Karnataka Bank Credit Officer Salaries by 10+ Employees (Updated 2025)

3 - 11 years exp.

₹7 Lakhs - ₹12 Lakhs

Salary of majority employees

177% more than the average Credit Officer Salary in Banking Companies for 3 - 11 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 3 - 10 years exp. (10 salaries)	₹7 L/yr - ₹12 L/yr
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Finance & Accounting Credit Officer Salary 7 - 10 years exp. (3 salaries)	₹8.4 L/yr - ₹11 L/yr

Last Updated: 22 Dec 2024

Companies similar to Karnataka Bank for Credit Officer

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Officer Salary 1 - 8 years exp. (252 salaries)	₹1.2 L/yr - ₹4 L/yr 74% less
ICICI Bank Credit Officer Salary 0 - 6 years exp. (118 salaries)	₹1.2 L/yr - ₹4.7 L/yr 74% less
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Axis Bank Credit Officer Salary 0 - 6 years exp. (175 salaries)	₹1.2 L/yr - ₹6.8 L/yr 63% less	1 job opening
State Bank of India Credit Officer Salary 2 - 8 years exp. (31 salaries)	₹8.5 L/yr - ₹17 L/yr 17% more
Kotak Mahindra Bank Credit Officer Salary 1 - 6 years exp. (96 salaries)	₹1.5 L/yr - ₹4.5 L/yr 73% less
IndusInd Bank Credit Officer Salary 1 - 10 years exp. (135 salaries)	₹1.2 L/yr - ₹4.2 L/yr 72% less
Yes Bank Credit Officer Salary 2 - 10 years exp. (50 salaries)	₹2 L/yr - ₹4 L/yr 71% less
Federal Bank Credit Officer Salary 0 - 6 years exp. (21 salaries)	₹5.1 L/yr - ₹16 L/yr 9% more
IDFC FIRST Bank Credit Officer Salary 0 - 6 years exp. (38 salaries)	₹2.1 L/yr - ₹4.9 L/yr 72% less
RBL Bank Credit Officer Salary 0 - 7 years exp. (169 salaries)	₹1.4 L/yr - ₹4.4 L/yr 72% less
Ujjivan Small Finance Bank Credit Officer Salary 0 - 8 years exp. (358 salaries)	₹1.9 L/yr - ₹6 L/yr 57% less
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Equitas Small Finance Bank Credit Officer Salary 0 - 9 years exp. (275 salaries)	₹1.6 L/yr - ₹4.4 L/yr 69% less	1 job opening
AU Small Finance Bank Credit Officer Salary 0 - 6 years exp. (240 salaries)	₹1.3 L/yr - ₹4 L/yr 72% less
Bank of Baroda Credit Officer Salary 5 - 12 years exp. (106 salaries)	₹6 L/yr - ₹20 L/yr 40% more
ANZ Banking Group Credit Officer Salary 0 - 8 years exp. (52 salaries)	₹4.1 L/yr - ₹10 L/yr 12% less
Jana Small Finance Bank Credit Officer Salary 1 - 7 years exp. (47 salaries)	₹1.3 L/yr - ₹3.5 L/yr 73% less
Suryoday Small Finance Bank Credit Officer Salary 0 - 5 years exp. (35 salaries)	₹2 L/yr - ₹3.3 L/yr 72% less
Karur Vysya Bank Credit Officer Salary 2 - 12 years exp. (30 salaries)	₹4.5 L/yr - ₹15 L/yr 7% more
City Union Bank Credit Officer Salary 3 - 10 years exp. (23 salaries)	₹3.5 L/yr - ₹12.3 L/yr 26% less
NatWest Group Credit Officer Salary 1 - 8 years exp. (16 salaries)	₹7.8 L/yr - ₹20 L/yr 44% more

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Credit Officer salary at Karnataka Bank ranges between ₹7 Lakhs to ₹12 Lakhs per year for employees with experience between 3 years to 11 years. Salary estimates are based on 19 latest salaries received from various employees of Karnataka Bank.

Experience wise Karnataka Bank Credit Officer salaries

Last Updated: 22 Dec 2024

Experience	Avg Annual Salary
3 years (AmbitionBox Estimate)	₹9.7 L/yr - ₹17.8 L/yr
4 years (4 salaries)	₹7.1 L/yr - ₹11 L/yr
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5 years (AmbitionBox Estimate)	₹7 L/yr - ₹17.8 L/yr
6 years (AmbitionBox Estimate)	₹8.7 L/yr - ₹17.8 L/yr
7 years (5 salaries)	₹7 L/yr - ₹11 L/yr
8 years (AmbitionBox Estimate)	₹7 L/yr - ₹11 L/yr
9 years (AmbitionBox Estimate)	₹4 L/yr - ₹12 L/yr
10 years (AmbitionBox Estimate)	₹8.4 L/yr - ₹12 L/yr
11 years (AmbitionBox Estimate)	₹4 L/yr - ₹10 L/yr

View all

Similar Designation salaries in Karnataka Bank

Credit Manager Salary

(9 salaries)

₹10.5 L/yr - ₹15 L/yr

Sales Officer Salary

(4 salaries)

₹1 L/yr - ₹3 L/yr

Credit Analyst Salary

(4 salaries)

₹7 L/yr - ₹12.1 L/yr

Officer Salary

(85 salaries)

₹4 L/yr - ₹12.5 L/yr

Branch Manager Salary

(49 salaries)

₹6 L/yr - ₹18 L/yr

Deputy Manager Salary

(AmbitionBox Estimate)

₹6.9 L/yr - ₹8.9 L/yr

Chief Manager Salary

(4 salaries)

₹24 L/yr - ₹35 L/yr

Senior Associate Salary

(AmbitionBox Estimate)

