HDFC Bank Credit Officer Salaries by 200+ Employees (Updated 2025)

1 - 8 years exp.

₹1.2 Lakh - ₹4 Lakhs

Salary of majority employees

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29% less than the average Credit Officer Salary in Banking Companies for 1 - 8 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 1 - 7 years exp. (74 salaries)	Unlock ₹1.6 L/yr - ₹3.3 L/yr
Finance & Accounting Credit Officer Salary 1 - 7 years exp. (36 salaries)	Unlock ₹1.2 L/yr - ₹4 L/yr
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Risk Management & Compliance Credit Officer Salary 1 - 8 years exp. (18 salaries)	Unlock ₹1.9 L/yr - ₹3 L/yr
Customer Success, Service & Operations Credit Officer Salary 2 - 6 years exp. (9 salaries)	Unlock ₹2.2 L/yr - ₹3 L/yr
Sales & Business Development Credit Officer Salary 2 - 4 years exp. (4 salaries)	Unlock ₹1.5 L/yr - ₹2.9 L/yr

Last Updated: 1 Mar 2025

Companies similar to HDFC Bank for Credit Officer

Company name	Avg Annual Salary	Open Jobs
State Bank of India Credit Officer Salary 2 - 8 years exp. (31 salaries)	Unlock ₹8.5 L/yr - ₹17 L/yr 355% more
ICICI Bank Credit Officer Salary 0 - 6 years exp. (118 salaries)	Unlock ₹1.2 L/yr - ₹4.7 L/yr 1% less
Login to view exact salary
Axis Bank Credit Officer Salary 0 - 6 years exp. (175 salaries)	Unlock ₹1.2 L/yr - ₹6.8 L/yr 42% more	1 job opening
Punjab National Bank Credit Officer Salary 0 - 4 years exp. (6 salaries)	Unlock ₹5.3 L/yr - ₹12 L/yr 317% more
Bank of Baroda Credit Officer Salary 5 - 12 years exp. (106 salaries)	Unlock ₹6 L/yr - ₹20 L/yr 443% more
Canara Bank Credit Officer Salary 7 - 12 years exp. (16 salaries)	Unlock ₹8 L/yr - ₹19.5 L/yr 413% more
Union Bank of India Credit Officer Salary 2 - 13 years exp. (18 salaries)	Unlock ₹6.5 L/yr - ₹19.5 L/yr 385% more
IDBI Bank Credit Officer Salary 0 - 13 years exp. (16 salaries)	Unlock ₹7 L/yr - ₹18 L/yr 452% more
Bank of India Credit Officer Salary 0 - 7 years exp. (72 salaries)	Unlock ₹5 L/yr - ₹14 L/yr 300% more
Indian Overseas Bank Credit Officer Salary 7 - 12 years exp. (8 salaries)	Unlock ₹14 L/yr - ₹22 L/yr 496% more
Central Bank of India Credit Officer Salary 3 - 8 years exp. (8 salaries)	Unlock ₹12.4 L/yr - ₹21.5 L/yr 520% more
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Yes Bank Credit Officer Salary 2 - 10 years exp. (50 salaries)	Unlock ₹2 L/yr - ₹4 L/yr 12% more
IndusInd Bank Credit Officer Salary 1 - 10 years exp. (135 salaries)	Unlock ₹1.2 L/yr - ₹4.2 L/yr 9% more
Kotak Mahindra Bank Credit Officer Salary 1 - 6 years exp. (96 salaries)	Unlock ₹1.5 L/yr - ₹4.5 L/yr 5% more
Federal Bank Credit Officer Salary 0 - 6 years exp. (21 salaries)	Unlock ₹5.1 L/yr - ₹16 L/yr 324% more
South Indian Bank Credit Officer Salary 1 - 11 years exp. (10 salaries)	Unlock ₹9 L/yr - ₹15 L/yr 385% more
Karur Vysya Bank Credit Officer Salary 2 - 12 years exp. (30 salaries)	Unlock ₹4.5 L/yr - ₹15 L/yr 315% more
City Union Bank Credit Officer Salary 3 - 10 years exp. (23 salaries)	Unlock ₹3.5 L/yr - ₹12.3 L/yr 188% more
Tamilnad Mercantile Bank Credit Officer Salary 5 - 14 years exp. (6 salaries)	Unlock ₹7.5 L/yr - ₹10.5 L/yr 266% more
Karnataka Bank Credit Officer Salary 3 - 11 years exp. (19 salaries)	Unlock ₹7 L/yr - ₹12 L/yr 288% more

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Credit Officer salary at HDFC Bank ranges between ₹1.2 Lakh to ₹4 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 252 latest salaries received from various employees of HDFC Bank.

