Kotak Mahindra Bank Deputy Manager Interview Questions, Process, and Tips

Q1. How many Experience
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Q2. Team leadership
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Q1. 35% high latest CTC
Ans. 
The candidate should be able to explain why they are seeking a 35% increase in their latest CTC.
• Highlighting increased responsibilities or achievements that justify the salary increase

• Discussing market trends and industry standards for salary increments

• Emphasizing the value they bring to the organization that warrants the higher salary

• Providing specific examples of how they have contributed to the company's success
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Q2. Notice period one month
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I have clear your test

Q1. How to sell anything
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To sell anything, understand the customer's needs, highlight product benefits, build trust, overcome objections, and close the deal.
• Understand the customer's needs and preferences

• Highlight the unique features and benefits of the product

• Build trust with the customer through effective communication and honesty

• Overcome objections by addressing concerns and providing solutions

• Close the deal by asking for the sale and offer
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Q2. Insurance based
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Q1. Working experience
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Q2. Personal information
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Q1. Basic information
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Q2. Basic information and banking knowledge
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Q1. Tell Me About Yourself
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Q2. What Is The Achivement And Gols
Ans. 
My achievement is consistently exceeding sales targets and my goal is to further develop my leadership skills.
• Achievement: Exceeding sales targets consistently

• Goal: Develop leadership skills

• Example: Exceeded sales targets by 20% in the last quarter

• Example: Completed leadership training course to enhance skills
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Q1. Tell me about yourself?
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Experienced professional with a background in management and a passion for team development.
• Over 5 years of experience in management roles

• Strong leadership skills demonstrated through successful team projects

• Passionate about mentoring and developing team members

• Proven track record of achieving targets and driving results
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Q2. Which was your ast organisation?
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Q1. How many account you open in a month in your previous organisation?
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Q2. We have less walkin as compared to HDFC . you have to go to field for cold calling ,you will comfortable?
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Q3. What is NEFT , RTGS ?
Ans. 
NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) are electronic payment systems used for transferring funds between banks in India.
• NEFT is used for transferring funds up to a certain limit, typically with lower charges and settlement in batches.

• RTGS is used for transferring large amounts of funds with immediate settlement, typically with higher charges.

• NEFT operates in hourly batches whil...read more
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Q4. What was your last portfolio customer in amount ?
Ans. 
My last portfolio customer had a total amount of $500,000.
• The last portfolio customer had a total amount of $500,000

• The amount was a result of multiple investments and transactions

• The customer's portfolio included a mix of stocks, bonds, and mutual funds
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