Equitas Small Finance Bank Branch Credit Manager Interview Questions and Answers

I have over 10 years of experience in credit management, including analyzing credit reports, setting credit limits, and managing collections.

• 10+ years of experience in credit management

• Proficient in analyzing credit reports

• Setting credit limits based on risk assessment

• Managing collections efficiently

• Strong understanding of credit policies and procedures

I am currently earning $60,000 annually.

• My gross salary is $60,000 per year.

• I am currently making $5,000 per month before taxes.

• I receive $1,500 every two weeks as my gross salary.

Vehicle finance is a type of loan specifically designed for purchasing vehicles, where the vehicle itself serves as collateral for the loan.

• Vehicle finance involves borrowing money to purchase a vehicle, with the vehicle serving as collateral for the loan.

• The loan amount, interest rate, and repayment terms are typically based on the value of the vehicle being financed.

• Defaulting on vehicle finance payments can result i...read more

I have over 10 years of experience in credit management, including analyzing credit reports, setting credit limits, and managing collections.

• Analyzed credit reports to assess risk levels

• Set credit limits for customers based on their creditworthiness

• Managed collections process to ensure timely payments

• Developed and implemented credit policies to minimize risk