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Punjab National Bank Interview Questions and Answers
26 Interview questions
Typing in Hindi and English requires proficiency in both languages and familiarity with typing tools and software.
Familiarity with Hindi and English keyboard layouts is essential.
Use of typing software like Google Input Tools for Hindi.
Practice typing in both languages to improve speed and accuracy.
Understanding of language-specific grammar and punctuation.
Ability to switch between languages seamlessly while typin...
I am a dedicated financial analyst with a strong background in data analysis and investment strategies, eager to drive financial success.
Graduated with a degree in Finance from XYZ University, where I developed a solid foundation in financial principles.
Worked at ABC Corp as a financial analyst, where I improved forecasting accuracy by 20% through advanced data modeling techniques.
Skilled in using financial softwa...
As a Financial Analyst, I analyze financial data to guide investment decisions and improve company profitability.
Conduct financial modeling to predict future performance based on historical data.
Analyze financial statements to assess the company's financial health.
Prepare reports and presentations for stakeholders to communicate findings.
Evaluate investment opportunities by analyzing market trends and economic con...
Improving risk governance in a bank involves enhancing risk culture, implementing robust risk management frameworks, and fostering transparency and accountability.
Enhance risk culture by promoting risk awareness and accountability at all levels of the organization
Implement robust risk management frameworks to identify, assess, monitor, and mitigate risks effectively
Foster transparency and accountability by ensurin...
Type of charge refers to the nature of the financial obligation, such as fixed or floating charge.
Type of charge can be fixed or floating.
Fixed charge is a specific charge on particular assets of a company, while floating charge is a charge on a class of assets that change from time to time.
Examples of fixed charges include mortgages and debentures, while examples of floating charges include inventory and accounts...
Requirements for setting up an industry include proper planning, sufficient capital, skilled workforce, necessary permits, and a suitable location.
Proper planning is essential to determine the type of industry, target market, and production process.
Sufficient capital is needed for purchasing equipment, raw materials, and covering operational costs.
Skilled workforce is necessary to operate machinery, manage product...
Setting up an industry involves thorough planning, securing funding, obtaining necessary permits, hiring skilled workers, and implementing efficient processes.
Develop a detailed business plan outlining the industry's goals, target market, competition analysis, and financial projections.
Secure funding through investors, loans, or grants to cover startup costs and initial operating expenses.
Obtain necessary permits ...
Regular monitoring of financial transactions and activities can help detect fraud on a day-to-day basis.
Conduct surprise audits to check for any irregularities
Review financial reports and statements regularly
Monitor employee behavior and look for any signs of suspicious activity
Implement strong internal controls and segregation of duties
Encourage employees to report any suspected fraud
Stay up-to-date with industry...
Banking fraud can be handled by implementing strong internal controls, conducting regular audits, and staying up-to-date on industry trends.
Develop and implement strong internal controls to prevent fraud
Conduct regular audits to detect any fraudulent activity
Stay up-to-date on industry trends and new fraud schemes
Train employees on fraud prevention and detection
Collaborate with law enforcement and regulatory agenc...
Daily checking of previous day's transactions is a routine task for an internal auditor.
The auditor should review all transactions from the previous day to ensure accuracy and compliance with policies and procedures.
This includes reviewing financial transactions, inventory movements, and any other relevant activity.
The auditor should also investigate any discrepancies or unusual activity and report findings to man...
Punjab National Bank Interview Experiences
41 interviews found
Anonymous
Selected
I appeared for an interview in Feb 2025, where I was asked the following questions.
- Q1. If we don't recruit ypu at this moment what will you do
- Ans.
If not recruited, I would focus on personal growth, networking, and exploring other opportunities in my field.
Pursue further education or certifications to enhance my skills, such as enrolling in an online course related to my field.
Engage in networking events or professional groups to connect with industry professionals and learn about new opportunities.
Consider volunteering or internships to gain practical experience...
- Q2. Can you describe the journey that led you to this point?
- Ans.
My journey has been a blend of education, diverse experiences, and a passion for people management.
Started with a degree in Human Resources, where I developed a foundational understanding of workforce dynamics.
Interned at a tech startup, gaining hands-on experience in recruitment and employee engagement strategies.
Worked in a multinational corporation, where I led a team to implement a new performance management system...
Interview Preparation Tips
- Q1. Tell us about yourself
- Ans.
I am a dedicated financial analyst with a strong background in data analysis and investment strategies, eager to drive financial success.
Graduated with a degree in Finance from XYZ University, where I developed a solid foundation in financial principles.
Worked at ABC Corp as a financial analyst, where I improved forecasting accuracy by 20% through advanced data modeling techniques.
Skilled in using financial software li...
- Q2. What do you do
- Ans.
As a Financial Analyst, I analyze financial data to guide investment decisions and improve company profitability.
Conduct financial modeling to predict future performance based on historical data.
Analyze financial statements to assess the company's financial health.
Prepare reports and presentations for stakeholders to communicate findings.
Evaluate investment opportunities by analyzing market trends and economic conditio...
Firoj Khan
Selected
I applied via LinkedIn and was interviewed in Dec 2023. There were 3 interview rounds.
