Punjab National Bank Interview Questions, Process, and Tips

Q1. Type of Charge?
Ans. 
Type of charge refers to the nature of the financial obligation, such as fixed or floating charge.
• Type of charge can be fixed or floating.

• Fixed charge is a specific charge on particular assets of a company, while floating charge is a charge on a class of assets that change from time to time.

• Examples of fixed charges include mortgages and debentures, while examples of floating charges include inventory and accounts rece...read more
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Q2. What is the role of CERSAI portal?
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CERSAI portal is a centralized platform for registering and maintaining security interests created by lenders on movable assets.
• CERSAI stands for Central Registry of Securitization Asset Reconstruction and Security Interest of India.

• It helps in creating a central registry of security interests on movable assets to prevent fraud and improve transparency in lending.

• Lenders are required to register their security interest...read more
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Q1. Recovery of stress loan.
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Q2. Marketing of Banking and bank's tie up insurance products.
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Q3. Operational banking.
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Q4. Customer service.
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Q5. Bank link insurance business.
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Q1. Bank ki saaf Safai Rakhna office ki filon ko Sahi Jagah per Rakhna Bank Mein Jo Aaye Unki sahayata karna
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Q2. Bank ki saaf Safai Rakhna
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Q3. Bank ki filon ko Sahi Jagah per Rakhna
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Q4. Bank Mein Jo Aaye jinki sahayata karna
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Q5. Pure Bank ke kam ki dekhbhal Rakhna
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Q1. How the quality of risk governance in the bank can be improved
Ans. 
Improving risk governance in a bank involves enhancing risk culture, implementing robust risk management frameworks, and fostering transparency and accountability.
• Enhance risk culture by promoting risk awareness and accountability at all levels of the organization

• Implement robust risk management frameworks to identify, assess, monitor, and mitigate risks effectively

• Foster transparency and accountability by ensuring cle...read more
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IAn ndividual ability in a certain area to help predict whether you are likely to succeed. Such tools can help assess student strengths or evaluate a potential job candidate's strengths and weaknesses.

Such tests aren't designed to see how intelligent you are; instead, they assess specific skills or inclinations. Keep reading to learn more about how aptitude tests work, the types of tests you might encounter, and how they differ from intelligence tests.

Group discussion is a comprehensive technique to judge the suitability of an individual and his appropriateness for admission, scholarship, job, etc. GD assesses the overall personality – thoughts, feelings and behaviour - of an individual in a group. A topic is presented to the group members for discussion.