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Equitas Small Finance Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I applied via Company Website and was interviewed in Dec 2022. There were 2 interview rounds.
I applied via Walk-in and was interviewed before Dec 2023. There was 1 interview round.
Balancing family and work is crucial for maintaining a healthy and fulfilling life.
Prioritize tasks and set boundaries to ensure quality time with family
Communicate openly with family and employer about expectations and commitments
Utilize time management techniques to maximize productivity at work and home
Delegate tasks when necessary to avoid feeling overwhelmed
Take breaks and practice self-care to prevent burnout
I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.
Equitas Small Finance Bank interview questions for designations
I applied via Referral and was interviewed before Dec 2023. There were 3 interview rounds.
How to do assessment cases
I will check the property's location, condition, value, title, and any liens or encumbrances.
Location of the property (neighborhood, proximity to amenities)
Condition of the property (structural integrity, maintenance)
Value of the property (appraisal, market trends)
Title search (ownership history, any legal issues)
Liens or encumbrances (mortgages, taxes owed)
I applied via Referral and was interviewed before Mar 2023. There were 2 interview rounds.
I applied via Approached by Company and was interviewed in Sep 2022. There were 2 interview rounds.
I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.
Key ratios to be analyzed for making informed credit decisions.
I applied via Naukri.com and was interviewed in Sep 2021. There were 3 interview rounds.
What people are saying about Equitas Small Finance Bank
I was interviewed before Apr 2016.
Important clauses in 3CD for loan sanctioning
Clause 4 - Purpose of loan
Clause 5 - Amount of loan
Clause 6 - Repayment terms
Clause 7 - Security for loan
Clause 8 - Interest rate
Clause 9 - Default and consequences
Profit and loss ratios are financial metrics used to assess the profitability of a company.
Profit ratio measures the percentage of profit earned on sales.
Gross profit ratio is calculated by dividing gross profit by net sales.
Net profit ratio indicates the percentage of net profit earned on sales.
Operating profit ratio measures the profitability of core operations.
Return on investment (ROI) is a common profitability rat
Concurrent audit is conducted during the course of business operations, while statutory audit is conducted at the end of the financial year.
Concurrent audit is performed concurrently with the operations of the organization.
Statutory audit is conducted to ensure compliance with legal and regulatory requirements.
Concurrent audit helps in detecting and preventing frauds and errors in real-time.
Statutory audit provides an ...
No, someone earning less than EMI should not take a loan.
Taking a loan when earning less than the EMI can lead to financial strain and difficulty in repayment.
It is important to have a stable income that can comfortably cover the loan repayment.
If someone is already struggling to meet their financial obligations, taking on additional debt can worsen their situation.
It is advisable to explore alternative options such as...
based on 10 interviews
1 Interview rounds
based on 64 reviews
Rating in categories
Assistant Manager
857
salaries
| ₹0 L/yr - ₹0 L/yr |
Business Development Officer
416
salaries
| ₹0 L/yr - ₹0 L/yr |
Relationship Manager
360
salaries
| ₹0 L/yr - ₹0 L/yr |
Customer Service Officer
351
salaries
| ₹0 L/yr - ₹0 L/yr |
Sales Officer
341
salaries
| ₹0 L/yr - ₹0 L/yr |
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