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Punjab National Bank Credit Manager Interview Questions and Answers
Punjab National Bank Credit Manager Interview Experiences
2 interviews found
Anonymous
(2 Questions)
- Q1. Type of Charge?
- Ans.
Type of charge refers to the nature of the financial obligation, such as fixed or floating charge.
Type of charge can be fixed or floating.
Fixed charge is a specific charge on particular assets of a company, while floating charge is a charge on a class of assets that change from time to time.
Examples of fixed charges include mortgages and debentures, while examples of floating charges include inventory and accounts rece...
- Q2. What is the role of CERSAI portal?
- Ans.
CERSAI portal is a centralized platform for registering and maintaining security interests created by lenders on movable assets.
CERSAI stands for Central Registry of Securitization Asset Reconstruction and Security Interest of India.
It helps in creating a central registry of security interests on movable assets to prevent fraud and improve transparency in lending.
Lenders are required to register their security interest...
Interview Preparation Tips
I applied via Company Website
Interview Questionnaire
2 Questions
- Q1. I was about my job role in my previous organization. The kind of clients I dealt there, the challenges I faced. And of course there were few general knowledge or current affairs questions as well.
- Q2. What is your hobby
Interview Preparation Tips
Answer in crisp and clear way.
Politely Ask for clarifications or to repeat questions if you don't get the question in the first place.
If you are already working, do your homework well, there will be lot of questions on your job in previous organization.
As I am experienced in banking, a lot procedures, formula, ratio etc were asked.
Be ready for situation based questions and answer them with your experience. They may not want theoretical answers.
At the end, you may be asked about your hobbies, please don't brag on anything. Just try to sound creative and genuine.
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Interview questions from similar companies
Sumit Kumar
Reasoning, quantitative skills, and English language proficiency.
(1 Question)
- Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
saikiran Thotapally
Selected
I was interviewed in Dec 2024.
(2 Questions)
- Q1. Do you know about CIBIL
- Ans.
CIBIL is a credit information company that provides credit scores to individuals based on their credit history.
CIBIL stands for Credit Information Bureau (India) Limited
It is one of the four credit information companies in India
CIBIL collects and maintains records of individuals' credit information, including loans and credit card payments
Credit scores provided by CIBIL range from 300 to 900, with higher scores indicat
- Q2. What are the documents required for salaries persona
- Ans.
Documents required for salaries persona
Proof of identity (e.g. passport, driver's license)
Proof of address (e.g. utility bill, bank statement)
Bank account details for salary transfer
Tax identification number (e.g. Social Security Number)
Employment contract or offer letter
Credit Manager Interview Questions & Answers
Axis Bank
Siva Naga Vijay Babu guggilam
posted on 17 Jul 2024
(5 Questions)
- Q1. About experiences
- Q2. Knowledge on ratios
- Q3. Training skills
- Q4. MS office knowledge required
- Q5. Market knowledge
Interview Preparation Tips
Selected
(2 Questions)
- Q1. How do you fund a applicant
- Ans.
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
Evaluate the applicant's credit history, income, and debt-to-income ratio
Determine the appropriate loan amount based on the applicant's financial situation
Decide on the terms of the loan including interest rate, repayment period, and collateral requirements
Obtain necessary documentation such as p...
- Q2. Ratios analysis , banking analaysis
Interview Preparation Tips
(2 Questions)
- Q1. Ratio Related, Balance Sheet and P&L related
- Q2. FOIR ratio, LTV, DSCR
(2 Questions)
- Q1. General Accounting related
- Q2. Accounting related
Selected
I applied via LinkedIn and was interviewed in Jan 2024. There were 3 interview rounds.
Assessment,................
(1 Question)
- Q1. About yourself, why this Job
(1 Question)
- Q1. Salary discussion
I applied via Campus Placement and was interviewed in Jan 2023. There were 2 interview rounds.
(4 Questions)
- Q1. First question was asusual-"Introduce yourself"
- Q2. Next few questions focused on our knowledge about Indian bank and opertaions of a bank
- Q3. Next was technical,which were asked from the topic-"Analysis of financial statement,especially-Accounting Ratios"
- Q4. Next set of questions were about my work experience
Interview Preparation Tips
- Accounting Ratios
- Analysis of Financial statement
-Do have a good preparation in Technical concepts.
-Do study your CV thoroughly before appearing for interview.
-Last but not least-"Be Honest"
(2 Questions)
- Q1. Basic information and about yourself
- Q2. Explain about yourself and background
Interview Preparation Tips
Punjab National Bank Interview FAQs
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Punjab National Bank Interviews By Designations
- Punjab National Bank Credit Manager Interview Questions
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Punjab National Bank Credit Manager Interview Process
based on 1 interview
Interview experience
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Punjab National Bank Credit Manager Reviews and Ratings
based on 10 reviews
Rating in categories
|
Senior Manager
220
salaries
|  ₹8.6 L/yr - ₹35 L/yr |
|
Manager
203
salaries
| ₹7 L/yr - ₹23.3 L/yr |
|
Chief Manager
162
salaries
| ₹13.7 L/yr - ₹50.5 L/yr |
|
Assistant Manager
124
salaries
| ₹5 L/yr - ₹15.2 L/yr |
|
Assistant General Manager
72
salaries
| ₹11.7 L/yr - ₹48.1 L/yr |
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