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Ujjivan Small Finance Bank

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Ujjivan Small Finance Bank Credit Officer salaries in India (Updated 2025)

Annual salary range
0 - 8 years exp.
₹1.9 Lakh - ₹6 Lakhs
Salary of majority employees
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18% more than the average Credit Officer Salary in Banking Companies for 0 - 8 years of experience

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Salaries in different departments

BFSI, Investments & Trading
Credit Officer Salary
0 - 8 years exp. (120 salaries)
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₹2 L/yr - ₹5.1 L/yr

Finance & Accounting
Credit Officer Salary
0 - 8 years exp. (97 salaries)
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₹1.9 L/yr - ₹6 L/yr

Risk Management & Compliance
Credit Officer Salary
2 - 8 years exp. (15 salaries)
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₹2.5 L/yr - ₹4.9 L/yr

Customer Success, Service & Operations
Credit Officer Salary
1 - 8 years exp. (13 salaries)
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₹2.8 L/yr - ₹4.7 L/yr

Data Science & Analytics
Credit Officer Salary
3 - 7 years exp. (8 salaries)
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₹3.1 L/yr - ₹4.6 L/yr

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Last Updated: 18 Mar 2025

Companies similar to Ujjivan Small Finance Bank for Credit Officer

Company name Avg Annual Salary Open Jobs
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HDFC Bank Credit Officer Salary

1 - 8 years exp. (249 salaries)

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₹1.5 L/yr - ₹4 L/yr

arrow icon 40% less
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₹1.5 L/yr - ₹4.1 L/yr

arrow icon 38% less
5 job openings
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Axis Bank Credit Officer Salary

0 - 6 years exp. (171 salaries)

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₹1.2 L/yr - ₹6.5 L/yr

arrow icon 15% less
1 job opening
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RBL Bank Credit Officer Salary

0 - 7 years exp. (167 salaries)

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₹1.4 L/yr - ₹4.4 L/yr

arrow icon 36% less
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IndusInd Bank Credit Officer Salary

1 - 10 years exp. (131 salaries)

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₹1.5 L/yr - ₹4.2 L/yr

arrow icon 34% less
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ICICI Bank Credit Officer Salary

0 - 6 years exp. (118 salaries)

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₹1.2 L/yr - ₹4.7 L/yr

arrow icon 41% less
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Kotak Mahindra Bank Credit Officer Salary

1 - 6 years exp. (96 salaries)

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₹1.5 L/yr - ₹4.5 L/yr

arrow icon 37% less
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Jana Small Finance Bank Credit Officer Salary

0 - 7 years exp. (50 salaries)

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₹1.3 L/yr - ₹3.6 L/yr

arrow icon 40% less
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Yes Bank Credit Officer Salary

2 - 10 years exp. (48 salaries)

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₹2 L/yr - ₹4 L/yr

arrow icon 35% less
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IDFC FIRST Bank Credit Officer Salary

0 - 8 years exp. (41 salaries)

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₹2.1 L/yr - ₹4.9 L/yr

arrow icon 32% less
View all
Credit Officer salary at Ujjivan Small Finance Bank ranges between ₹1.9 Lakh to ₹6 Lakhs per year for employees with less than 1 year of experience to 8 years. Salary estimates are based on 359 latest salaries received from various employees of Ujjivan Small Finance Bank.

Latest annual salaries shared by Ujjivan Small Finance Bank Credit Officer

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Experience wise Ujjivan Small Finance Bank Credit Officer salaries

Last Updated: 18 Mar 2025

Experience Avg Annual Salary
Fresher  (6 salaries)

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₹2.9 L/yr - ₹5 L/yr
1 year  (13 salaries)

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₹3.6 L/yr - ₹4.5 L/yr
2 years  (32 salaries)

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₹2.3 L/yr - ₹5 L/yr
3 years  (53 salaries)

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₹1.9 L/yr - ₹5 L/yr
4 years  (57 salaries)

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₹2.2 L/yr - ₹5.2 L/yr
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Ujjivan Small Finance Bank Credit Officer Salary and Career Growth

From

To

Credit Officer

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0 - 8 years exp.