Latest annual salaries shared by HDFC Bank Credit Officer

3d ago

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1 year exp.

3d ago

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2 years exp.

1w ago

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4 years exp.

1w ago

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1 year exp.

3w ago

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5 years exp.

3w ago

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3 years exp.

1mo ago

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4 years exp.

2mo ago

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8 years exp.

2mo ago

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6 years exp.

3mo ago

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6 years exp.

Experience wise HDFC Bank Credit Officer salaries

Last Updated: 1 Mar 2025

Experience	Avg Annual Salary
1 year (33 salaries)	Unlock ₹1.6 L/yr - ₹3.3 L/yr
2 years (39 salaries)	Unlock ₹1.1 L/yr - ₹3.3 L/yr
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3 years (60 salaries)	Unlock ₹1.5 L/yr - ₹3.6 L/yr
4 years (44 salaries)	Unlock ₹1.6 L/yr - ₹3.2 L/yr
5 years (43 salaries)	Unlock ₹1.6 L/yr - ₹3.6 L/yr
6 years (25 salaries)	Unlock ₹2 L/yr - ₹3.2 L/yr
7 years (4 salaries)	Unlock ₹2.2 L/yr - ₹4 L/yr
8 years (4 salaries)	Unlock ₹2.4 L/yr - ₹3 L/yr

View all

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Area Credit Manager Salary

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Branch Manager Salary

(1.6k salaries)

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(15.1k salaries)

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₹2 L/yr - ₹10.8 L/yr

Top skills at HDFC Bank for Credit Officer

Relationship Management Finance Operations Management Communication Skills Front Office Channel Partners Financial Services Marketing Retail Lending

Salary related reviews for HDFC Bank

3.4

Rated by 279 employees for salary & benefits

Credit Officer in Kendujhar

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 20 Jun 2023

3.0

for Salary and Benefits

Likes

... and promotions of subordinate staffs its should be strong look over by HR team. Im 4yr 3 months almost completed here but no promotion till not get yet and salary also very slow very slow increase. But iam always like to tell every one that HDFC bank is a very big and very good bank in India. I am very very happy that i am one of the part of this big corporate.

Skill development - Excellent

+4 more

Dislikes

Nothing.

Credit Officer in Alipurduar

Full Time

Risk Management & Compliance Department

4.0

• posted on 13 Sep 2022

3.0

for Salary and Benefits

Likes

JOB SECURITY, JOB TYPE THESE ARE THINGS ARE GOOD HERE. MENTAL PRESSURE AND WORK LOAD ARE NOT THAT HUGE. IT'S ABSOLUTELY DOABLE.

Skill development - Good

+2 more

Dislikes

SALARY STRUCTURE, PROMOTION OF APPRAISAL, WORK CULTURE IS NOT GOOD. SOME BOSSES ARE ALSO VERY EGOISTIC AND NOT HELPFUL. THEY ARE ABSOLUTELY NOT INTERESTED TO PROGRESS OUR CAREER.EXCEPTIONAL ARE ALWAYS THERE.

Promotions - Bad

Credit Officer in Tezpur

Full Time

Finance & Accounting Department

5.0

• posted on 11 Jun 2020

5.0

for Salary and Benefits

Likes

During the lockdown period company offering us the monthly salary without any deduction. That's the best part. My mentor and the Seniors are so much concerned about our safety and security. Just thankful for that. Looking forward for more opportunities and growth here. Thank you for the support HDFC. Thanx a lot.

Salary - Excellent

+6 more

Dislikes

Nothing

Credit Officer in Akola, Maharashtra Nanded

Full Time

Other Department

4.0

• posted on 02 Aug 2023

2.0

for Salary and Benefits

Likes

The work environment at HDFC Bank was professional and supportive. I had a great team of colleagues who were always willing to help each other out. The management was also very supportive and understanding. I had a positive overall experience working as a credit officer at HDFC Bank. I learned a lot about the banking industry and about credit analysis. I also developed my skills in customer service and teamwork. I would recommend this role to anyone who is interested in a career in banking. I believe that working as a credit officer at HDFC Bank is a rewarding career. It offers a good salary and benefits, as well as opportunities to learn and develop skills. However, it is important to be aware of the long hours and demanding workload before you apply for this role.

Job security - Excellent

+1 more

Dislikes

...ing workload, High-pressure environment, Every day daily 100km travel required, Less salary, Business team always pressure for complete file work, Always get approval form higher authority and alway Hollyday working no Saturday or Sunday every day is working day.

