring for each N every Employee at any level. Give all Comfort. All Jobs are safe .no any intention to move it or fire them from company. All roles are clears for all. All Branches behave like home branch for any Cust.

Salary - Excellent

+6 more

Dislikes

Overall all is ok. Have to see one time compensation of vintage staff to Revise

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Salary Discussions, Hike & Promotions

a senior quality lead

Help me with in hand salary

Hi All, I'm so much confused in calculating my in hand salary by excluding the variable pay. Anyhow variable pay will have 30% tax directly on it. So by excluding If I calculate my monthly inhand using old and as well as new regime of 2025. I don't know which one to choose and which is best for me. Currently 80C is 1.5lakhs and 80D is 50k and Rent paid was around 75k help me to calculate in hand as per the above assumptions

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Ujjivan Small Finance Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at Ujjivan Small Finance Bank?

Credit Officer salary at Ujjivan Small Finance Bank in India ranges between ₹1.9 Lakhs to ₹6.0 Lakhs for less than 1 year of experience to 8 years. According to our estimates it is 18% more than the average Credit Officer Salary in India. Salary estimates are based on 358 latest salaries received from various employees of Ujjivan Small Finance Bank India.

How does the salary of a Credit Officer at Ujjivan Small Finance Bank India compare with the average salary range for this job?

The average salary of a Credit Officer at Ujjivan Small Finance Bank is 18% more than the average salary of a Credit Officer in India. To know exact salary insights, login to view.

What are the top skills required to work as a Credit Officer at Ujjivan Small Finance Bank?

Credit Management, Financial Analysis, Underwriting, Banking and Business Analysis are some of the popular skills required to work as a Credit Officer at Ujjivan Small Finance Bank India.

Which similar companies are paying more than Ujjivan Small Finance Bank to a Credit Officer in India?

Emirates NBD Credit Officer Salary - ₹12.0 Lakhs to ₹20.0 Lakhs per year
Central Bank of India Credit Officer Salary - ₹12.4 Lakhs to ₹21.5 Lakhs per year
UCO Bank Credit Officer Salary - ₹13.2 Lakhs to ₹18.0 Lakhs per year
IDBI Bank Credit Officer Salary - ₹7.0 Lakhs to ₹18.0 Lakhs per year
Canara Bank Credit Officer Salary - ₹8.0 Lakhs to ₹19.5 Lakhs per year

What is the salary of a Credit Officer in companies similar to Ujjivan Small Finance Bank in India?

Union Bank of India Credit Officer Salary - ₹6.5 Lakhs to ₹19.5 Lakhs per year
Federal Bank Credit Officer Salary - ₹5.1 Lakhs to ₹16.0 Lakhs per year
Karur Vysya Bank Credit Officer Salary - ₹4.5 Lakhs to ₹15.0 Lakhs per year
Karnataka Bank Credit Officer Salary - ₹7.0 Lakhs to ₹12.0 Lakhs per year
City Union Bank Credit Officer Salary - ₹3.5 Lakhs to ₹12.3 Lakhs per year

What is the estimated take home salary of a Credit Officer at Ujjivan Small Finance Bank in India?

The estimated take-home salary of a Credit Officer at Ujjivan Small Finance Bank ranges between ₹31,746 per month to ₹33,034 per month in India. The take-home salary calculation is based on the average Ujjivan Small Finance Bank Credit Officer salary in India which ranges between ₹1.9 Lakhs to ₹6.0 Lakhs per year for employees with less than 1 year of experience to 8 years. Check how did we calculate take home salary?

What is the notice period for Credit Officer at Ujjivan Small Finance Bank?

According to AmbitionBox, 78% of the Ujjivan Small Finance Bank Credit Officers reported a notice period of 3 Months, 11% reported a notice period of 1 Month and the remaining reported other notice period durations. This is based on 279 responses on AmbitionBox in last 2 years.

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Ujjivan Small Finance Bank Credit Officer Salaries by Location

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Ujjivan Small Finance Bank Credit Officer Salaries

Ujjivan Small Finance Bank Credit Officer salary in India ranges between ₹1.9 Lakh to ₹6 Lakhs with an average annual salary of ₹. Salary estimates are based on 358 Ujjivan Small Finance Bank latest salaries received from various employees of Ujjivan Small Finance Bank.

Ujjivan Small Finance Bank Credit Officer salaries in India (Updated 2025)

Companies similar to Ujjivan Small Finance Bank for Credit Officer

Latest annual salaries shared by Ujjivan Small Finance Bank Credit Officer

Experience wise Ujjivan Small Finance Bank Credit Officer salaries

Similar Designation salaries in Ujjivan Small Finance Bank

Top skills at Ujjivan Small Finance Bank for Credit Officer

Salary related reviews for Ujjivan Small Finance Bank

Credit Officer in Pune

Branch Manager in Gopiballavpur

Branch Manager in Bhubaneswar

Branch Manager in Pune

Branch Manager in Valsad

Ujjivan Small Finance Bank Credit Officer Salary FAQs

Tell us how to improve this page.

Ujjivan Small Finance Bank Credit Officer Salaries by Location