Punjab National Bank Credit Officer Salaries by 6 Employees (Updated 2025)

0 - 4 years exp.

₹5.3 Lakhs - ₹12 Lakhs

Low Confidence

Salary of majority employees

194% more than the average Credit Officer Salary in Banking Companies for 0 - 4 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 0 - 4 years exp. (4 salaries)	₹5.3 L/yr - ₹11 L/yr
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Finance & Accounting Credit Officer Salary 1 year exp. (AmbitionBox Estimate)	₹10.9 L/yr - ₹12 L/yr

Last Updated: 20 Feb 2025

Companies similar to Punjab National Bank for Credit Officer

Company name	Avg Annual Salary	Open Jobs
State Bank of India Credit Officer Salary 2 - 10 years exp. (38 salaries)	₹6 L/yr - ₹17 L/yr 13% more
ICICI Bank Credit Officer Salary 0 - 6 years exp. (120 salaries)	₹1.2 L/yr - ₹4.7 L/yr 77% less
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HDFC Bank Credit Officer Salary 1 - 8 years exp. (333 salaries)	₹1.2 L/yr - ₹4 L/yr 76% less
Axis Bank Credit Officer Salary 0 - 6 years exp. (176 salaries)	₹1.2 L/yr - ₹6.7 L/yr 66% less	1 job opening
Bank of Baroda Credit Officer Salary 5 - 12 years exp. (104 salaries)	₹6 L/yr - ₹20 L/yr 32% more
Canara Bank Credit Officer Salary 7 - 12 years exp. (16 salaries)	₹8 L/yr - ₹19.5 L/yr 28% more
Union Bank of India Credit Officer Salary 2 - 13 years exp. (18 salaries)	₹6.5 L/yr - ₹19.5 L/yr 16% more
IDBI Bank Credit Officer Salary 0 - 13 years exp. (16 salaries)	₹7 L/yr - ₹18 L/yr 32% more
Bank of India Credit Officer Salary 0 - 7 years exp. (72 salaries)	₹5 L/yr - ₹14 L/yr 4% less
Indian Overseas Bank Credit Officer Salary 7 - 12 years exp. (8 salaries)	₹14 L/yr - ₹22 L/yr 43% more

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Credit Officer salary at Punjab National Bank ranges between ₹5.3 Lakhs to ₹12 Lakhs per year for employees with less than 1 year of experience to 4 years. Salary estimates are based on 6 latest salaries received from various employees of Punjab National Bank.

Experience wise Punjab National Bank Credit Officer salaries

Last Updated: 20 Feb 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹10 L/yr - ₹19.2 L/yr
1 year (AmbitionBox Estimate)	₹4.3 L/yr - ₹12 L/yr
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2 years (AmbitionBox Estimate)	₹9.6 L/yr - ₹12.3 L/yr
3 years (3 salaries)	₹5.3 L/yr - ₹19.2 L/yr
4 years (AmbitionBox Estimate)	₹4.3 L/yr - ₹11 L/yr

From

Credit Officer

₹

Lakhs/yr

0 - 4 years exp.

Chief Manager

₹

Lakhs/yr

10 - 18 years exp.

Credit Officer 0 - 4 years exp.

Credit Manager 4 - 9 years exp.

50% hike

Senior Manager 7 - 15 years exp.

28% hike

Similar Designation salaries in Punjab National Bank

Credit Manager Salary

(45 salaries)

₹6.8 L/yr - ₹20 L/yr

Sales Officer Salary

(7 salaries)

₹0.95 L/yr - ₹3 L/yr

Credit Analyst Salary

(4 salaries)

₹6.76 L/yr - ₹16 L/yr

Senior Credit Officer Salary

(4 salaries)

₹11.5 L/yr - ₹23 L/yr

Officer Salary

(31 salaries)

₹3.67 L/yr - ₹13 L/yr

Branch Manager Salary

(46 salaries)

₹5.75 L/yr - ₹20 L/yr

Deputy Manager Salary

(51 salaries)

₹5 L/yr - ₹15.7 L/yr

Chief Manager Salary

(163 salaries)

₹12.76 L/yr - ₹50.52 L/yr

Sales Manager Salary

(4 salaries)

₹1.8 L/yr - ₹4.5 L/yr

Branch Credit Manager Salary

(6 salaries)

₹8 L/yr - ₹10 L/yr

Salary related reviews for Punjab National Bank

3.3

Rated by 5 employees for salary & benefits

Deputy Manager in Patna

Full Time

Strategic & Top Management Department

1.0

• posted on 03 Sep 2024

2.0

for Salary and Benefits

Likes

No matter what you do your salary will remain same.

Job security - Excellent

Dislikes

Frequent transfers to remote villages create hell lot of family problems and other problems as well. Banking sector has hell lot of corruption and you will feel very insecure if you are moral.

