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Equitas Small Finance Bank Credit Officer salaries in India (Updated 2025)

Annual salary range
0 - 9 years exp.
₹1.6 Lakh - ₹4.4 Lakhs
Salary of majority employees
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15% less than the average Credit Officer Salary in Banking Companies for 0 - 9 years of experience

Interested in this particular role? 19 job openings

Salaries in different departments

BFSI, Investments & Trading
Credit Officer Salary
0 - 9 years exp. (73 salaries)
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₹1.6 L/yr - ₹4.3 L/yr

Finance & Accounting
Credit Officer Salary
0 - 9 years exp. (65 salaries)
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₹1.7 L/yr - ₹4.1 L/yr

Customer Success, Service & Operations
Credit Officer Salary
0 - 8 years exp. (28 salaries)
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₹2 L/yr - ₹4.1 L/yr

Risk Management & Compliance
Credit Officer Salary
0 - 5 years exp. (8 salaries)
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₹2.2 L/yr - ₹3.6 L/yr

Last Updated: 19 Mar 2025

Companies similar to Equitas Small Finance Bank for Credit Officer

Company name Avg Annual Salary Open Jobs
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₹1.9 L/yr - ₹6 L/yr

arrow icon 39% more
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AU Small Finance Bank Credit Officer Salary

0 - 6 years exp. (238 salaries)

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₹1.3 L/yr - ₹4 L/yr

arrow icon 6% less
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IndusInd Bank Credit Officer Salary

1 - 10 years exp. (131 salaries)

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₹1.5 L/yr - ₹4.2 L/yr

arrow icon 9% less
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Bank of Baroda Credit Officer Salary

5 - 12 years exp. (106 salaries)

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₹6 L/yr - ₹20 L/yr

arrow icon 357% more
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Bank of India Credit Officer Salary

0 - 7 years exp. (71 salaries)

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₹4.8 L/yr - ₹14 L/yr

arrow icon 214% more
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Yes Bank Credit Officer Salary

2 - 10 years exp. (48 salaries)

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₹2 L/yr - ₹4 L/yr

arrow icon 10% less
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Jana Small Finance Bank Credit Officer Salary

0 - 7 years exp. (50 salaries)

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₹1.3 L/yr - ₹3.6 L/yr

arrow icon 17% less
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IDFC FIRST Bank Credit Officer Salary

0 - 8 years exp. (41 salaries)

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₹2.1 L/yr - ₹4.9 L/yr

arrow icon 5% less
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Federal Bank Credit Officer Salary

0 - 6 years exp. (22 salaries)

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₹5.3 L/yr - ₹16 L/yr

arrow icon 242% more
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IDBI Bank Credit Officer Salary

0 - 13 years exp. (16 salaries)

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₹7 L/yr - ₹18 L/yr

arrow icon 356% more
View all
Credit Officer salary at Equitas Small Finance Bank ranges between ₹1.6 Lakh to ₹4.4 Lakhs per year for employees with less than 1 year of experience to 9 years. Salary estimates are based on 277 latest salaries received from various employees of Equitas Small Finance Bank.

Latest annual salaries shared by Equitas Small Finance Bank Credit Officer

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Experience wise Equitas Small Finance Bank Credit Officer salaries

Last Updated: 19 Mar 2025

Experience Avg Annual Salary
Fresher  (12 salaries)

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₹2 L/yr - ₹3.5 L/yr
1 year  (23 salaries)

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₹1.8 L/yr - ₹3.6 L/yr
2 years  (40 salaries)

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₹1.6 L/yr - ₹4 L/yr
3 years  (45 salaries)

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₹1.6 L/yr - ₹4 L/yr
4 years  (52 salaries)

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₹1.7 L/yr - ₹4.4 L/yr
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Equitas Small Finance Bank Credit Officer Salary and Career Growth

From

To

Credit Officer

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0 - 9 years exp.

Branch Credit Manager

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3 - 15 years exp.

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

Similar Designation salaries in Equitas Small Finance Bank

Credit Manager Salary
(165 salaries)
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₹2.2 L/yr - ₹9.43 L/yr
Sales Officer Salary
(181 salaries)
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₹1.2 L/yr - ₹4.14 L/yr
Credit Analyst Salary
(3 salaries)
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₹2.4 L/yr - ₹4 L/yr
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₹1.7 L/yr - ₹4.25 L/yr
Officer Salary
(73 salaries)
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₹1.3 L/yr - ₹4 L/yr
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₹3.3 L/yr - ₹3.7 L/yr
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₹2.35 L/yr - ₹3.5 L/yr
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₹6.6 L/yr - ₹19.83 L/yr
Branch Manager Salary
(251 salaries)
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₹3.6 L/yr - ₹14.47 L/yr
Deputy Manager Salary
(317 salaries)
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₹2.4 L/yr - ₹9.5 L/yr

Top skills at Equitas Small Finance Bank for Credit Officer

Credit Appraisal CAM Credit Analysis Credit Underwriting Credit Policy Credit Risk Risk Management Financial Analysis Credit Analysis Credit Appraisal Credit Evaluation Disbursement Credit Underwriting Credit Policy Credit Management

Salary related reviews for Equitas Small Finance Bank

4.0

Rated by 174 employees for salary & benefits

Full Time

 · 

Finance & Accounting Department

1.0
  •  posted on 14 Mar 2025

2.0
 for  Salary and Benefits

Likes

Easy placement, once you give resume they call you to join before get offer letter. That's one thing only positive

  • Job security - Good

Dislikes

Lac of career growth, work life balance, salary hike is too low even you work for long year, You should ready to work for anytime even day and night, without any welfare. There is no any comb off leave and medical leave. It very miserly on work infrastructure.

