Kotak Mahindra Bank Deputy Manager Interview Questions, Process, and Tips

Q1. My self ..Why u want this position ? About family ? Academics
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Q1. About job role , which insurance will you suggest me ? How will you sell the banking products to customers ?
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Crypto currency vs real currency

Q1. Tell me about yourself
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Q2. Why do you want to join banking industry
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Q3. Tell me which is not your cv
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Q4. What do you know about banking
Ans. 
Banking involves financial services such as deposits, loans, investments, and money management.
• Banking involves accepting deposits from customers and providing loans to individuals and businesses.

• Banks also offer various financial services such as investment products, credit cards, and insurance.

• Banking institutions play a crucial role in the economy by facilitating the flow of money and providing financial stability.

• B...read more
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Q5. Golden rules of accounting
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Golden rules of accounting are basic principles that guide the process of recording financial transactions.
• The three golden rules of accounting are: Debit what comes in, Credit what goes out, Debit the receiver, Credit the giver, Debit expenses and losses, Credit income and gains.

• These rules help maintain the balance in the accounting equation: Assets = Liabilities + Equity.

• For example, when a company receives cash fro...read more
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Q1. Previous organisation, fluent in English, stretch for work
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Q2. Pitching any product
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Q1. What is Working capital
Ans. 
Working capital is the difference between a company's current assets and current liabilities.
• Working capital is essential for a company's day-to-day operations.

• It indicates the company's ability to pay off its short-term debts.

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, inventory, accounts receivable are current assets. Accounts payable, short-term loans are current liabilities.
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Q2. Finance questions
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Q1. They ask about our previous achivements, future goals etc etc. So be precious about your things and be short and sweet.
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Q1. How You Able To Manage The Target
Ans. 
I am able to manage the target by setting clear goals, prioritizing tasks, and effectively delegating responsibilities.
• Setting clear goals: I break down the target into smaller, achievable goals and communicate them to my team.

• Prioritizing tasks: I assess the importance and urgency of each task and allocate resources accordingly.

• Effective delegation: I identify the strengths and skills of my team members and delegate t...read more
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Q2. Why You Are Switching The Job
Ans. Simple : Career Growth And Salary Growth
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