30+ SMFG India Credit Branch Credit Manager Interview Questions & Answers | Complete Prep Guide 2025

Top SMFG India Credit Branch Credit Manager Interview Questions and Answers

Q1. What is underwriting and what you have to do for getting good customer to our finance?

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Q2. Current CTC how much

View answers (2)
Q3. Tell about dpd days

View answers (2)

SMFG India Credit Branch Credit Manager Interview Experiences

13 interviews found

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 19 Jun 2024

Interview experience

Excellent

Difficulty level

Process Duration

Result

Round 1 - One-on-one

(2 Questions)

Q1. Please, tell me about yourself

Add your answer

Q2. Please, tell me about previous profile

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Onboarding process was too easy and friendly

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 6 Dec 2023

Interview experience

Excellent

Difficulty level

Easy

Process Duration

2-4 weeks

Result

Selected

I applied via Referral and was interviewed in Nov 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.

View all Resume tips

Round 2 - One-on-one

(2 Questions)

Q1. Personal details

Add your answer

Q2. Product details

Add your answer

Round 3 - Technical

(2 Questions)

Q1. Product details

Add your answer

Q2. Lap loan details

Add your answer

Round 4 - HR

(1 Question)

Q1. Document verification

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 12 Feb 2024

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

4-6 weeks

Result

Selected

I applied via Newspaper Ad

Round 1 - Previous profile work base

(2 Questions)

Q1. Salary expectation

Add your answer

Q2. Previous profile work base

Add your answer

Round 2 - HR

(1 Question)

Q1. About salary Base

Add your answer

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 26 Sep 2023

Interview experience

Average

Difficulty level

Moderate

Process Duration

4-6 weeks

Result

Selected

I applied via Recruitment Consulltant and was interviewed in Aug 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. Previous work experience details

Ans.

I have 5 years of experience as a Credit Manager in a bank, overseeing branch credit operations.

Managed a team of credit analysts and loan officers to ensure efficient credit evaluation and approval processes.
Developed and implemented credit policies and procedures to mitigate risk and ensure compliance with regulatory requirements.
Analyzed financial statements, credit reports, and other relevant information to assess ...

Answered by AI

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Round 3 - HR

(2 Questions)

Q1. Work experience details

Add your answer

Q2. Current CTC how much

Ans.

I am currently earning a competitive salary based on my experience and qualifications.

My current CTC is in line with industry standards.
I have been receiving regular salary increments based on my performance.
I am satisfied with my current compensation package.

Answered by AI

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Interview Preparation Tips

Interview preparation tips for other job seekers - It's very bad of my view very too much timings and holidays are not comfortable

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 30 Oct 2023

Interview experience

Good

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.

View all Resume tips

Round 2 - Technical

(2 Questions)

Q1. Credit, Underwriting

Add your answer

Q2. Credit questions

Add your answer

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 20 May 2024

Interview experience

Excellent

Difficulty level

Easy

Process Duration

4-6 weeks

Result

Selected

I applied via Walk-in and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - HR

(2 Questions)

Q1. Speak about cibil

Ans.

CIBIL is a credit information company that maintains credit records of individuals and businesses.

CIBIL stands for Credit Information Bureau (India) Limited.
It collects and maintains credit information of individuals and businesses.
Lenders use CIBIL reports to assess the creditworthiness of borrowers.
A good CIBIL score (above 750) increases the chances of loan approval.
Late payments and defaults can negatively impact C

Answered by AI

Add your answer

Q2. Tell about dpd days

Ans.

DPD days refer to the number of days a payment is past due.

DPD stands for Days Past Due
It is used to measure the number of days a payment is overdue
For example, if a payment is due on January 1st and it is paid on January 10th, the DPD would be 9 days

Answered by AI

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Branch Credit Manager Interview Questions & Answers

himanshu srivastava

posted on 18 Dec 2024

Interview experience

Good

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Approached by Company and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one

(1 Question)

Q1. Job related and experience related

Add your answer

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 10 Apr 2023

Interview experience

Excellent

Difficulty level

Process Duration

Result

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.

View all Resume tips

Round 2 - HR

(2 Questions)

Q1. Company basic knowledge & hard work honesty

Add your answer

Q2. Wher is Location previous company experience total experience

Ans.

I have previous experience as a Credit Manager in Mumbai with a total of 5 years of experience.

Previous company experience as a Credit Manager in Mumbai
Total experience of 5 years
Experience in managing credit risk, analyzing financial statements, and evaluating creditworthiness

Answered by AI

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Credit analysis risk management control Risk & Qlity mantra

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 15 Apr 2022

I applied via Referral and was interviewed in Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(4 Questions)

Q1. What is your family background?

Add your answer

Q2. What are your salary expectations?

Add your answer

Q3. Share details of your previous job.

Add your answer

Q4. Tell me about yourself.

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Hr interview skills is good and hr discussed all benefits and fecilities provided from company.

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 24 May 2021

Interview Questionnaire

1 Question

Q1. Job profile previous company and knowledge about cibil and also I honest about my work.

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Top trending discussions

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Interview Tips & Stories

I have been shortlisted for an interview at Bloomberg for the investment / real estate reporter role. How can I prepare for the interview? What all do I need to keep in mind for my prep? Please help, I am very nervous! Thank you

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SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Branch Credit Manager interview?

SMFG India Credit interview process usually has 2 rounds. The most common rounds in the SMFG India Credit interview process are Resume Shortlist, HR and One-on-one Round.

How to prepare for SMFG India Credit Branch Credit Manager interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Credit Underwriting, Mortgage Loans, Lap, housing loan and hl.

What are the top questions asked in SMFG India Credit Branch Credit Manager interview?

Some of the top questions asked at the SMFG India Credit Branch Credit Manager interview -

What is underwriting and what you have to do for getting good customer to our f...read more
Current CTC how m...read more
Tell about dpd d...read more

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SMFG India Credit Branch Credit Manager Interview Process

based on 13 interviews

2 Interview rounds

Resume Shortlist Round
HR Round

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SMFG India Credit Branch Credit Manager Salary

based on 241 salaries

₹2 L/yr - ₹9.2 L/yr

10% less than the average Branch Credit Manager Salary in India

View more details

SMFG India Credit Salaries in India

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