read more
  • Salary - Poor
  • +5 more

BFSI, Investments & Trading Department

3.0
  •  posted on 14 Jun 2019

4.0
 for  Salary and Benefits

Likes

...ponse is not good even people deny to talk with due to unknown in the market. Hence overall it not good in any prospect whether it is growth, salary, appraisal or politics

read more
  • Salary - Good
  • +2 more

Dislikes

Politics

  • Skill development - Poor
  • +3 more

Finance & Accounting Department

4.0
  •  posted on 19 Jan 2018

5.0
 for  Salary and Benefits

Likes

...g.Job security is depend on self decision.Good opportunity for career growth.Salary incress every year as per self appraisal.Company travelling policy is good for outstation employee.Company used good politics type growth for company and his employee. Work environment is very good & fantastic, employee work with relaxation.Company do new experiment for Business development & employee growth development , they are so many new plan start up time to time. I think so many work-life balance in equitas small finance bank ltd. He give opportunity once again I have give best my performance. Overall good organisation Equitas Small Finance Co ltd long life work because that is Fun banking system.

read more
  • Salary - Excellent
  • +4 more

Dislikes

Company superior do not support at time critical situation.Work load is high end of the every month.I have attending the client call let night than Manager is not Entertain.Company provide training session is not sufficient understand for employee.Company job security is 50% self depend and 50% safe our superior decide.career growth is maximum superior decide,than they run very slow. Every month working let night last five days , and working month every sunday or holiday's doing work. Company some time behave very bad .

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Full Time

 · 

Customer Success, Service & Operations Department

3.0
  •  posted on 18 Dec 2024

4.0
 for  Salary and Benefits

Likes

My manager and head Ma’am are very approachable. Always there to guide both personally and professionally. It is like family.

read more
  • Salary - Good
  • +4 more

Dislikes

No proper parking No personal life balance Should give pay for working on holiday internal job posting should be opened to everyone as sometimes due to experience eligibility we lose the opportunity

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Full Time

 · 

Risk Management & Compliance Department

3.0
  •  posted on 30 Nov 2023

2.0
 for  Salary and Benefits

Likes

1.Job security. 2. Strong Policy. 3.insist employee to work with honesty.

  • Skill development - Excellent
  • +1 more

Dislikes

... fourth also Usually at Festive Holidays.. 2. No performance bonus of credit. 3.Salary is not as per the industry.

read more
  • Salary - Poor
see more salary related reviews

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Equitas Small Finance Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at Equitas Small Finance Bank ?
The average salary of a Credit Officer at Equitas Small Finance Bank in India typically ranges from ₹1.6 Lakhs to ₹4.4 Lakhs per year, depending on experience (from Fresher to 9 years).

The top 10% of Credit Officer at Equitas Small Finance Bank earn more than ₹3.6 Lakhs per year, and the top 1% earn over ₹4.3 Lakhs per year. Credit Officer Salaries at Equitas Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 200+ Equitas Small Finance Bank employees in India.
What is the estimated take home salary of a Credit Officer at Equitas Small Finance Bank in India?
The estimated take-home salary of a Credit Officer at Equitas Small Finance Bank in India typically ranges from ₹22,238 to ₹23,718 per month. This is based on the average salary range of ₹1.6 Lakhs to ₹4.4 Lakhs per year for employees with experience ranging from Fresher to 9 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 200+ salaries received from various employees of Equitas Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Officer at Equitas Small Finance Bank ?
To be a Credit Officer at Equitas Small Finance Bank in india, the key skills required include:

  • - Credit Appraisal
  • - CAM
  • - Credit Analysis
  • - Credit Underwriting
  • - Credit Policy

These skills are highly valued at Equitas Small Finance Bank and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than Equitas Small Finance Bank for Credit Officer in India?
Central Bank of India ₹12.4 Lakhs to ₹21.5 Lakhs per year
Indian Overseas Bank ₹11.0 Lakhs to ₹22.0 Lakhs per year
UCO Bank ₹13.2 Lakhs to ₹18.0 Lakhs per year
NatWest Group ₹7.8 Lakhs to ₹20.0 Lakhs per year
Bank of Baroda ₹6.0 Lakhs to ₹20.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Equitas Small Finance Bank, depending on the role and experience level.
What is the salary of a Credit Officer in companies similar to Equitas Small Finance Bank in India?
The salary of a Credit Officer at companies similar to Equitas Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

IDBI Bank ₹7.0 Lakhs to ₹18.0 Lakhs per year
Bank of Maharashtra ₹8.0 Lakhs to ₹20.0 Lakhs per year
Indian Bank ₹9.0 Lakhs to ₹12.5 Lakhs per year
Federal Bank ₹5.3 Lakhs to ₹16.0 Lakhs per year
Deutsche Bank ₹4.6 Lakhs to ₹17.9 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Officer at Equitas Small Finance Bank in India?
The salary growth for a Credit Officer at Equitas Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at Equitas Small Finance Bank:

Experience Average Salary Range
Fresher ₹2.0 Lakhs to ₹3.5 Lakhs per year
1 year ₹1.8 Lakhs to ₹3.6 Lakhs per year
2 years ₹1.6 Lakhs to ₹4.0 Lakhs per year
3 years ₹1.6 Lakhs to ₹4.0 Lakhs per year
and so on.

Tell us how to improve this page.

Equitas Small Finance Bank Credit Officer salary in India ranges between ₹1.6 Lakh to ₹4.4 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 277 Equitas Small Finance Bank latest salaries received from various employees of Equitas Small Finance Bank.