Salary - Poor

+2 more

Credit Officer in Mumbai

Full Time

Other Department

4.0

• posted on 03 Jul 2023

1.0

for Salary and Benefits

Likes

I have a lot to learn in HDFC Bank till date, I have very little to learn. My staff has helped me a lot to move forward and supported me every time. Thanku HDFC Bank

Skill development - Excellent

+3 more

Dislikes

As much as the credit officer is working in SLI department, he does not have salary debt from the bank. Bank takes a lot of work in low salary and does not give increment annually as required. I am dissatisfied for Salary.

Salary - Bad

+1 more

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What people are saying about HDFC Bank

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spellbindingmint

works at

HDFC Bank

I got offer from Infosys as associate consultant and currently working as Wealth manager for HDFC bank. Is job security there in Infosys?

The scenario is here in HDFC, they are forcing us to join operations team and reducing our salary from 14lpa to 8.5lpa. While Infosys is offering 10.5lpa. What should I do as I think the in hand salary will be similar in both the companies. Worried about job security in... read more

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HDFC Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at HDFC Bank?

Credit Officer salary at HDFC Bank in India ranges between ₹1.2 Lakhs to ₹4.0 Lakhs for experience between 1 years to 8 years. According to our estimates it is 29% less than the average Credit Officer Salary in India. Salary estimates are based on 252 latest salaries received from various employees of HDFC Bank India.

How does the salary of a Credit Officer at HDFC Bank India compare with the average salary range for this job?

The average salary of a Credit Officer at HDFC Bank is 29% less than the average salary of a Credit Officer in India. To know exact salary insights, login to view.

What are the top skills required to work as a Credit Officer at HDFC Bank?

Relationship Management, Finance, Operations Management, Communication Skills and Front Office are some of the popular skills required to work as a Credit Officer at HDFC Bank India.

Which similar companies are paying more than HDFC Bank to a Credit Officer in India?

Central Bank of India Credit Officer Salary - ₹12.4 Lakhs to ₹21.5 Lakhs per year
Indian Overseas Bank Credit Officer Salary - ₹14.0 Lakhs to ₹22.0 Lakhs per year
UCO Bank Credit Officer Salary - ₹13.2 Lakhs to ₹18.0 Lakhs per year
IDBI Bank Credit Officer Salary - ₹7.0 Lakhs to ₹18.0 Lakhs per year
Bank of Baroda Credit Officer Salary - ₹6.0 Lakhs to ₹20.0 Lakhs per year

What is the salary of a Credit Officer in companies similar to HDFC Bank in India?

Canara Bank Credit Officer Salary - ₹8.0 Lakhs to ₹19.5 Lakhs per year
South Indian Bank Credit Officer Salary - ₹9.0 Lakhs to ₹15.0 Lakhs per year
Union Bank of India Credit Officer Salary - ₹6.5 Lakhs to ₹19.5 Lakhs per year
Indian Bank Credit Officer Salary - ₹9.0 Lakhs to ₹12.5 Lakhs per year
State Bank of India Credit Officer Salary - ₹8.5 Lakhs to ₹17.0 Lakhs per year

What is the estimated take home salary of a Credit Officer at HDFC Bank in India?

The estimated take-home salary of a Credit Officer at HDFC Bank ranges between ₹17,925 per month to ₹19,619 per month in India. The take-home salary calculation is based on the average HDFC Bank Credit Officer salary in India which ranges between ₹1.2 Lakhs to ₹4.0 Lakhs per year for employees with experience between 1 years to 8 years. Check how did we calculate take home salary?

What is the notice period for Credit Officer at HDFC Bank?

According to AmbitionBox, 81% of the HDFC Bank Credit Officers reported a notice period of 1 Month, 11% reported a notice period of 15 days or less and the remaining reported other notice period durations. This is based on 478 responses on AmbitionBox in last 2 years.

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HDFC Bank Credit Officer Salaries by Location

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HDFC Bank Credit Officer Salaries

HDFC Bank Credit Officer salary in India ranges between ₹1.2 Lakh to ₹4 Lakhs with an average annual salary of ₹. Salary estimates are based on 252 HDFC Bank latest salaries received from various employees of HDFC Bank.

HDFC Bank Credit Officer salaries in India (Updated 2025)

Companies similar to HDFC Bank for Credit Officer

Latest annual salaries shared by HDFC Bank Credit Officer

Experience wise HDFC Bank Credit Officer salaries

Similar Designation salaries in HDFC Bank

Top skills at HDFC Bank for Credit Officer

Salary related reviews for HDFC Bank

Credit Officer in Kendujhar

Credit Officer in Alipurduar

Credit Officer in Tezpur

Credit Officer in Akola, Maharashtra Nanded

Credit Officer in Mumbai

HDFC Bank Credit Officer Salary FAQs

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HDFC Bank Credit Officer Salaries by Location