₹2.9 L/yr - ₹3.7 L/yr

Assistant Credit Manager Salary

(AmbitionBox Estimate)

₹11.6 L/yr - ₹14.8 L/yr

Relationship Manager Salary

(4 salaries)

₹6 L/yr - ₹25 L/yr

Salary related reviews for Karnataka Bank

5.0

Rated by 2 employees for salary & benefits

Clerk in Ludhiana

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 10 Dec 2023

5.0

for Salary and Benefits

Likes

Work culture is nice all staff was so helpful helping you in learning new things

Salary - Excellent

+6 more

Dislikes

Posting is very bad in this bank mumbai person posted to Punjab very pathetic transfer policy all people's shuffle from their home state

Branch Manager in Mumbai

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 30 Sep 2023

3.0

for Salary and Benefits

Likes

Faster promotion opportunities

Job security - Good

+1 more

Dislikes

Unhealthy working culture, Intensive work pressure, No time for family, You won't be able to go home if there is dayend check for loan account arrears. Software doesn't work properly. Staff on counter face technical glitches frequently in system which is not promptly resolved.

Work satisfaction - Bad

+2 more

Branch Manager in Chennai

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 18 Sep 2023

4.0

for Salary and Benefits

Likes

The only thing which is good in Karnataka Bank is all the top executives doesnt have enough knowledge so they doesnt know how to pressure their peers.

Salary - Good

+1 more

Dislikes

The promotional activity, they give promotion on caste, recommendations etc. No score for your knowledge.

Promotions - Bad

+3 more

Assistant Manager in New Delhi

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 08 May 2023

2.0

for Salary and Benefits

Likes

A lot of learning, meet a lot of people, contacts, new places to see. job security. Loans at very less rates. New software installed

Skill development - Good

+1 more

Dislikes

Transfers, lot of pressure, a lot of politics when it comes to transfers and promotion. South Indians get preference 1st. Even if you do a lot of certifications you wont get transferred to concerned departments. Marketing pressure is high. Insufficient staff at branches in north branches .

Salary - Poor

+3 more

Manager in Ahmedabad

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 26 Nov 2023

3.0

for Salary and Benefits

Likes

This experience comes only after u in new company. KBL has good working culture. Some vultures were thier but now they are gone.

Skill development - Excellent

+2 more

Dislikes

Nepotism. Karan johar big brothers do job in KBL. Not good place for North Indians at higher management. Only 2 or 3 are only chief manager are from north INDIA.

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Salary Discussions, Hike & Promotions

1w (edited)

an associate vice president

Offer Accepted

I was getting 15.2 LPA in my previous org and now i am being offered 29.5 LPA but the designation is 1 position lower than what i was in my previous org. Should i go ahead with the offer or still negotiate on designation. Protip : i was laid off in my previous org.

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Karnataka Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at Karnataka Bank?

Credit Officer salary at Karnataka Bank in India ranges between ₹7.0 Lakhs to ₹12.0 Lakhs for experience between 3 years to 11 years. According to our estimates it is 177% more than the average Credit Officer Salary in India. Salary estimates are based on 19 latest salaries received from various employees of Karnataka Bank India.

How does the salary of a Credit Officer at Karnataka Bank India compare with the average salary range for this job?

The average salary of a Credit Officer at Karnataka Bank is 177% more than the average salary of a Credit Officer in India. To know exact salary insights, login to view.

Which similar companies are paying more than Karnataka Bank to a Credit Officer in India?

NatWest Group Credit Officer Salary - ₹7.8 Lakhs to ₹20.0 Lakhs per year
IDBI Bank Credit Officer Salary - ₹7.0 Lakhs to ₹18.0 Lakhs per year
Bank of Baroda Credit Officer Salary - ₹6.0 Lakhs to ₹20.0 Lakhs per year
State Bank of India Credit Officer Salary - ₹8.5 Lakhs to ₹17.0 Lakhs per year
Federal Bank Credit Officer Salary - ₹5.1 Lakhs to ₹16.0 Lakhs per year

What is the salary of a Credit Officer in companies similar to Karnataka Bank in India?

Karur Vysya Bank Credit Officer Salary - ₹4.5 Lakhs to ₹15.0 Lakhs per year
Deutsche Bank Credit Officer Salary - ₹4.6 Lakhs to ₹17.9 Lakhs per year
ANZ Banking Group Credit Officer Salary - ₹4.1 Lakhs to ₹10.0 Lakhs per year
HSBC Bank Credit Officer Salary - ₹4.0 Lakhs to ₹13.0 Lakhs per year
City Union Bank Credit Officer Salary - ₹3.5 Lakhs to ₹12.3 Lakhs per year

What is the estimated take home salary of a Credit Officer at Karnataka Bank in India?

The estimated take-home salary of a Credit Officer at Karnataka Bank ranges between ₹71,552 per month to ₹73,396 per month in India. The take-home salary calculation is based on the average Karnataka Bank Credit Officer salary in India which ranges between ₹7.0 Lakhs to ₹12.0 Lakhs per year for employees with experience between 3 years to 11 years. Check how did we calculate take home salary?

What is the notice period for Credit Officer at Karnataka Bank?

According to AmbitionBox, 67% of the Karnataka Bank Credit Officers reported a notice period of 3 Months, 33% reported a notice period of 1 Month.This is based on 9 responses on AmbitionBox in last 2 years.

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Karnataka Bank Credit Officer Salaries by Location

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Karnataka Bank Credit Officer Salaries

Karnataka Bank Credit Officer salary in India ranges between ₹7 Lakhs to ₹12 Lakhs with an average annual salary of ₹. Salary estimates are based on 19 Karnataka Bank latest salaries received from various employees of Karnataka Bank.