Area Credit Manager

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6 - 16 years exp.

Credit Officer 0 - 8 years exp.
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Cluster Credit Manager 5 - 12 years exp.
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arrow icon 104% hike
    Area Credit Manager 6 - 16 years exp.
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    arrow icon 76% hike
    Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

    Similar Designation salaries in Ujjivan Small Finance Bank

    Credit Manager Salary
    (135 salaries)
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    ₹2.66 L/yr - ₹9.18 L/yr
    Sales Officer Salary
    (319 salaries)
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    ₹1.8 L/yr - ₹4.5 L/yr
    Credit Analyst Salary
    (6 salaries)
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    ₹3.25 L/yr - ₹6.15 L/yr
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    ₹3.1 L/yr - ₹5.5 L/yr
    Officer Salary
    (60 salaries)
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    ₹1.9 L/yr - ₹4.6 L/yr
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    ₹2.5 L/yr - ₹5.2 L/yr
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    ₹3 L/yr - ₹4 L/yr
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    ₹9.2 L/yr - ₹19.31 L/yr
    Branch Manager Salary
    (310 salaries)
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    ₹4.36 L/yr - ₹14.5 L/yr
    Deputy Manager Salary
    (263 salaries)
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    ₹2.5 L/yr - ₹6.46 L/yr

    Top skills at Ujjivan Small Finance Bank for Credit Officer

    Credit Management Financial Analysis Underwriting Banking Business Analysis Legal Due Diligence MS Office Quantitative Analysis Credit Underwriting Field Operations Analytical MIS mortgage Credit Analysis

    Salary related reviews for Ujjivan Small Finance Bank

    3.7

    Rated by 208 employees for salary & benefits

    Full Time

     · 

    Finance & Accounting Department

    4.0
      •  posted on 01 Aug 2019

    5.0
     for  Salary and Benefits

    Likes

    It is good place to work.Like career growth was excellent for me and also salary and apprisal.I enjoyed when i do my job bcz its a very friendly environment for working.I want to yold also my learning.development is growing day by day.Thanku ujjivan for giving me opportunity to work with u.

    read more
    • Salary - Excellent
    • +6 more

    Dislikes

    MAnager do not value an individuals unique strengths,which is why i have to take back my suggestions most of time.

    Full Time

     · 

    BFSI, Investments & Trading Department

    2.0
      •  posted on 04 Jan 2023

    2.0
     for  Salary and Benefits

    Likes

    Salary on 25th. Employment engagement is very good.

    • Job security - Good

    Dislikes

    Work on holiday sales team & branch team 2nd & 4th saturday. No comp off. Comp off is credited in your leave balance but supervisor above BM role is not provided. 10 days mandatory leave provide by supervisor above if providing then only 5 to 6days. Work & life balance is very disappointed.

    read more
    • Salary - Poor
    • +5 more

    Full Time

     · 

    BFSI, Investments & Trading Department

    5.0
      •  posted on 25 Aug 2022

    4.0
     for  Salary and Benefits

    Likes

    Growing bank.Getting Salary and incentives on time .Good Health insurance and other employee benefit are provided by bank.

    read more
    • Salary - Good
    • +3 more

    Dislikes

    Family and work life balance are difficult to manage as we have to work 2nd and 4th Saturday also .

    • Job security - Bad

    BFSI, Investments & Trading Department

    5.0
      •  posted on 03 Jan 2022

    5.0
     for  Salary and Benefits

    Likes

    Good work environment and culture and Small banking growth.

