Punjab National Bank Deputy General Manager Treasury Interview Questions and Answers

CASA stands for Current Account and Savings Account. It refers to the deposits made by customers in a bank.

• CASA is a type of bank account where customers can deposit their money.

• It includes both current accounts and savings accounts.

• CASA deposits are considered to be low-cost funds for banks.

• Banks offer higher interest rates on savings accounts to attract more customers.

• CASA ratio is an important metric for banks to me...read more

Clearing is the process of settling financial transactions between banks. RTGS is a real-time gross settlement system used for large value transactions.

• Clearing involves the exchange of financial instruments between banks to settle transactions.

• RTGS is a system used for high-value transactions that are settled in real-time.

• Clearing and RTGS are important for ensuring the smooth functioning of the financial system.

• Examp...read more

I am impressed by the company's reputation for innovation and growth, and I believe my skills and experience align well with the opportunities here.

• Company's reputation for innovation and growth

• Alignment of skills and experience with opportunities at the company

My strengths include strong leadership skills, excellent communication abilities, and a proven track record of achieving results.

• Strong leadership skills

• Excellent communication abilities

• Proven track record of achieving results

I expect the Bank to provide a supportive work environment and opportunities for growth.

• I expect the Bank to have a clear vision and mission.

• I expect the Bank to provide adequate training and development programs.

• I expect the Bank to have a fair and transparent performance evaluation system.

• I expect the Bank to offer competitive compensation and benefits.

• I expect the Bank to have a strong ethical and compliance culture...read more

I am a dedicated and experienced professional with a strong background in leadership and team management.

• I have over 5 years of experience in a managerial role

• I excel in problem-solving and decision-making

• I have a proven track record of successfully leading teams to achieve goals

• I am highly organized and detail-oriented

• I am passionate about continuous learning and professional development