Salary - Poor

+5 more

Senior Associate in Mandi

Full Time

Finance & Accounting Department

3.0

• posted on 18 Oct 2023

4.0

for Salary and Benefits

Likes

Job security Good Salary Good perks and allowances Supportive to leaners and new joinees Overall good in terms of learning new things

Salary - Good

+1 more

Dislikes

No work life balance Extending work hours Bad management Poor work culture in top management Work pressure too much in officer cadre

Company culture - Poor

+1 more

Deputy Manager in New Delhi

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 16 Oct 2023

3.0

for Salary and Benefits

Likes

decent salary and perks but still less than Central Governments employees

Job security - Excellent

Dislikes

Undue pressure is put on us for target completion with staff shortage. Apart from this we have to deal with throttling compliance policies which makes even simple work cumbersome and difficult. There are so many portals for complaints and we are always on our toes.

Skill development - Poor

+3 more

Chief Manager in Patiala

BFSI, Investments & Trading Department

5.0

• posted on 26 Oct 2018

4.0

for Salary and Benefits

Likes

...on is excellent.In a nutshell good and progressive bank with solid fundamentals. Salary is as in other PSU banks.

Salary - Good

+6 more

Dislikes

It is hectic sometimes

Chief Manager in Kolkata

BFSI, Investments & Trading Department

5.0

• posted on 05 Oct 2018

4.0

for Salary and Benefits

Likes

... a public sector bank , the activities are as per the directives of RBI/GovtThe. Salary is as per bi-partite settlement between IBA and trade unions.

Salary - Good

+5 more

Dislikes

There is no work-life balance, especially for the branch heads.

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a senior quality lead

Help me with in hand salary

Hi All, I'm so much confused in calculating my in hand salary by excluding the variable pay. Anyhow variable pay will have 30% tax directly on it. So by excluding If I calculate my monthly inhand using old and as well as new regime of 2025. I don't know which one to choose and which is best for me. Currently 80C is 1.5lakhs and 80D is 50k and Rent paid was around 75k help me to calculate in hand as per the above assumptions

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Punjab National Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at Punjab National Bank?

Credit Officer salary at Punjab National Bank in India ranges between ₹5.3 Lakhs to ₹12.0 Lakhs for less than 1 year of experience to 4 years. According to our estimates it is 194% more than the average Credit Officer Salary in India. Salary estimates are based on 6 latest salaries received from various employees of Punjab National Bank India.

How does the salary of a Credit Officer at Punjab National Bank India compare with the average salary range for this job?

The average salary of a Credit Officer at Punjab National Bank is 194% more than the average salary of a Credit Officer in India. To know exact salary insights, login to view.

Which similar companies are paying more than Punjab National Bank to a Credit Officer in India?

Central Bank of India Credit Officer Salary - ₹12.4 Lakhs to ₹21.5 Lakhs per year
Indian Overseas Bank Credit Officer Salary - ₹14.0 Lakhs to ₹22.0 Lakhs per year
NatWest Group Credit Officer Salary - ₹7.8 Lakhs to ₹20.0 Lakhs per year
IDBI Bank Credit Officer Salary - ₹7.0 Lakhs to ₹18.0 Lakhs per year
Bank of Baroda Credit Officer Salary - ₹6.0 Lakhs to ₹20.0 Lakhs per year

What is the salary of a Credit Officer in companies similar to Punjab National Bank in India?

Canara Bank Credit Officer Salary - ₹8.0 Lakhs to ₹19.5 Lakhs per year
Union Bank of India Credit Officer Salary - ₹6.5 Lakhs to ₹19.5 Lakhs per year
State Bank of India Credit Officer Salary - ₹6.0 Lakhs to ₹17.0 Lakhs per year
Indian Bank Credit Officer Salary - ₹9.0 Lakhs to ₹12.5 Lakhs per year
Bank of India Credit Officer Salary - ₹5.0 Lakhs to ₹14.0 Lakhs per year

What is the estimated take home salary of a Credit Officer at Punjab National Bank in India?

The estimated take-home salary of a Credit Officer at Punjab National Bank ranges between ₹76,497 per month to ₹78,480 per month in India. The take-home salary calculation is based on the average Punjab National Bank Credit Officer salary in India which ranges between ₹5.3 Lakhs to ₹12.0 Lakhs per year for employees with less than 1 year of experience to 4 years. Check how did we calculate take home salary?

What is the notice period for Credit Officer at Punjab National Bank?

According to AmbitionBox, 42% of the Punjab National Bank Credit Officers reported a notice period of 1 Month, 37% reported a notice period of 3 Months and the remaining reported other notice period durations. This is based on 19 responses on AmbitionBox in last 2 years.

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Punjab National Bank Credit Officer Salaries

Punjab National Bank Credit Officer salary in India ranges between ₹5.3 Lakhs to ₹12 Lakhs with an average annual salary of ₹. Salary estimates are based on 6 Punjab National Bank latest salaries received from various employees of Punjab National Bank.

Punjab National Bank Credit Officer salaries in India (Updated 2025)

Companies similar to Punjab National Bank for Credit Officer

Latest annual salaries shared by Punjab National Bank Credit Officer

Experience wise Punjab National Bank Credit Officer salaries

Similar Designation salaries in Punjab National Bank

Salary related reviews for Punjab National Bank

Deputy Manager in Patna

Senior Associate in Mandi

Deputy Manager in New Delhi

Chief Manager in Patiala

Chief Manager in Kolkata

Punjab National Bank Credit Officer Salary FAQs

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