(2 Questions)
- Q1. Y we select you
- Ans.
I have a strong background in cluster analysis and have successfully led similar projects in the past.
Extensive experience in cluster analysis techniques
Proven track record of successfully leading similar projects
Strong problem-solving skills
Excellent communication and teamwork abilities
- Q2. If we select you. what will we growing
- Ans.
If selected, we will be growing a diverse and sustainable cluster of businesses.
Diversify the types of businesses within the cluster
Focus on sustainability practices such as renewable energy or eco-friendly products
Encourage collaboration and networking among cluster members
Invest in training and development programs for cluster members
Seek out new opportunities for growth and expansion
They had said Argument and checking my patience any body control
(1 Question)
- Q1. Only trying for CTC bargaining
Interview Preparation Tips
Selected
I applied via LinkedIn and was interviewed in May 2024. There were 2 interview rounds.
It was a good aptitude test
(2 Questions)
- Q1. It is about myself and family
- Q2. About the theoretical knowledge and skills
I applied via Newspaper Ad and was interviewed in Jun 2023. There were 3 interview rounds.
It was an aptitude test and Technical test.
(4 Questions)
- Q1. Branch related questions.
- Q2. What are the requirements in setting an Industry.
- Ans.
Requirements for setting up an industry include proper planning, sufficient capital, skilled workforce, necessary permits, and a suitable location.
Proper planning is essential to determine the type of industry, target market, and production process.
Sufficient capital is needed for purchasing equipment, raw materials, and covering operational costs.
Skilled workforce is necessary to operate machinery, manage production, ...
- Q3. Questions related to cement.
- Q4. How you can set up an industry.
- Ans.
Setting up an industry involves thorough planning, securing funding, obtaining necessary permits, hiring skilled workers, and implementing efficient processes.
Develop a detailed business plan outlining the industry's goals, target market, competition analysis, and financial projections.
Secure funding through investors, loans, or grants to cover startup costs and initial operating expenses.
Obtain necessary permits and l...
I applied via Indeed and was interviewed before Dec 2023. There was 1 interview round.
(2 Questions)
- Q1. Tell me about yourself
- Ans.
I am a dedicated and hardworking individual with a background in finance and a passion for helping others achieve their goals.
Background in finance
Dedicated and hardworking
Passionate about helping others
Goal-oriented
- Q2. Why banking ?? Rbi norms
- Ans.
Banking offers stability, growth opportunities, and a chance to contribute to the economy. RBI norms ensure financial stability and regulation.
Banking provides stability in terms of job security and growth opportunities.
Opportunity to contribute to the economy by facilitating financial transactions and investments.
RBI norms ensure financial stability, regulation, and protection of customer interests.
Career growth prosp...
(2 Questions)
- Q1. Type of Charge?
- Ans.
Type of charge refers to the nature of the financial obligation, such as fixed or floating charge.
Type of charge can be fixed or floating.
Fixed charge is a specific charge on particular assets of a company, while floating charge is a charge on a class of assets that change from time to time.
Examples of fixed charges include mortgages and debentures, while examples of floating charges include inventory and accounts rece...
- Q2. What is the role of CERSAI portal?
- Ans.
CERSAI portal is a centralized platform for registering and maintaining security interests created by lenders on movable assets.
CERSAI stands for Central Registry of Securitization Asset Reconstruction and Security Interest of India.
It helps in creating a central registry of security interests on movable assets to prevent fraud and improve transparency in lending.
Lenders are required to register their security interest...
Interview Preparation Tips
Selected
I applied via Approached by Company and was interviewed in Dec 2023. There was 1 interview round.
(5 Questions)
- Q1. Recovery of stress loan.
- Q2. Marketing of Banking and bank's tie up insurance products.
- Q3. Operational banking.
- Q4. Customer service.
- Q5. Bank link insurance business.
Interview Preparation Tips
(5 Questions)
- Q1. Bank ki saaf Safai Rakhna office ki filon ko Sahi Jagah per Rakhna Bank Mein Jo Aaye Unki sahayata karna
- Q2. Bank ki saaf Safai Rakhna
- Q3. Bank ki filon ko Sahi Jagah per Rakhna
- Q4. Bank Mein Jo Aaye jinki sahayata karna
- Q5. Pure Bank ke kam ki dekhbhal Rakhna
Interview Preparation Tips
SUBASH MISHRA
(1 Question)
- Q1. How the quality of risk governance in the bank can be improved
- Ans.
Improving risk governance in a bank involves enhancing risk culture, implementing robust risk management frameworks, and fostering transparency and accountability.
Enhance risk culture by promoting risk awareness and accountability at all levels of the organization
Implement robust risk management frameworks to identify, assess, monitor, and mitigate risks effectively
Foster transparency and accountability by ensuring cle...
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Punjab National Bank Interview FAQs
Some of the top questions asked at the Punjab National Bank interview -
The duration of Punjab National Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Punjab National Bank Interviews By Designations
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Punjab National Bank Reviews and Ratings
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Rating in categories
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Senior Manager
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Assistant General Manager
67
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