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Equitas Small Finance Bank Credit Officer Interview Questions, Process, and Tips
Updated
23 Aug 2024
Top Equitas Small Finance Bank Credit Officer Interview Questions and Answers
- Q1. What is CIBIL and Full Form of CIBIL?
- Q2. How to conduct PD With Customer?
- Q3. What is Credit 5cs?
10 Equitas Small Finance Bank Credit Officer Interview Experiences
23 questions found
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Popular
sachin
Interview experience
Excellent
Difficulty level
-
Duration
-
Result
-
1 Interview Round
1
Technical Round (1 Question)
- Q1. About credit knowledge Add Answer
Anonymous
Interview experience
Excellent
Difficulty level
-
Duration
-
Result
-
1 Interview Round
1
HR Round (1 Question)
- Q1. What do uou know about equitas Add Answer
Get interview-ready with top interview questions
5 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2
HR Round (1 Question)
- Q1. Background profile
Previous experience Add Answer
3
Assignment Round
Credit information,
Ceedit Policy
4
One-on-one Round (2 Questions)
- Q1. My introduction
Background profile Add Answer
- Q2. Self introduction
Previous experience Add Answer
5
Group Discussion Round
Group discussion of experience
Interview Preparation Tips
Interview preparation tips for other job seekers - Having 7.5 year total experience in Credit background.
Expecting Good hike in my ctc
Expecting Good hike in my ctc
Interview experience
Good
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected
I applied via Referral and was interviewed before Feb 2023.
1 Interview Round
1
One-on-one Round (5 Questions)
- Q1. What is cash flow analysis View Answers (2)
- Q2. What process following in approval View Answers (1)
- Q3. Work nature in current company View Answers (1)
- Q4. Your expected Ctc View Answers (1)
- Q5. Why you relieving your current job Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Process related knowledge regarding credit
Cash flow analysis
Cash flow analysis
Equitas Small Finance Bank interview questions for designations
I applied via Referral and was interviewed in Dec 2021.
3 Interview Rounds
Interview Questions
- Q1. Salary Discussion
Location Discussion
Add Answer
- Q2. Tell me about yourself.
Add Answer
- Q3. CIBIL full form.
What is KYC Documents
Credit general knowledge questions
Add Answer
I applied via Walk-in and was interviewed in Jun 2022.
2 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2
Group Discussion Round
Asking for privious job experience and also what is about your actual referent skill in whole process
Interview Preparation Tips
Interview preparation tips for other job seekers - Honestly and trust is key of the success
Credit Officer Jobs at Equitas Small Finance Bank
I applied via Walk-in and was interviewed before Jul 2021.
2 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2
Case Study Round
10 complete through Assembly of God Church School
Interview Preparation Tips
Topics to prepare for Equitas Small Finance Bank Credit Officer interview:
- Operations
- Recruitment
I applied via Naukri.com and was interviewed before Nov 2019.
1 Interview Round
Interview Questions
- Q1. What is CIBIL and Full Form of CIBIL?
View Answers (10)
- Q2. FOIR and IIR Description?
View Answers (2)
- Q3. How to conduct PD With Customer?
View Answers (5)
- Q4. What is Credit 5cs?
View Answers (3)
- Q5. Credit Related Many Questions I.e.like ITR,ABB and Legal Report
View Answers (1)
Interview Preparation Tips
Interview preparation tips for other job seekers - This interview was a technical one but was majorly a stress test. It lasted for about 45 Minutes. The interviewer wanted to test both my knowledge and communication skills. Most of the questions asked to me were related to Last Experience Company Credit Policy and Work curriculum i.e. Customer Profile, Credit Process, Credit Sanction related topics. He stressed a lot on the basics related to my Credit Work topic.Luckily I was able to answer most of the questions correctly. I tried to answer each question with examples and also used props on the table (like pens, paperweights, pen stands etc.) to explain my theories and Practice Experience.You need to stay calm and should apply presence of mind. Please go through the job description thoroughly word-by-word and recheck your resume to ensure that you are a best-fit for the position.
I applied via Referral and was interviewed in Jul 2019.
5 Interview Rounds
Interview Questions
- Q1. How I will do the pd and I could check the cibil and track. What question to ask from customer. What documents are required for processing the case for decision...read more
View Answers (2)
Interview Preparation Tips
Interview preparation tips for other job seekers - My interview is very good with Acm Sir. I satisfy to my boss with answers.
