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I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.
Internal risk rating is determined by the organization itself, while external risk rating is provided by external agencies or experts.
Internal risk rating is based on the organization's own assessment of risks and vulnerabilities.
External risk rating is provided by third-party agencies or experts who evaluate the organization's risk profile.
Internal risk rating considers factors specific to the organization, such as it...
Internal and external ratings may differ due to different methodologies, data sources, and subjective judgments.
Internal ratings are based on the bank's own assessment of creditworthiness, while external ratings are provided by independent rating agencies.
Internal ratings may be more conservative or optimistic than external ratings, depending on the bank's risk appetite and credit culture.
External ratings may be influe...
High average system liquidity level indicates ample availability of funds for financial transactions.
High liquidity level means more funds are available for financial transactions
It indicates a healthy financial system
It can lead to lower borrowing costs for banks and businesses
It can also indicate a low risk of default on loans
Examples of factors that can affect liquidity levels include government policies, economic c
Yes, a large forex reserve is good for our country.
A large forex reserve provides stability to the economy
It helps in managing the balance of payments
It can be used to support the currency in case of a crisis
It can attract foreign investment
Examples of countries with large forex reserves are China and Japan
A K-shaped recovery refers to an economic recovery where different sectors or groups experience diverging trajectories.
In a K-shaped recovery, some sectors or groups of people experience rapid growth and recovery, while others continue to struggle or decline.
This divergence can be seen in the stock market, where certain industries like technology and e-commerce thrive while others like travel and hospitality suffer.
The...
Banks can explore alternate revenue models such as fee-based services, digital banking, cross-selling, and partnerships.
Offering fee-based services like wealth management, insurance, and advisory services can generate additional income.
Emphasizing on digital banking services can attract more customers and increase revenue through transaction fees and service charges.
Cross-selling products and services to existing custo...
Migration to IND AS could impact Bank's profitability due to changes in accounting standards.
Migration to IND AS may lead to changes in recognition, measurement, and disclosure of financial instruments, which could impact the bank's profitability.
The new standards may require the bank to recognize certain assets and liabilities differently, which could affect the bank's financial statements.
The bank may need to make ad...
posted on 7 Aug 2023
In respect of your education and why you are choosing the job in SBI. Family background and educational background.
In any topic which is related to the current affairs. Like Now a days UCC or Unemployment problem or self employment or Image of India etc.
posted on 4 Aug 2024
I applied via Approached by Company and was interviewed before Aug 2023. There was 1 interview round.
I focused on gaining valuable experience and skills in my current role before seeking promotion.
I wanted to ensure I had a strong foundation in my current role before moving up
I took the time to develop my skills and knowledge to be fully prepared for the next level
I wanted to make sure I was ready to take on the increased responsibilities of the higher position
posted on 3 Oct 2021
I applied via Company Website and was interviewed before Oct 2020. There were 3 interview rounds.
Black money in India is not tamed due to various reasons including corruption, tax evasion, and lack of effective measures.
Corruption: Widespread corruption among government officials and politicians allows black money to thrive.
Tax evasion: High levels of tax evasion by individuals and businesses contribute to the accumulation of black money.
Lack of effective measures: Inadequate enforcement and loopholes in the legal...
Privatization can improve customer service delivery, but it is not always the answer.
Privatization can introduce competition, leading to better customer service.
Private companies may have more resources and flexibility to invest in customer service improvements.
However, privatization does not guarantee better customer service as it depends on various factors like regulation and accountability.
Examples of successful pri...
Capital cost refers to the cost of acquiring or constructing physical assets such as buildings, equipment, and machinery.
It is a one-time cost incurred at the beginning of a project or investment.
It is also known as initial cost or startup cost.
Examples include the cost of purchasing land, building a factory, or buying machinery.
It is different from operating costs, which are ongoing expenses incurred to keep the busin...
Govt schemes often fail to achieve desired effect due to various reasons.
Lack of proper implementation and monitoring
Corruption and mismanagement of funds
Lack of awareness and education among the target population
Inadequate funding and resources
Political interference and bureaucratic hurdles
Unrealistic goals and targets
Lack of participation and involvement of stakeholders
Inefficient and outdated policies
Inability to ad...
I applied via campus placement at BNM Institute of Technology, Bangalore and was interviewed before Oct 2021. There were 3 interview rounds.
Appritutude test was bit medium level toughness and all together it was challenging Also to complete
Group discussion was our second round it was easy to crack and it all needs ah bit preparation
posted on 27 Aug 2018
I was interviewed before Aug 2017.
posted on 1 Aug 2024
I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.
Maths and reasoning questions
posted on 7 Aug 2023
In respect of your education and why you are choosing the job in SBI. Family background and educational background.
In any topic which is related to the current affairs. Like Now a days UCC or Unemployment problem or self employment or Image of India etc.
posted on 4 Aug 2024
I applied via Approached by Company and was interviewed before Aug 2023. There was 1 interview round.
I focused on gaining valuable experience and skills in my current role before seeking promotion.
I wanted to ensure I had a strong foundation in my current role before moving up
I took the time to develop my skills and knowledge to be fully prepared for the next level
I wanted to make sure I was ready to take on the increased responsibilities of the higher position
based on 26 reviews
Rating in categories
Senior Manager
220
salaries
| ₹8.6 L/yr - ₹32.3 L/yr |
Manager
202
salaries
| ₹7 L/yr - ₹25 L/yr |
Chief Manager
168
salaries
| ₹12.9 L/yr - ₹50.5 L/yr |
Assistant Manager
126
salaries
| ₹5 L/yr - ₹13 L/yr |
Assistant General Manager
72
salaries
| ₹11.7 L/yr - ₹48.1 L/yr |
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