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SMFG India Credit Branch Credit Manager Interview Questions, Process, and Tips

Updated 18 Dec 2024

Top SMFG India Credit Branch Credit Manager Interview Questions and Answers

SMFG India Credit Branch Credit Manager Interview Experiences

13 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Please, tell me about yourself
  • Q2. Please, tell me about previous profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Onboarding process was too easy and friendly
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Personal details
  • Q2. Product details
Round 3 - Technical 

(2 Questions)

  • Q1. Product details
  • Q2. Lap loan details
Round 4 - HR 

(1 Question)

  • Q1. Document verification

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Newspaper Ad

Round 1 - Previous profile work base 

(2 Questions)

  • Q1. Salary expectation
  • Q2. Previous profile work base
Round 2 - HR 

(1 Question)

  • Q1. About salary Base
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Aug 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous work experience details
  • Ans. 

    I have 5 years of experience as a Credit Manager in a bank, overseeing branch credit operations.

    • Managed a team of credit analysts and loan officers to ensure efficient credit evaluation and approval processes.

    • Developed and implemented credit policies and procedures to mitigate risk and ensure compliance with regulatory requirements.

    • Analyzed financial statements, credit reports, and other relevant information to assess ...

  • Answered by AI
Round 3 - HR 

(2 Questions)

  • Q1. Work experience details
  • Q2. Current CTC how much
  • Ans. 

    I am currently earning a competitive salary based on my experience and qualifications.

    • My current CTC is in line with industry standards.

    • I have been receiving regular salary increments based on my performance.

    • I am satisfied with my current compensation package.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It's very bad of my view very too much timings and holidays are not comfortable

SMFG India Credit interview questions for designations

 Credit Manager

 (12)

 Credit Officer

 (1)

 Branch Manager

 (5)

 Branch Sales Manager

 (3)

 Assistant Branch Manager

 (1)

 Branch Collection Incharge

 (6)

 Group Credit Officer

 (2)

 Territory Credit Manager

 (1)

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all Resume tips
Round 2 - Technical 

(2 Questions)

  • Q1. Credit, Underwriting
  • Q2. Credit questions
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Speak about cibil
  • Ans. 

    CIBIL is a credit information company that maintains credit records of individuals and businesses.

    • CIBIL stands for Credit Information Bureau (India) Limited.

    • It collects and maintains credit information of individuals and businesses.

    • Lenders use CIBIL reports to assess the creditworthiness of borrowers.

    • A good CIBIL score (above 750) increases the chances of loan approval.

    • Late payments and defaults can negatively impact C

  • Answered by AI
  • Q2. Tell about dpd days
  • Ans. 

    DPD days refer to the number of days a payment is past due.

    • DPD stands for Days Past Due

    • It is used to measure the number of days a payment is overdue

    • For example, if a payment is due on January 1st and it is paid on January 10th, the DPD would be 9 days

  • Answered by AI

Branch Credit Manager Interview Questions & Answers

user image himanshu srivastava

posted on 18 Dec 2024

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Job related and experience related
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Company basic knowledge & hard work honesty
  • Q2. Wher is Location previous company experience total experience
  • Ans. 

    I have previous experience as a Credit Manager in Mumbai with a total of 5 years of experience.

    • Previous company experience as a Credit Manager in Mumbai

    • Total experience of 5 years

    • Experience in managing credit risk, analyzing financial statements, and evaluating creditworthiness

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Credit analysis risk management control Risk & Qlity mantra

I applied via Referral and was interviewed in Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(4 Questions)

  • Q1. What is your family background?
  • Q2. What are your salary expectations?
  • Q3. Share details of your previous job.
  • Q4. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Hr interview skills is good and hr discussed all benefits and fecilities provided from company.

Interview Questionnaire 

1 Question

  • Q1. Job profile previous company and knowledge about cibil and also I honest about my work.
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SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Branch Credit Manager interview?
SMFG India Credit interview process usually has 2 rounds. The most common rounds in the SMFG India Credit interview process are Resume Shortlist, HR and One-on-one Round.
How to prepare for SMFG India Credit Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Credit Underwriting, Mortgage Loans, Lap, housing loan and hl.
What are the top questions asked in SMFG India Credit Branch Credit Manager interview?

Some of the top questions asked at the SMFG India Credit Branch Credit Manager interview -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. Current CTC how m...read more
  3. Tell about dpd d...read more

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SMFG India Credit Branch Credit Manager Interview Process

based on 13 interviews

2 Interview rounds

  • Resume Shortlist Round
  • HR Round
View more
SMFG India Credit Branch Credit Manager Salary
based on 241 salaries
₹2 L/yr - ₹9.2 L/yr
10% less than the average Branch Credit Manager Salary in India
View more details

SMFG India Credit Branch Credit Manager Reviews and Ratings

based on 151 reviews

4.1/5

Rating in categories

3.8

Skill development

3.6

Work-life balance

4.3

Salary

4.1

Job security

3.7

Company culture

3.7

Promotions

3.6

Work satisfaction

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