I applied via Other and was interviewed before Jan 2017.
4 Interview Rounds
Interview Questions
- Q1. HR executive Asking me my How was your experience in old company. and how handle client,how is process file punching. your comfort this job profile. you now cur...read more
Add Answer
- Q2. I am asking about what is the job profile of the company , how study new file.
View Answers (1)
- Q3. I am asking to HR Executive which salary make and how is increase salary appraisal wise or senior employees wise .
Add Answer
- Q4. What is the timing daily work.
Add Answer
Interview Preparation Tips
Round: Resume Shortlist
Experience: Branch Manager Give One new file than asking me how handle this client and how punched this case.
General Tips: I think every job seekers perfect his profile. minimum 80% knowledge his job profile.He already study against new company. collect his history and information.Any question asking hime but he give answer them confidently. he confidence looking first impression. he look show is perfect executive they good impression. Job seeker complitly real situation tell him. example asking question when que. related discussion must do not west time HR executive.
Skills: dont take work pressure, Communication, Body Language, Problem Solving, Analytical Skills, Leadership, Presentation Skills, Time Management, Decision Making Skills
Duration: <1 week
Experience: Branch Manager Give One new file than asking me how handle this client and how punched this case.
General Tips: I think every job seekers perfect his profile. minimum 80% knowledge his job profile.He already study against new company. collect his history and information.Any question asking hime but he give answer them confidently. he confidence looking first impression. he look show is perfect executive they good impression. Job seeker complitly real situation tell him. example asking question when que. related discussion must do not west time HR executive.
Skills: dont take work pressure, Communication, Body Language, Problem Solving, Analytical Skills, Leadership, Presentation Skills, Time Management, Decision Making Skills
Duration: <1 week
Top trending discussions
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Interview Tips & Stories
2w (edited)
a consultant
Alternate documents for Employee verification?
My new employer asked for my previous offer letters and salary slips. When I inquired, they said it was for background verification.
However, I feel that providing these documents might affect salary negotiations, and it feels a bit unethical too.
What alternative documents can I provide for employment verification?
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Equitas Small Finance Bank Interview FAQs
How many rounds are there in Equitas Small Finance Bank Credit Officer interview?
Equitas Small Finance Bank interview process usually has 2 rounds. The most common rounds in the Equitas Small Finance Bank interview process are Resume Shortlist, HR and One-on-one Round.
How to prepare for Equitas Small Finance Bank Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Equitas Small Finance Bank. The most common topics and skills that interviewers at Equitas Small Finance Bank expect are CAM, Credit Appraisal, Credit Analysis, Credit Policy and Credit Underwriting.
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Equitas Small Finance Bank Interviews By Designations
- Equitas Small Finance Bank Assistant Manager Interview Questions
- Equitas Small Finance Bank Credit Officer Interview Questions
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- Equitas Small Finance Bank Business Development Officer Interview Questions
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- Equitas Small Finance Bank Branch Credit Manager Interview Questions
- Equitas Small Finance Bank Credit Manager Interview Questions
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- Show more
Interview Questions for Popular Designations
- Credit Manager Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Assistant Credit Manager Interview Questions
- Senior Manager Credit Interview Questions
- Show more
Interview Process at Equitas Small Finance Bank Credit Officer
based on 3 interviews in last 1 year
Interview experience
People are getting interviews through
based on 7 Equitas Small Finance Bank interviews
Referral
WalkIn
Job Portal
43%
29%
29%
Moderate
Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates
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Credit Officer Interview Questions from Similar Companies
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14%
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Equitas Small Finance Bank Credit Officer Reviews and Ratings
based on 123 reviews
Rating in categories
|
Assistant Manager
892
salaries
|  ₹1.8 L/yr - ₹5.3 L/yr |
|
Business Development Officer
407
salaries
| ₹1.5 L/yr - ₹4.2 L/yr |
|
Relationship Manager
340
salaries
| ₹1 L/yr - ₹8.1 L/yr |
|
Customer Service Officer
310
salaries
| ₹1.1 L/yr - ₹5 L/yr |
|
Credit Officer
294
salaries
| ₹1.6 L/yr - ₹4.4 L/yr |
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