    • Salary - Excellent
    • +6 more

    Dislikes

    Your branches need, There is a lot of politics and the management doesn't address our issues salary is slow. there is a bond of 2 years before which you cannot resign on the job training is not given to new joinees......

    read more

    BFSI, Investments & Trading Department

    5.0
      •  posted on 12 Apr 2021

    5.0
     for  Salary and Benefits

    Likes

    Company caring for each N every Employee at any level. Give all Comfort. All Jobs are safe .no any intention to move it or fire them from company. All roles are clears for all. All Branches behave like home branch for any Cust.

    read more
    • Salary - Excellent
    • +6 more

    Dislikes

    Overall all is ok. Have to see one time compensation of vintage staff to Revise

    read more
    see more salary related reviews

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    Ujjivan Small Finance Bank Credit Officer Salary FAQs

    What is the salary of Credit Officer at Ujjivan Small Finance Bank ?
    The average salary of a Credit Officer at Ujjivan Small Finance Bank in India typically ranges from ₹1.9 Lakhs to ₹6.0 Lakhs per year, depending on experience (from Fresher to 8 years).

    The top 10% of Credit Officer at Ujjivan Small Finance Bank earn more than ₹4.8 Lakhs per year, and the top 1% earn over ₹5.5 Lakhs per year. Credit Officer Salaries at Ujjivan Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

    These estimates are based on salary data submitted by 300+ Ujjivan Small Finance Bank employees in India.
    What is the estimated take home salary of a Credit Officer at Ujjivan Small Finance Bank in India?
    The estimated take-home salary of a Credit Officer at Ujjivan Small Finance Bank in India typically ranges from ₹31,889 to ₹33,175 per month. This is based on the average salary range of ₹1.9 Lakhs to ₹6.0 Lakhs per year for employees with experience ranging from Fresher to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 300+ salaries received from various employees of Ujjivan Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
    What are the key skills required to be a Credit Officer at Ujjivan Small Finance Bank ?
    To be a Credit Officer at Ujjivan Small Finance Bank in india, the key skills required include:

    • - Credit Management
    • - Financial Analysis
    • - Underwriting
    • - Banking
    • - Business Analysis

    These skills are highly valued at Ujjivan Small Finance Bank and are crucial for successful performance in a Software Engineering role.
    Which companies offer higher salaries than Ujjivan Small Finance Bank for Credit Officer in India?
    Emirates NBD ₹12.0 Lakhs to ₹20.0 Lakhs per year
    Central Bank of India ₹12.4 Lakhs to ₹21.5 Lakhs per year
    UCO Bank ₹13.2 Lakhs to ₹18.0 Lakhs per year
    IDBI Bank ₹7.0 Lakhs to ₹18.0 Lakhs per year
    Canara Bank ₹8.0 Lakhs to ₹19.5 Lakhs per year

    These companies are known for offering competitive compensation packages that can exceed the salary offered by Ujjivan Small Finance Bank, depending on the role and experience level.
    What is the salary of a Credit Officer in companies similar to Ujjivan Small Finance Bank in India?
    The salary of a Credit Officer at companies similar to Ujjivan Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

    Union Bank of India ₹6.5 Lakhs to ₹19.5 Lakhs per year
    Federal Bank ₹5.3 Lakhs to ₹16.0 Lakhs per year
    Karur Vysya Bank ₹7.5 Lakhs to ₹15.0 Lakhs per year
    J&K Bank ₹9.1 Lakhs to ₹12.0 Lakhs per year
    Karnataka Bank ₹7.0 Lakhs to ₹12.0 Lakhs per year

    These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
    How the salary growth look like for a Credit Officer at Ujjivan Small Finance Bank in India?
    The salary growth for a Credit Officer at Ujjivan Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at Ujjivan Small Finance Bank:

    Experience Average Salary Range
    Fresher ₹2.9 Lakhs to ₹5.0 Lakhs per year
    1 year ₹3.6 Lakhs to ₹4.5 Lakhs per year
    2 years ₹2.3 Lakhs to ₹5.0 Lakhs per year
    3 years ₹1.9 Lakhs to ₹5.0 Lakhs per year
    and so on.

    Tell us how to improve this page.

    Ujjivan Small Finance Bank Credit Officer salary in India ranges between ₹1.9 Lakh to ₹6 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 359 Ujjivan Small Finance Bank latest salaries received from various employees of Ujjivan Small Finance Bank.